Darletta Newson at Guaranteed Rate NMLS# 71399

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Memphis, TN
Darletta Newson at Guaranteed Rate NMLS# 71399

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I am a VP of Mortgage Lending at Rate. Personal NMLS # 71399. Rate #2611.

10/30/2026

Home prices were up in more than three-quarters of the nation’s metro markets in the third quarter of 2026, with the average home price sitting at $432,900. The Northeast region (4%) led the nation in price appreciation, followed by the Midwest (3.6%). 21% of markets saw home prices decline in Q3, showing there's still plenty of opportunities out there for buyers.

Need help navigating this evolving housing market? Let’s talk.
https://myoc.io/cZRgdanmidH/sOvYH

NMLS # 71399

10/29/2026

With the economy remaining strong and inflation lingering, the Fed opted to hold interest rates during their latest meeting. Mortgage rates are expected to stay about where they are in response. When rates hold steady, it takes some pressure off your home financing decisions. Instead of trying to anticipate what could happen next, focus on your timing, budget and other factors within your control.

If you’re in the market for a new home, let’s plan your next move.
https://myoc.io/cZRgdanmidH/xklb8

NMLS # 71399

10/28/2026

Don’t blame ghosts for every creak, thud and clunk. There’s (probably) a perfectly normal explanation for the sounds your home makes. The real trick is keeping up with seasonal maintenance to prevent small issues from spiraling into bigger ones.

Review our home maintenance guide to get your home ready for spooky season.
https://myoc.io/cZRgdanmidH/kyHCh

NMLS # 71399

10/27/2026

Running more than one business, or managing income that doesn't move in a straight line? Standard income documentation isn't always built for that. For eligible business owners, a current 12-month profit and loss statement may offer a documentation path built for that kind of complexity.

If that sounds like your business, let's have a conversation.
https://myoc.io/cZRgdanmidH

NMLS # 71399

10/21/2026

Sometimes the small signs around your home point to a bigger question. Does your space still work for you? Whether you’re thinking about more space, a different setup or what comes next, I can help you explore financing options. If updating your home is part of the plan, a Rate Home Equity Line of Credit (HELOC) can help fund improvement projects. Or if life is leading you elsewhere, I could help you explore homebuying options.

Let’s plan for your next chapter together.
https://myoc.io/cZRgdanmidH/CWy40

NMLS # 71399

10/20/2026

Pending home sales fell 7.3% in September, with signed contracts down in every region of the country. With less competition, buyers who are ready may have more room to negotiate. Thinking about making a move while others wait?
https://myoc.io/cZRgdanmidH/e9yaw

NMLS # 71399

10/15/2026

10/14/2026

September home sales were mixed, with sales increasing in the South and West, holding steady in the Midwest and declining in the Northeast compared to last month. Year-over-year sales are down in all four regions, but many buyers are still entering contracts thanks to a 1.9% increase in inventory.

Want to know how to make the most of this evolving market? Let’s talk.
https://myoc.io/cZRgdanmidH/NQtcj

NMLS # 71399

10/14/2026

❤️ What an amazing time at the Armenian Festival in California! ❤️

We had such an enjoyable time connecting with the Armenian community, celebrating the culture, and sharing valuable information about the journey to homeownership! 🏡✨

A heartfelt THANK YOU to the Armenian community for welcoming us and giving us the opportunity to be part of such a wonderful event. It was a pleasure meeting so many amazing people, answering questions, and sharing information to help individuals and families take steps toward achieving their dream of owning a home.

Homeownership is about more than buying a house — it’s about building stability, creating generational wealth, and establishing a place to call home. We’re grateful for the opportunity to be part of that journey! ❤️🏠

We look forward to building lasting relationships and helping more families turn their homeownership dreams into reality. Thank you for making us feel so welcome! 🙏🏽

10/07/2026

Did you get this riddle right? While the answer gets a lot of attention, it’s only one piece of the larger mortgage puzzle. Discover the other numbers and details worth considering in our guide, or speak with me to better understand the big picture.
https://myoc.io/cZRgdanmidH/MnvvE

NMLS # 71399

Address

1355 Lynnfield Road Suite 147
Memphis, TN
38119

Telephone

+19015036088

Website

https://www.rate.com/loan-officers/darletta-newson-71399

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