Affordable Insurance

Affordable Insurance Affordable Insurance is your local Independent Insurance Agency

Affordable Insurance is a leader in providing quality insurance protection for hundreds of individuals, families and

Back to school
08/18/2026

Back to school

As summer draws to a close and children start heading back to school, remember these key tips to help keep kids safe and healthy.

Organize Your Garage Like A Pro
04/21/2026

Organize Your Garage Like A Pro

Spring cleaning doesn’t end when your home is spotless. Know these tidying hacks for your garage.

Filing an Auto Claim
04/14/2026

Filing an Auto Claim

1. Call your insurance professional as soon as possible — even from the scene of the accident—regardless of who is at fault. Even if the accident appears minor, it’s important to let your insurance company know about the incident and to find out whether your auto insurance policy covers you fo...

Due to severe winter weather conditions and for the safety of our staff, Affordable Insurance will be closed on Monday, ...
03/16/2026

Due to severe winter weather conditions and for the safety of our staff, Affordable Insurance will be closed on Monday, March 16th. We encourage everyone to stay safe and avoid unnecessary travel as road conditions remain hazardous.
During this time we have one person answering the phones so please be patient. Both physical offices in Marinette & Menominee are closed today. You can access your account online through your company website to file claims and make payments. Most debit, credit and bank accounts are accepted to make payments online. Please see our website, www.myaffordable.com for your companies phone number and website information.

Affordable Insurance is an independent insurance agency with two locations in Menominee, Michigan and Marinette, Wisconsin. We provide personal and business insurance solutions.

08/06/2025

Being prepared when the power goes out is an important—and often overlooked—measure everyone should take.

03/12/2025

Here's What Road Salt Does to Your Car

by Erie Insurance on March 9, 2025
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When the season changes to spring, our cars often wear the scars of the winter they’ve just endured. And not just from the harsh weather.

Road salt helps melt ice, which definitely makes the roads safer. However, there are some definite downsides when it comes to your car. Read on to learn exactly how road salt works—and what road salt does to your car.
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How Does Road Salt Work?

Salt—or in scientific terms, sodium chloride —lowers the freezing point of water. So, while water normally freezes at 32 degrees Fahrenheit, water needs colder temperatures in order to freeze when it’s exposed to salt. The more salt you add, the more difficult it is for water to freeze.

The thing about road salt is it needs a little water to activate the process. Sometimes, road crews will pre-treat roads with a mix of salt and water called “brine.” Salt brine can keep ice from ever forming. If there’s a lot of snow and ice on a road, the brine will seep into the bottom layers, breaking the bond between the ice and the road. The remaining snow and ice will then float along the top of the brine, making it easy for any passing traffic to break it up for good.

In case you were wondering: Yes, it’s possible for the temperatures to be too low for road salt to work! Generally speaking, if the road temperature is colder than 15 degrees Fahrenheit, the salt won’t be able to pe*****te the solid ice to start dissolving. When that happens, road crews might spread sand on top of the ice for better traction.

What Road Salt Does to Your Car?

While road salt is doing good things for road safety, it’s doing something very different when it contacts with your car.

Salt creates chemical reactions that can corrode your car. This is especially true for any exposed metal.

Two car parts that are especially susceptible to corrosion and rust are the brake and fuel lines. That’s because they’re close to the undercarriage of the car, which takes the brunt of the road salt damage.

How to Treat Your Car Exposed to Road Salt

So what’s a driver to do? When spring arrives, give your car a good wash, remembering to take care of the car’s undercarriage and tires. Consider a thorough exterior detailing job as well. Read more about how to help your car recover from winter.

And since an ounce of prevention is worth a pound of cure, it’s best to take measures in the fall.

Give your car a good wash and wax. For the best protection, consider applying a wax sealant over your wax. Modern ceramic coatings work best but, are also the most expensive. You can also apply an undercoating that can prevent corrosion on the car’s bottom.
Have any scrapes, chips or rust spots repaired before the first snow falls.
Keep your distance when driving behind trucks spreading salt or brine.
Get regular car washes. Spray your car down at least once a week if you live in a snowy area. Invest in a wash that cleans the undercarriage of the car at least every few weeks or after a heavy bout of snow and/or ice hits your area. Consider a fluid film coating prior to winter for extra protection.
Give an older car some extra TLC. Cars are especially susceptible to corrosion after being exposed to road salt for eight years or more, reports the National Highway Traffic Safety Administration.
One way you can protect your car in any season is with the right auto insurance. Talk to an insurance professional like an Erie Insurance agent to learn more about getting the right coverage at the right price.

01/27/2024

The Big Freeze 🥶
Check out the tips below about frozen pipes and protecting your home from a claim

Eight winter tips for your pet
11/28/2023

Eight winter tips for your pet

While your furry friends may love to frolic in the snow, the cold weather can take a toll on them. These eight tips will help protect them when the temperature takes a dip.

03/29/2023
Spring cleaning the business
03/08/2023

Spring cleaning the business

Spring cleaning isn't just for homes - here are seven ways you can "clean up" your business this spring (no duster needed).

Address

1205 10th Avenue
Menominee, MI
49858

Opening Hours

Monday 8am - 4:30pm
Tuesday 8am - 4:30pm
Wednesday 8am - 4:30pm
Thursday 8am - 4:30pm
Friday 8am - 4:30pm

Telephone

+19068645000

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