Janet Lund Mortgage Loan Originator #553788

11/03/2026

Buying a home comes with more costs than you might expect, and a little planning can make a big difference.

From your down payment to closing costs and everything in between, understanding the full picture can help you prepare for your next move with confidence.

Visit the link in the caption for more information.

Have questions about budgeting for a home? Let's talk.

11/01/2026

5.0 star review received on Experience.com for Janet Lund by Sandra D - Janet was extremely friendly, professional and responsive. I felt like she truly cared about me and wanted to make sure I had a great experience. I'd definitely recommend her to anyone!

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10/29/2026

Found a house you love, but still need to sell the one you’re in?

You may not have to wait for one sale to happen before planning your next move.

Bridge loans and other financing options could help you explore the possibilities.
I can walk you through the options, talk through the timing, and help you figure out what makes sense for your situation. Let's start with a conversation.

10/28/2026

5.0 star review received on Experience.com for Janet Lund by Ronald G B - Janet has done a few mortgages for me. She knows what we need, when we need it and how it should be done. She sat through the closing making sure everything was correct.
Janet is super thorough and always pleasant.

Click to see all 560 reviews of Janet Lund, Mortgage Loan Officer | NMLS # 553788

10/27/2026

When was the last time you looked at your home equity?

Whether you're thinking about renovating, simplifying debt, helping with college expenses, or buying your next home, understanding your options can help you plan for what's ahead.

Consider this your Home Equity Checkup: a look at your options, what to consider, and how to make an informed decision about your next move.

Discover how your home equity can help fund major life expenses, including home improvements, debt consolidation, education costs, or the purchase of another home.

10/27/2026

5.0 star review received on Experience.com for Janet Lund by Carolyn O - Although Janet represented the buyer's side of the transaction, she worked hard to track & resolve an issue dealing with the new HOA reserve fund requirements. The transaction would have likely fallen apart had Janet not taken the lead to work with all parties, including the Sellers and underwriting, to clarify & gain underwriting's approval of the HOA's financial documentation.

Click to see all 560 reviews of Janet Lund, Mortgage Loan Officer | NMLS # 553788

10/21/2026

5.0 star review received on Experience.com for Janet Lund by Kasey W - Janet provided excellent communication and updates. We were supported throughout the entire process which made everything smooth and seamless.

Click to see all 558 reviews of Janet Lund, Mortgage Loan Officer | NMLS # 553788

10/20/2026

One thing I always want buyers to know? The asking price is only one part of the conversation.

Depending on the home and the seller, there may be opportunities to negotiate closing costs or explore a temporary rate buydown, too.

If a move is on your mind before the end of the year, it's a good time to get your financing plan in place.

Is fall a good time to buy a house? Get familiar with seasonal housing trends, seller concessions, temporary buydowns, and tips for closing before the holidays.

10/15/2026

Between gifts, travel, family plans, and all the extra expenses that seem to just show up, it's worth looking at your full monthly cash flow before the holiday spending begins.

Take a few minutes to map out your mortgage payment, recurring bills, savings goals, and seasonal expenses. Knowing what needs to be covered first can make it easier to see what you have available for the fun stuff.

10/13/2026

Lowering the price isn’t the only way to make a home more appealing to buyers.

In today’s market, seller concessions can help cover eligible closing costs or contribute toward a mortgage rate buydown. That may give buyers more flexibility with their upfront costs or monthly payment, while helping sellers keep the conversation focused on the overall value of the home.

A temporary buydown, for example, can lower a buyer’s initial mortgage payment for a set period. It’s one option that may help make the numbers feel more comfortable without changing the home’s purchase price.

A mortgage rate buydown can make early monthly payments more manageable. A temporary buydown reduces the buyer’s effective interest rate for a limited time.