Karen Karker, Mortgage Banker - NMLS #85338

Karen Karker, Mortgage Banker - NMLS #85338 30 years of experience in residential lending. Posts are considered legal
advice, terms and conditions apply.

Equal Housing Lender. 🏡
The views expressed on this site are
not my own and do not necessarily reflect the views of Total Mortgage Services.

08/09/2026
08/07/2026

Step inside a home that immediately tells a story of craftsmanship. The entry foyer welcomes you with a striking exposed brick wall and a sturdy wooden support column, setting a warm and inviting tone. Hardwood floors anchor the space with natural...

MYTH Think you need 20% down to buy a home? Let’s bust that myth. 🏡Some buyers may qualify with as little as 3% down—or ...
07/21/2026

MYTH

Think you need 20% down to buy a home? Let’s bust that myth. 🏡

Some buyers may qualify with as little as 3% down—or even down payment assistance.

DM me “MYTH” to discuss your options.

WORRIED YOUR MONTHLY PAYMENT WILL BE TOO HIGH ?Before you rule out buying a home, let’s look at the actual numbers based...
07/17/2026

WORRIED YOUR MONTHLY PAYMENT WILL BE TOO HIGH ?

Before you rule out buying a home, let’s look at the actual numbers based on your income, down payment and preferred price range.

You may have more options than you realize.

Message me PAYMENT and I’ll help you understand what may realistically work—no pressure and no obligation.

Karen Karker
Senior Mortgage Banker
Total Mortgage NMLS #2764
NMLS #85338
203-395-3773
tms.loan/karker

Address

Total Mortgage Services LLC, 185 Plains Road
Milford, CT
06461-NMLS#2764

Telephone

+12033953773

Website

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