Andy Boyum - Minnesota Mortgage Guy NMLS MLO 205668

03/03/2026

Smart buyers know: the best deals need a little vision.

With an FHA 203(k) loan, you can:

• Purchase below market value
• Finance upgrades upfront
• Increase equity faster

Stop scrolling. Start building equity.

02/24/2026

Found your dream home… but your equity is stuck in your current one?

Most lenders tell you to sell first. Andy Boyum shows you how to buy first.

With bridge loan financing, you can:
• Get a guaranteed backup offer
• Access up to 90% of that offer as instant equity
• Remove your sales contingency

02/17/2026

When a buyer was told they couldn’t purchase their dream condo due to HOA issues, they assumed the deal was over. It wasn’t 🏡

The property simply didn’t meet approval guidelines from Fannie Mae or Freddie Mac. Most lenders stop there, but Andy Boyum doesn’t. He reviews HOA details, evaluates insurance coverage, accesses specialty lenders, and creates solutions where others see roadblocks. 💡

If you’re buying in Minnesota and want answers, not guesswork, start with Andy.

02/03/2026

Buying a home can feel confusing, especially if you’re self-employed or don’t fit the “perfect” box.

In this clip, I’m doing what I do best. I take the time to ask the right questions, understand the full picture, and find solutions that actually work for my clients.

I don’t rush conversations and I don’t give one size fits all answers. My goal is to guide you, explain your options clearly, and help you move forward with confidence.

If you want a mortgage partner who listens and works for you, I’m here to help.

👉 Get started at MinnesotaMortgageGuy.com

01/28/2026

Getting approved isn’t just about your credit—it’s about your income and employment history.

In this clip, I break down how variable hours, employment gaps, and consistent work history are reviewed, and how we can document your income to get you approved. I take a hands on approach to make the process clear and manageable from the start.

📩 DM me, ☎️ call 612-598-3702, or 🌐 visit minnesotamortgageguy.com for a consultation.

01/28/2026

This is how mortgage decisions really start. Understanding income and employment upfront can make all the difference.

In this clip, I explain how soft credit pulls and shopping for a mortgage within 14 days can protect your credit score, and why employment history matters. I guide you step-by-step so the process is clear and easy to follow.

If you want clarity on your mortgage options and a plan tailored to you, reach out to me below.

📩 DM me, ☎️ call 612-598-3702, or 🌐 visit minnesotamortgageguy.com
to schedule a consultation today.

01/02/2026

12/10/2025

https://www.linkedin.com/news/story/divided-fed-approves-third-rate-cut-8086418/

The decision revealed fractures within the Fed, with three governors voting no for the first time since September 2019.

12/01/2025

A 50,000 foot glance at where the average mortgage rates falls nationwide. We are definitely heading in the right direction!

10/08/2025

What was that? FHA & VA Streamlines?? In the LOW 5's???

Ask me how!!