Ricardo Lara- Mortgage Lender-CMG Home Loans NMLS 2374997

Ricardo Lara- Mortgage Lender-CMG Home Loans NMLS 2374997 Mortgage Loan Officer | NMLS #249091
Branch NMLS ID # 2374997
Corporate NMLS ID # 1820
Equal Housing Opportunity

Hello, my name is Ricardo Lara, and I’m here to make your home financing journey smooth and stress-free. I understand that buying a home is one of the most significant financial decisions you’ll ever make, and I’m committed to guiding you through every step of the process. Whether you're a first-time homebuyer or a seasoned homeowner, I offer a wide range of mortgage solutions tailored to your nee

ds and budget. From fixed-rate and adjustable-rate mortgages to specialized financing options like One-Time Close Construction Loans for VA, FHA, and Conventional, I ensure that you have the best loan options available. I also specialize in financing for investment properties and second homes, helping you expand your real estate portfolio with ease. If you're ready to take the next step in purchasing your dream home or refinancing your current mortgage, let’s connect! I look forward to helping you achieve your homeownership goals.

Every home buyer deserves a hype team! 📣 🤸‍♀️When you work with a trusted REALTOR® and lender, you can expect trusted gu...
06/10/2026

Every home buyer deserves a hype team! 📣 🤸‍♀️
When you work with a trusted REALTOR® and lender, you can expect trusted guidance, strong communication, and support through every twist and turn of the homeownership journey.
We’re here to cheer you on all the way to closing day 🥳

It’s time to level up your summer! 🏖️ ☀️With our own Private Label Security (PLS), we can help you avoid increased fees ...
06/09/2026

It’s time to level up your summer! 🏖️ ☀️
With our own Private Label Security (PLS), we can help you avoid increased fees and offer a better price on your second home or investment property loan. Ready to dive in? Contact me today!

The story of homeownership is woven into the story of the American Dream. 🇺🇸From creating stability and building generat...
06/05/2026

The story of homeownership is woven into the story of the American Dream. 🇺🇸
From creating stability and building generational wealth to opening doors for future opportunities, homeownership has remained a meaningful milestone for families across generations.
As we celebrate National Homeownership Month, take a look at how the dream has evolved—and why it still matters today. 🏡

Thinking of closing out your credit card? Wait until AFTER closing day! Closing a credit card, even if you've paid it of...
06/02/2026

Thinking of closing out your credit card? Wait until AFTER closing day! Closing a credit card, even if you've paid it off completely, factors into your score differently than just having it paid off. Our advice? Wait until after you close on your mortgage to close a credit account

Home search not going swimmingly? 🏊‍♀️If you’re struggling to find a home that checks every box, a Renovation Loan could...
06/01/2026

Home search not going swimmingly? 🏊‍♀️
If you’re struggling to find a home that checks every box, a Renovation Loan could help you see the potential in homes that need a little TLC. Ask me about financing options that can turn a house you like into a home you love!

If you’re in the military, getting new orders that require a move is not uncommon. When a new PCS order comes in, we're ...
05/29/2026

If you’re in the military, getting new orders that require a move is not uncommon. When a new PCS order comes in, we're here to help. Follow these four tips for a quick and efficient military move 🇺🇸

More accessibility = more opportunitiesFrom accessible lending solutions to improved advocacy efforts, here’s how access...
05/28/2026

More accessibility = more opportunities
From accessible lending solutions to improved advocacy efforts, here’s how accessible housing can support Veterans, military families, and future homeowners:
http://spr.ly/6185B8Zv8W

Apartment heat or backyard retreat? ☀️🏡Same summer, very different vibes😅Homeownership opens the door to more space, mor...
05/26/2026

Apartment heat or backyard retreat? ☀️🏡
Same summer, very different vibes😅
Homeownership opens the door to more space, more comfort, more ways to enjoy the season. Let’s make it happen!

Don’t Forget Your 5-Year Window!📣If you purchased your home with CMG Home Loans, you may be eligible to use your Rate Re...
05/26/2026

Don’t Forget Your 5-Year Window!📣

If you purchased your home with CMG Home Loans, you may be eligible to use your Rate Rebound benefit—lock in a better rate within 5 years of your original purchase, no lender fees from us.*

Let’s see if now’s the right time to take advantage!

CMG Home Loans NMLS ID # 1820 (www.nmlsconsumeraccess.org, www.cmghomeloans.com)

Today, we remember the brave individuals who made the ultimate sacrifice for our freedom. 🇺🇸“This nation will remain the...
05/25/2026

Today, we remember the brave individuals who made the ultimate sacrifice for our freedom. 🇺🇸
“This nation will remain the land of the free only as long as it is home of the brave.” —Elmer Davis
Their service and courage will never be forgotten.

Address

1200 Auburn Avenue, Bldg 400, Ste 460
McAllen, TX
78501

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 5am - 5pm
Friday 9am - 5pm

Telephone

+19565337515

Website

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