Howell-Smith Group of Janney Montgomery Scott LLC

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Self-employed? Choosing the right retirement plan can be an important part of building your financial future—and there a...
08/18/2026

Self-employed? Choosing the right retirement plan can be an important part of building your financial future—and there are several options to consider.

Explore the differences between SEP IRAs, Solo 401(k)s, and Cash Balance Plans to help determine which approach may align with your business and retirement goals: https://bit.ly/4gE9NJC

08/11/2026

Missed our recent PlanWise webinar? No problem—click the link to watch the full recording and explore the insights shared during the session.

Join us on Thursday, July 30 at 12:00 p.m. ET for a 30-minute PlanWise webinar featuring Brad Arnold, Esquire, Partner a...
07/17/2026

Join us on Thursday, July 30 at 12:00 p.m. ET for a 30-minute PlanWise webinar featuring Brad Arnold, Esquire, Partner at Limestone Pension Associates.

We'll cover:
✔️ Remaining SECURE 2.0 action items
✔️ The next document restatement cycle
✔️ Strategies to get more value from your retirement plan administrator

Register today!

Webex by Cisco is an AI-powered secure enterprise collaboration platform.

Exceptional wealth deserves more than a one-size-fits-all approach.   with thoughtful planning tailored to your goals, p...
07/13/2026

Exceptional wealth deserves more than a one-size-fits-all approach. with thoughtful planning tailored to your goals, priorities, and long-term vision. Reach out if you’d like to discuss how your financial strategy can support what’s next: https://bit.ly/4aRokyx

07/07/2026

Summer is a good time for plan sponsors to revisit key fiduciary responsibilities, from investment reviews and fee assessments to timely deposits and documentation. Use this quick checklist to help keep your retirement plan review process on track.

America is 250 years old! It’s a number that would have astonished almost everyone who was there in the beginning. Many ...
07/04/2026

America is 250 years old! It’s a number that would have astonished almost everyone who was there in the beginning. Many of the Founders expected the U.S. not to last. Like most births, our nation’s was both glorious and messy.

Think about when the Constitution was first written. For months, fifty-five men labored in sweltering heat over the future of our country. They met in secrecy with windows shut against the stench of butcher shops and free-flowing human waste outside, and the frustration inside grew worse. Delegates argued and were never truly satisfied. Most New Yorkers left early, Rhode Island never came at all, and fourteen refused to sign. Even supporters doubted how long the Constitution would last.
But as the Convention ended, Benjamin Franklin made a cinema-worthy remark. Here’s how James Madison described it (1):

Whilst the last members were signing, Doctor Benjamin Franklin, looking towards the President's Chair, at the back of which a sun happened to be painted, observed…that the painters had found it difficult to distinguish in their art a rising from a setting sun.

“I have often,” said Franklin, “in the course of the Session, looked at that chair behind the President without being able to tell whether it was rising or setting. But now at length I have the happiness to know that it is a rising and not a setting sun.”

That moment captures America’s story. Our history has been angry, messy, and rarely as romantic as we imagine. Yet it has also been a story of triumph. The Founders disagreed but shared enough mutual respect to keep moving forward. Progress was slow, but relentless. Not every problem was solved, but they built the framework to solve them. Even many of our freedoms came later with the Bill of Rights.

The road has never been smooth. We won a Revolution, survived a Civil War, ended slavery, expanded liberty, and endured depressions, world wars, pandemics, and countless crises. We still disagree, often passionately, but most Americans remain united by goodwill and respect. Our progress may be slow but has never stopped. History suggests that if we cannot solve every challenge, our descendants will.

The fact that we have a country at all is a major accomplishment. The fact that we have endured so much and often emerged stronger is miraculous.
As we celebrate our Independence Day, I believe what Benjamin Franklin came to believe: Over our country, the sun still rises.

Happy Independence Day!🎆

1 Richard Beeman, “Plain, Honest Men: The Making of the American Constitution,” Penguin Random House, 2009.

As you prepare for retirement, it's important to review your options—from Medicare to long-term care insurance—to ensure...
06/23/2026

As you prepare for retirement, it's important to review your options—from Medicare to long-term care insurance—to ensure you're ready to cover your healthcare costs and needs. Read this article to learn more.

Many Americans underestimate their healthcare costs in retirement, and those future bills turn out to be significantly higher than you expect.

Weekly Insights 5/18/2026 - Making the Fed Great AgainClick the link below for Brian Wesbury's latest commentary.https:/...
05/19/2026

Weekly Insights 5/18/2026 - Making the Fed Great Again
Click the link below for Brian Wesbury's latest commentary.
https://bit.ly/4eW2Ins

Weekly Insights 5/11/2026 - The Bull Case is Largely Based on HopeClick the link below for Brian Wesbury's latest commen...
05/11/2026

Weekly Insights 5/11/2026 - The Bull Case is Largely Based on Hope
Click the link below for Brian Wesbury's latest commentary.
https://bit.ly/4ttvlfg

Weekly Insights 4/27/2026 - GDP: Mediocre Top-Line, Weaker DetailsClick the link below for Brian Wesbury's latest commen...
04/27/2026

Weekly Insights 4/27/2026 - GDP: Mediocre Top-Line, Weaker Details
Click the link below for Brian Wesbury's latest commentary.
https://bit.ly/4cLb9Px

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346 Third Street
Marietta, OH
45750

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