Christine Watson Mortgage Loan Originator

11/03/2026

Self-employed? You may have more mortgage options than you think.

Adjustable-Rate Mortgages (ARMs) are gaining attention as borrowers look for more flexibility in today's market.

For self-employed borrowers, our ARM product offers alternative ways to qualify without relying solely on traditional tax returns.

We offer income qualification options using:

✔️ Bank Statements – Show your income through eligible personal or business bank statements.

✔️ 1099 Income – Use your 1099 earnings to help qualify.

✔️ Profit & Loss (P&L) – Document your business income with an eligible P&L statement.

Owning your own business shouldn't make getting a mortgage more complicated than it needs to be.

Interested in learning more? Let's talk about whether one of these options could be a good fit for your next home purchase or refinance.

Reach out today!

10/30/2026

🎃 No Tricks. Just Mortgage Tips! 🏡

Buying a home doesn't have to be spooky! 👻 Here are 3 tips to keep your homebuying journey on track:

💳 Check Your Credit: A stronger credit score may help you qualify for better mortgage rates.

💰 Save for Closing Costs: Remember, there's more to budget for than just your down payment!

🚫 Avoid New Debt: Hold off on big purchases and opening new credit accounts before closing.

Have questions about getting mortgage-ready? We're here to help make the process a little less scary! 🏡

📩 Reach out today to get started!

10/29/2026

🏡 Buying a Home? Don't Forget About Closing Costs!

Your down payment isn't the only expense to plan for when buying a home! 💰

Closing costs are the fees and expenses associated with finalizing your mortgage and completing your home purchase. They can include:

🔑 Loan Fees: Costs associated with processing and underwriting your mortgage.

📋 Appraisal & Inspections: Fees for evaluating the property's value and condition.

🏠 Title & Settlement Fees: Expenses related to transferring ownership and completing the closing.

💵 Prepaid Expenses: Items like homeowners insurance, property taxes, and prepaid interest.

✨ The Good News? Understanding these costs early can help you budget confidently and avoid surprises on closing day!

Every home purchase is different, and your closing costs will depend on your loan, property, and other factors.

Have questions about what to expect when buying a home? We're here to help you navigate the process from pre-approval to closing day! 🏡🔑

📩 Let's talk about your homeownership goals!

10/28/2026

🏡 Condo Financing Update: HOA Reserve Requirements Are Changing!

Did you know that HOA reserve requirements can impact whether a condo qualifies for conventional financing?

The minimum reserve budget allocation requirement for condominium associations is increasing from 10% to 15% or higher under applicable guidelines. This means HOAs may need to allocate more of their annual budgets toward future repairs and replacements to meet financing requirements.

Why does this matter?
🔹 Some condo projects may face additional eligibility challenges.
🔹 Buyers could have fewer conventional financing options for certain properties.
🔹 Realtors and sellers should understand these requirements before listing or accepting an offer.

💡 The takeaway: Understanding condo warrantability early can help prevent financing surprises and keep transactions moving smoothly.

Have questions about condo financing? Let's connect! 📩

10/27/2026

Unlock More Equity with PRMI's DSCR Loan!
Qualified borrowers may access up to 85% LTV on a cash-out refinance for investment properties.

- Based primarily on the property's cash flow, not personal income
- Up to 85% LTV for purchases & rate/term refinances
- Eligible for short-term rentals

Ready to put your investment property equity to work? Contact me today to learn more!

https://myloan.primeres.com/ #/loan-officers/christine.watson@primeres

10/26/2026

Buying a home with child support income?
The amount received may not always be the amount that qualifies as mortgage income.

Lenders may review:
- Child support agreement
- Payment history
- Supporting documentation

Tip: Talk to your lender early to understand what income may qualify!

https://myloan.primeres.com/ #/loan-officers/christine.watson@primeres

10/21/2026

🏡 Ready to buy your next home before selling your current one?

With PRMI MoveFirst, eligible homeowners may be able to make their next move with more flexibility, without waiting for their current home to sell!

✨ Program Highlights:

✅ Make a non-contingent offer
✅ Access up to $2 million in home equity
✅ Use funds toward down payment and closing costs
✅ Potentially cover eligible debt payoff, home prep, and moving expenses
✅ Get up to 6 months to sell your current home

📲 Contact me today at (203) 928-8408 to see if you qualify for MoveFirst!

10/16/2026

❤️ Sometimes, you have to take a different path to realize where you belong!

I’m so excited to be back home with PRMI’s Shoreline Division! 🏡✨

I’m incredibly grateful for this opportunity to return to a team that feels like home and to continue doing what I love: helping people navigate the mortgage process and achieve their dreams of homeownership.

A huge thank you to Ian Perry and the entire Shoreline team for welcoming me back with open arms! I’m looking forward to reconnecting with familiar faces, building new relationships, and helping even more families reach their homeownership goals.

Sometimes, the best place to be is right where you started. ❤️

If you’re looking to buy a home, refinance, or simply have questions about your mortgage options, I’d love to connect! Let’s make your homeownership goals a reality. 🏡🔑

🏡 SOME PEOPLE FIND THEIR WAY RIGHT BACK HOME! 🎉

Please join us in welcoming Christine Watson back to the team at PRMI’s Shoreline Division! 🙌

Sometimes, you have to step away to realize where you truly belong, and we couldn’t be happier that Christine has found her way back home! ❤️

Christine brings valuable experience, dedication, and a genuine passion for helping clients achieve their homeownership dreams. Having her back on the team is a win for our entire division, our referral partners, and the families we have the privilege of serving.

At PRMI’s Shoreline Division, we believe in building strong relationships, supporting one another, and making the home financing journey a great experience for every client. Christine is a wonderful addition to that mission, and we’re excited for what’s ahead!

Welcome home, Christine! We’re glad to have you back! 🏡🎉

10/02/2026

Screenshots aren't bank statements, and yes, this happens more than you think.

If you are getting ready to apply for a mortgage, this one is worth a swipe.

Knowing what lenders actually need before you apply saves time and avoids delays when it matters most.

09/28/2026

Thinking about selling? Start here.

A little preparation before you list can make a big difference in how fast your home sells and how much you walk away with. Swipe to see what to tackle first.