Borde & Associates, P.A.

Borde & Associates, P.A. Borde & Associates, P.A. FL based Licensed Insurance Agency & Registered Investment Adviser Representative. Member FINRA/SIPC

Health, Medicare, Life, Long Term Care, Annuities, Risk Management, 401K, IRA, Investment & Retirement Planning. Investment advisory services offered through KCD Financial, Inc.

Still working after 65? Your Medicare decisions may depend on how your employer or retiree coverage coordinates with Med...
09/03/2026

Still working after 65? Your Medicare decisions may depend on how your employer or retiree coverage coordinates with Medicare.

Before enrolling in: or delaying: Medicare, consider:
• Whether your coverage is based on current employment or retirement
• Your employer’s size and plan rules
• How Medicare may coordinate with your group health plan
• Whether you contribute to an HSA, since Medicare enrollment can affect HSA eligibility
• Whether COBRA, retiree, union, or spouse coverage applies

The right steps and timing vary by individual circumstances. Review your plan documents and enrollment requirements carefully before making a decision.

Corrie Borde can help you organize the questions and information needed to evaluate your options.

Contact Corrie at 321-36-BORDE or visit www.baapa.us.

Costs, benefits, eligibility, and availability vary. Borde & Associates PA is not affiliated with or endorsed by Medicare or any government agency. This post is for educational purposes only and does not guarantee any outcome.

Being in an accident is stressful enough : but what happens when the other driver has no insurance or not enough to cove...
09/02/2026

Being in an accident is stressful enough : but what happens when the other driver has no insurance or not enough to cover the damage?

That is where uninsured and underinsured motorist (UM/UIM) coverage comes into play. In Florida, our roads see a high number of uninsured drivers, which makes understanding this protection especially relevant.

Here is a realistic scenario: A driver runs a red light and hits your car. They are at fault, but their policy limits are far too low to cover your medical bills, lost wages, or repair costs. Without UIM coverage, you could be left covering the gap out of pocket.

UM/UIM coverage is designed to help protect you and your passengers when the at-fault driver cannot. A few things to consider:

• Check whether your policy includes uninsured and underinsured motorist coverage, and what its limits are.
• Understand that coverage, limits, and pricing vary by carrier and location.
• Review how this protection fits with your other auto coverages and your overall financial plan.

Auto insurance is not one-size-fits-all. Your needs depend on your vehicle, driving habits, household, and budget.

Policy features, costs, eligibility, and availability vary by insurer and location. Coverage cannot cover every possible loss, and no outcome is guaranteed.

Contact Borde & Associates PA at 321-36-BORDE or visit www.baapa.us.

With Space Coast Association of Realtors – I just made it onto their weekly engagement list by being one of their top en...
09/01/2026

With Space Coast Association of Realtors – I just made it onto their weekly engagement list by being one of their top engagers! 🎉

Florida homeowners: The National Flood Insurance Program (NFIP) is currently authorized through September 30, 2026, unle...
09/01/2026

Florida homeowners: The National Flood Insurance Program (NFIP) is currently authorized through September 30, 2026, unless Congress takes further action.

What should you know?

• Flood damage is generally not included in a standard homeowners insurance policy.
• NFIP flood coverage is available through participating agents in eligible communities.
• If your flood policy renews near the September 30 deadline: or you’re planning a purchase or refinance: don’t wait to review your coverage and timing.
• If authorization lapses, new policy sales and renewals could be affected. Availability, eligibility, terms, waiting periods, and deadlines can change, so verify the current NFIP status with your agent.

This is especially important for homeowners in coastal Brevard County communities, including Cocoa Beach, Melbourne, Palm Bay, and Satellite Beach.

Tagging

Contact Borde & Associates PA at 321-36-BORDE or www.baapa.us.

This content is for educational purposes only and is not legal, tax, claims, or investment advice. Coverage availability, eligibility, terms, conditions, and deadlines vary. Review your individual situation with a qualified insurance professional.

Protecting Your Enterprise: Business Interruption and Commercial Property Coverage Essentials 🏢📊For business owners, une...
09/01/2026

Protecting Your Enterprise: Business Interruption and Commercial Property Coverage Essentials 🏢📊

For business owners, unexpected disruptions: from severe weather incidents to equipment failures: can severely impact daily operations, revenue streams, and payroll commitments.

Comprehensive commercial property and business interruption insurance is designed to help bridge financial gaps during a temporary shutdown, supporting ongoing expenses and business continuity while you recover.

Coverage needs vary significantly by industry, business structure, and operational risk. Contact Borde & Associates PA or connect with Corrie Borde to review your commercial risk management strategy.

📞 Call: 321-36-BORDE
🌐 Visit: www.baapa.us

Building an Extra Layer of Protection: Why Umbrella Insurance Matters for Asset Preservation ☂️💼For homeowners, professi...
08/31/2026

Building an Extra Layer of Protection: Why Umbrella Insurance Matters for Asset Preservation ☂️💼

For homeowners, professionals, and growing households with significant assets and investments, standard auto and homeowners liability limits may not always provide sufficient coverage in a major lawsuit.

An umbrella liability policy sits above your underlying policies, offering an additional layer of financial protection to help safeguard your savings, property, and future earnings from unexpected large claims.

Coverage needs depend on your lifestyle, asset portfolio, and existing policies. Contact Borde & Associates PA or speak with Corrie Borde to evaluate your personal liability coverage.

📞 Call: 321-36-BORDE
🌐 Visit: www.baapa.us

Beating the 2026 Homeowners Insurance Crunch: Practical Ways to Review Your Coverage 🏡📋With property insurance costs con...
08/30/2026

Beating the 2026 Homeowners Insurance Crunch: Practical Ways to Review Your Coverage 🏡📋

With property insurance costs continuing to rise due to rebuilding expenses and regional risk factors, homeowners are actively seeking smart ways to manage premiums without sacrificing essential protection.

Conducting a thorough pre-renewal review can make a significant difference. Key steps include evaluating your deductibles, exploring multi-policy bundling discounts, assessing mitigation features, and verifying your coverage limits against current rebuilding costs.

Discounts, eligibility, and policy terms vary by carrier and location. Contact Borde & Associates PA or connect with Corrie Borde to review your property insurance portfolio today.

📞 Call: 321-36-BORDE
🌐 Visit: www.baapa.us

As economic conditions and interest rate environments evolve, retirees are increasingly looking at fixed, indexed, and v...
08/29/2026

As economic conditions and interest rate environments evolve, retirees are increasingly looking at fixed, indexed, and variable annuities to secure reliable, predictable lifetime income.

Chasing the highest headline rate alone isn't always the best strategy. A comprehensive review should consider surrender periods, fees, liquidity needs, insurer financial strength, and how the annuity aligns with your long-term retirement objectives.

Annuity rates, terms, features, and availability vary, and guarantees depend entirely on the claims-paying ability of the issuing insurer. Contact Borde & Associates PA or Contact Corrie to evaluate your retirement income strategy.

Contact Borde & Associates PA: 321-36-BORDE
www.baapa.us

Modern financial planning increasingly emphasizes policies equipped with living-benefit or hybrid long-term-care riders....
08/28/2026

Modern financial planning increasingly emphasizes policies equipped with living-benefit or hybrid long-term-care riders. These options allow qualifying policyholders to access a portion of their death benefit during their lifetime under specific serious health circumstances.

Integrating living benefits into your financial strategy can help protect generational wealth, support long-term care preparedness, and provide essential peace of mind for you and your family.

Policy terms, eligibility, qualifying conditions, costs, and limits vary. Contact Borde & Associates PA or Contact Corrie to explore how hybrid solutions fit your overall plan.

📞 321-36-BORDE
🌐 www.baapa.us

Adding a teen driver to the family auto policy is one of those milestones that comes with both excitement and a lot of q...
08/28/2026

Adding a teen driver to the family auto policy is one of those milestones that comes with both excitement and a lot of questions.

A few things every family should review when a new driver joins the household:

1. Name the driver on the policy. Insurers generally expect household drivers to be listed.

2. Ask about young-driver discounts. Many carriers offer savings for good grades, completing an approved driver education or defensive-driving course, and student-away-from-home status. Discounts and eligibility vary, so it pays to ask.

3. Review your coverage limits. With a new driver behind the wheel, your liability limits and your overall protection deserve a fresh look.

4. Expect some premium impact. Adding a driver typically raises the rate, but the right discounts, a safe-driving history, and a clean record can help manage it.

5. Confirm who's covered and on which vehicles. Understand whether your policy covers the teen when they drive a friend's car or are driving alone in yours.

Auto insurance rules and availability vary by carrier and by state. There's no guarantee of any specific premium, discount, or coverage result.

If you have a new driver coming up or you'd like a review before adding one, Contact Corrie at 321-36-BORDE or visit www.baapa.us.

This post is educational only and is not legal, tax, claims, or investment advice. Policy features, costs, benefits, eligibility, and coverage vary.

Address

1900 S Harbor City Boulevard #328
Melbourne, FL
32901

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 5pm
Saturday 11am - 3pm

Telephone

+13212522340

Website

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