Viera Insurance Agency

08/25/2026

Let us make sure what matters most is covered.

08/25/2026

Say a hurricane damages 60 percent of your home. Your insurance covers the repair. But Florida law requires you to bring the entire structure up to current building codes before work can begin, not just the damaged section. All of it.

Your standard homeowners policy covers the cost of repairing what was damaged. It typically does not cover the additional cost of meeting updated code requirements. That gap can run 30 to 40 thousand dollars or more depending on the age of the home.

The add-on that covers it is called ordinance and law coverage. It is one of the most common gaps in Florida homeowners policies, particularly in homes built before the state updated its standards after Hurricane Andrew in 1992.

If your home was built before 2002, pull up your policy and check whether ordinance and law coverage is included and whether the limit is high enough to cover a real code upgrade.

https://hubs.li/Q04v3twH0

08/25/2026

09/30/2024

For Our FL, GA, NC Families & Clients: See below from Universal Property & Casualty. We are all here to help.

Call for Claims Help 321.259.2228

WWW.VIERAINSURANCEAGENCY.COM

09/27/2024

For our Clients & Friends in Helene Affected Areas:
Www.vierainsuranceagency.com

While storm preparation is key, it’s also important to understand what you should do post-storm so you can begin the rebuilding process quickly.

Notify your carrier of damage as soon as possible by reporting a claim online or visiting www.vierainsuranceagency.com for your carriers claims number to start the claim filing process.

Make temporary repairs in order to help avoid further damage, such as placing tarps on damaged roofs or boarding up broken windows. Hire only licensed, reputable repair companies and be sure to keep receipts for all repairs to provide to your claims adjuster.

Take photos or video of damage prior to cleanup. If possible, do not throw away damaged items until the claims adjuster has reviewed them.
Have your household inventory available for the claims adjuster, complete with photos/videos, receipts, and important information such as make and model numbers.

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09/21/2024

Proud to sponsor one of our Amazing Brevard Schools! Great Race today Ascension Eagles!

Thank you to Viera Insurance Agency for your sponsorship and for your support to Ascension Catholic School!

Register here: https://runsignup.com/Race/FL/Melbourne/EaglePride5K

09/11/2024

23 years ago, our world changed forever. Today, we pause to honor the nearly 3,000 lives lost on 9/11 and the countless heroes who stepped up in the face of tragedy. Their courage, their sacrifice, and their legacy will never be forgotten. 🇺🇸

09/04/2024

Thank you again Kathy for your kind review. Our team are some hard workers!