Janet Lund Mortgage Loan Originator #553788

Janet Lund Mortgage Loan Originator #553788 Ready to make your homeownership dreams a reality? Luminate Bank is here to help you navigate the path to the right mortgage.

At Luminate Bank, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way. We make lending approachable by bringing transparency and consistency to every part of the financial world - guiding people to decisions that they feel are in their best interest. It's our goal to help you feel informed and engaged at every turn.

These days, there’s a little more to condo financing than finding a place you love and getting the keys.Your lender may ...
09/08/2026

These days, there’s a little more to condo financing than finding a place you love and getting the keys.

Your lender may need to look at the condo project itself, including the HOA’s finances, insurance, reserves, repairs, and more.
And with condo review changes taking effect in 2026, plus the transition to UAD 3.6 appraisal reporting, there are some things worth knowing before you make an offer.

If a condo is on your wishlist, let’s talk about your plans. I’m happy to help you figure out what comes next!

When you buy a condo, your lender may look at more than just you and the unit you want to buy. They may also need to review the condominium project itself.

5.0 star review received on Experience.com for Janet Lund by Riho K - Janet is very knowledgeable and kind and she knows...
09/07/2026

5.0 star review received on Experience.com for Janet Lund by Riho K - Janet is very knowledgeable and kind and she knows what she is doing! We are so fortunate to have her as our loan officer. We'll come back to her if we ever need another mortgage in the future.

Click to see all 556 reviews of Janet Lund, Mortgage Loan Officer | NMLS # 553788

5.0 star review received on Experience.com for Janet Lund by Julia E D - Janet is so knowledgeable, professional, friend...
09/05/2026

5.0 star review received on Experience.com for Janet Lund by Julia E D - Janet is so knowledgeable, professional, friendly and most of all trustworthy. We know she has our best interest at hand and we trust her to find us the best lender to meet our needs. Our new home purchase would not have gone as smoothly without her help. I definitely would not hesitate to recommend her to anyone.

Click to see all 556 reviews of Janet Lund, Mortgage Loan Officer | NMLS # 553788

First-time homebuyers: here’s your permission to ask your loan officer all the questions.Even the “this might be a dumb ...
09/03/2026

First-time homebuyers: here’s your permission to ask your loan officer all the questions.

Even the “this might be a dumb question…” questions.

There aren’t any dumb questions when you’re making one of the biggest financial decisions of your life. In fact, some of the best conversations happen when we get beyond the basic numbers and start talking about what could change, what you might be overlooking and where you want to be a few years from now.

A good mortgage conversation should leave you feeling more informed, not more overwhelmed.

5.0 star review received on Experience.com for Janet Lund by Krissan R - We had two previous deals fall apart due to fin...
09/02/2026

5.0 star review received on Experience.com for Janet Lund by Krissan R - We had two previous deals fall apart due to financing. Janet got the job done efficiently, professionally and very quickly!
My sellers and I are very grateful. Thank you!

Click to see all 554 reviews of Janet Lund, Mortgage Loan Officer | NMLS # 553788

5.0 star review received on Experience.com for Janet Lund by Kelli G C - Working with Janet was easy, seamless, and prof...
09/02/2026

5.0 star review received on Experience.com for Janet Lund by Kelli G C - Working with Janet was easy, seamless, and professional. She kept everyone updated as soon as new information became available and helped make the entire process run smoothly. Thanks for a great transaction, Janet!

Click to see all 554 reviews of Janet Lund, Mortgage Loan Officer | NMLS # 553788

5.0 star review received on Experience.com for Janet Lund by Jessica P - Janet  makes  this  process  so  easy  and  str...
09/02/2026

5.0 star review received on Experience.com for Janet Lund by Jessica P - Janet makes this process so easy and stress free

Click to see all 554 reviews of Janet Lund, Mortgage Loan Officer | NMLS # 553788

Don't let closing day become a scammer's opportunity. When you’re getting close to closing, your inbox is probably full ...
09/01/2026

Don't let closing day become a scammer's opportunity.

When you’re getting close to closing, your inbox is probably full of messages from your lender, real estate agent, title company and attorney. That’s exactly what scammers are counting on.

Wire fraud scams often look surprisingly legitimate, which is why it’s so important to verify wiring instructions and be cautious about unexpected changes or requests for personal information.

A few extra seconds of verification could save you from a very expensive mistake.

Homebuyers have become a common target for cybercrime as scammers impersonate lenders, but knowing what to watch for is one of the best ways to protect yourself.

5.0 star review received on Experience.com for Janet Lund by Michael A D - Great communication, always on top of it, kee...
08/31/2026

5.0 star review received on Experience.com for Janet Lund by Michael A D - Great communication, always on top of it, keeping us up to date.

Click to see all 551 reviews of Janet Lund, Mortgage Loan Officer | NMLS # 553788

5.0 star review received on Experience.com for Janet Lund by Kelly R - I'm  so  thankful I had  Janet  to  guide me  thr...
08/30/2026

5.0 star review received on Experience.com for Janet Lund by Kelly R - I'm so thankful I had Janet to guide me through this proces. She was so communicative and laid everything out in a very digestible manner. I also needed a quick close and she got right on it and got it done. I'd highly recommend her to others.

Click to see all 551 reviews of Janet Lund, Mortgage Loan Officer | NMLS # 553788

Address

2523 S. Wayzata Boulevard Suite 300
Minneapolis, MN
55405

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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