Ricardo Lara- Mortgage Lender-CMG Home Loans NMLS 2374997

Ricardo Lara- Mortgage Lender-CMG Home Loans NMLS 2374997 Mortgage Loan Officer | NMLS #249091
Branch NMLS ID # 2374997
Corporate NMLS ID # 1820
Equal Housing Opportunity

Hello, my name is Ricardo Lara, and I’m here to make your home financing journey smooth and stress-free. I understand that buying a home is one of the most significant financial decisions you’ll ever make, and I’m committed to guiding you through every step of the process. Whether you're a first-time homebuyer or a seasoned homeowner, I offer a wide range of mortgage solutions tailored to your needs and budget. From fixed-rate and adjustable-rate mortgages to specialized financing options like One-Time Close Construction Loans for VA, FHA, and Conventional, I ensure that you have the best loan options available. I also specialize in financing for investment properties and second homes, helping you expand your real estate portfolio with ease. If you're ready to take the next step in purchasing your dream home or refinancing your current mortgage, let’s connect! I look forward to helping you achieve your homeownership goals.

Your fall weekend plans just got a little more productive. 😉🍂Before you settle in for cozy season, give your home a seas...
09/25/2026

Your fall weekend plans just got a little more productive. 😉🍂
Before you settle in for cozy season, give your home a seasonal checkup.
✔️ Save this checklist and start checking off your autumn home maintenance!

How can you make the most out of your home equity? From tackling home improvements to consolidating higher-interest debt...
09/24/2026

How can you make the most out of your home equity?
From tackling home improvements to consolidating higher-interest debt, there are several ways homeowners may be able to tap into their equity. As home equity reaches record highs, read here to explore your opportunities: http://spr.ly/6185BGiPzF

Unlock your Real Estate Investment Potential with a DSCR Loan. Whether you’re purchasing a new rental property or expand...
09/23/2026

Unlock your Real Estate Investment Potential with a DSCR Loan. Whether you’re purchasing a new rental property or expanding your portfolio, CMG can help you explore financing solutions designed with real estate investors in mind.
📈 Turn rental income potential into your next investment opportunity.

Ready to turn over a new leaf? 🍁A new season is the perfect time for fresh goals, new beginnings, and maybe even a new a...
09/22/2026

Ready to turn over a new leaf? 🍁
A new season is the perfect time for fresh goals, new beginnings, and maybe even a new address. 🏡
Happy first day of fall!

Don’t wait until the fourth quarter to figure out your financing. ⏰Getting preapproved early can help you understand you...
09/21/2026

Don’t wait until the fourth quarter to figure out your financing. ⏰
Getting preapproved early can help you understand your budget so you’re prepared to make a move when the right home comes into play.
Let’s tackle your homeownership goals!

⚠️ If you had to leave at a moment’s notice, would your emergency kit be ready to go?National Preparedness Month is the ...
09/18/2026

⚠️ If you had to leave at a moment’s notice, would your emergency kit be ready to go?
National Preparedness Month is the perfect reminder to gather the essentials and make sure your household is prepared for the unexpected.

Mortgage rates are one piece of the home buying puzzle, but they don’t tell the whole story. From your down payment and ...
09/17/2026

Mortgage rates are one piece of the home buying puzzle, but they don’t tell the whole story.
From your down payment and loan type to seller concessions and temporary buydowns, there’s more to the home buying equation than one number.
Read here as we look at the bigger picture: http://spr.ly/6182BGVTJ0

Your dream home is the end zone. What’s your game plan? 🏈Start with a preapproval, know your budget, and surround yourse...
09/16/2026

Your dream home is the end zone. What’s your game plan? 🏈
Start with a preapproval, know your budget, and surround yourself with a winning home buying team.
Let’s make a play for homeownership! 🏡

📍 Know where. Know who. Know what to do.From utility shutoffs to evacuation routes, preparedness starts with knowing the...
09/14/2026

📍 Know where. Know who. Know what to do.
From utility shutoffs to evacuation routes, preparedness starts with knowing the essentials before an emergency happens.
This National Preparedness Month, make sure the whole family is in the know. 🏡

Ever wonder what happens behind the scenes of your mortgage process? 🎬🏡As September is National Mortgage Professional Mo...
09/10/2026

Ever wonder what happens behind the scenes of your mortgage process? 🎬🏡
As September is National Mortgage Professional Month, we’re shining a spotlight on the many people who play a role in your financing process—from your first conversation to the closing table. Read here:
http://spr.ly/6182BGz3Dm

Address

1200 Auburn Avenue, Bldg 400, Ste 460
McAllen, TX
78501

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 5am - 5pm
Friday 9am - 5pm

Telephone

+19565337515

Alerts

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