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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 5am - 5pm Friday 9am - 5pm

Ricardo Lara- Mortgage Lender-CMG Home Loans NMLS 2374997

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United States
McAllen, TX
Ricardo Lara- Mortgage Lender-CMG Home Loans NMLS 2374997

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Mortgage Loan Officer | NMLS #249091
Branch NMLS ID # 2374997
Corporate NMLS ID # 1820
Equal Housing Opportunity

Hello, my name is Ricardo Lara, and I’m here to make your home financing journey smooth and stress-free. I understand that buying a home is one of the most significant financial decisions you’ll ever make, and I’m committed to guiding you through every step of the process. Whether you're a first-time homebuyer or a seasoned homeowner, I offer a wide range of mortgage solutions tailored to your needs and budget. From fixed-rate and adjustable-rate mortgages to specialized financing options like One-Time Close Construction Loans for VA, FHA, and Conventional, I ensure that you have the best loan options available. I also specialize in financing for investment properties and second homes, helping you expand your real estate portfolio with ease. If you're ready to take the next step in purchasing your dream home or refinancing your current mortgage, let’s connect! I look forward to helping you achieve your homeownership goals.

11/05/2026

Sell faster without lowering the listing price! 🏡
With our exclusive List & Lock™ program, sellers can make their listings stand out by advertising a discounted mortgage rate for eligible buyers.
Read here to discover your listing’s secret weapon: http://spr.ly/6187BHFXob

11/05/2026

🚨 TODAY IS THE DAY, REALTORS & BUILDERS!

Don’t miss this opportunity to learn about new mortgage programs, discover creative financing solutions, and unlock more opportunities for your buyers and future projects.

11/03/2026

Today, you’re not just receiving the keys to a house; you’re opening the door to a new chapter, new memories, and the dream of homeownership. Congratulations on making it happen!”

🔑 Another dream turned into an address!

Proud to help first-time homebuyers make their dreams of homeownership a reality.
Thanks to Ronnie Esparza, REALTOR

— Ricardo Lara | Mortgage Loan Officer CMG Home Loans

11/02/2026

Behind every brave service member is a family whose strength, sacrifice, and unwavering support deserve recognition.
This Military Family Month, we're celebrating the families who navigate every deployment, relocation, and homecoming with courage and resilience. 🇺🇸

11/01/2026

Daylight Saving Time ends November 1st at 2:00AM, local time ⏰
Take a moment to set your clocks back one hour and enjoy a little extra time to recharge! 😴

10/31/2026

Happy Halloween! 🎃👻
Are you ready to Trick-or-Treat yourself to a BOO-tiful new home? Want to take the FRIGHT out of home financing? Whatever your homeownership GHOULS, your friends at CMG Home Loans are here to make it happen 🍬

10/30/2026

Are you ready for trick-or-treaters? 👻
Before the ghosts, goblins, witches, and superheroes arrive at your door, make sure your home is ready for a safe and successful night of trick-or-treating. 🎃🍬
Swipe through for a few frightfully helpful tips!

10/29/2026

Don’t let a fixer-upper scare you away! From cozy kitchen makeovers to charming upgrades, renovation financing could help you turn a house with potential into a home you’ll love.
🪄🔮Here’s how a renovation loan can add a little practical magic to your home search:
http://spr.ly/6184BHWmJj

10/28/2026

A SCARY👻 good deal for buyers and sellers alike!
With our exclusive List & Lock™ advantage, sellers can advertise discounted rates on their listings, drawing in more buyer demand, and giving the future buyers a desirable rate on their mortgage.
Ready to learn more? Reach out today!

10/26/2026

Are these mortgage myths haunting your homeownership goals? 👻
You might have more options than you think when it comes to down payments, credit, income, and financing.
Swipe through as we unmask four mortgage myths!

Address

1200 Auburn Avenue, Bldg 400, Ste 460
McAllen, TX
78501

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	5am - 5pm
Friday	9am - 5pm

Telephone

+19565337515

Website

https://www.cmghomeloans.com/mysite/ricardo-lara

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