Richard Alexander Jr, Registered Representative with NYlife Securities LLC

09/09/2026

“I have life insurance through work.”

I hear this one all the time—and having employer coverage is certainly better than having none. But there are two questions worth asking:

How much do you actually have? And what happens to it if you leave your job or retire? Employer benefits can be a great piece of your overall protection plan, but they aren't always designed to be the entire plan.

If you're relying primarily on coverage through work, let's take a few minutes and make sure you understand exactly what you have.

09/08/2026

Your family may inherit your memories, values and traditions—but life insurance can help prevent them from inheriting the financial strain of unpaid obligations. Coverage may help with debt like outstanding medical bills, student loans, and even credit card debt.

Review the obligations your family would need help covering.

09/07/2026

When was the last time you actually looked at your life insurance?
A lot can change in five or ten years:
Marriage. Kids. A new home. Higher income. A new job. Divorce. Retirement. Grandchildren.
Yet the life insurance policy sitting in the drawer often hasn't changed at all.
You may need more coverage. You may need less. You may already be in great shape. The only way to know is to review it!0

If it's been a few years, reach out and I'll be happy to take a look with you.

09/03/2026

Most people don’t buy life insurance because they love life insurance. They buy it because they love somebody. A spouse. Children. A business partner. Parents. Someone who would be financially impacted if you weren't here tomorrow.
The real question isn’t simply “Do I have life insurance?” It’s “Do I have enough, and is it structured properly for the people depending on me?”

If you don't know the answer, let's spend 15 minutes figuring it out.

09/03/2026

A financial professional looks beyond a single product. Your goals, income, debt, savings, family responsibilities and future plans all help shape the right protection strategy. Life insurance works best when it is considered as part of the whole financial picture.

Schedule time to review how protection fits into your broader plan.

09/02/2026

You have worked hard to build up your business to where it is today. Life insurance can help reduce financial uncertainty for your family and business!

09/01/2026

September is Life Insurance Awareness Month, and it’s a good reminder to ask a pretty simple question:

If something happened to me tomorrow, would the people I care about be financially okay?

Life insurance doesn’t have to be complicated, and reviewing what you already have doesn’t mean you need to buy something new.

Throughout September, I’ll share a few things worth thinking about. If it’s been a while since you’ve reviewed your coverage—or you’re simply not sure what you have—reach out. I’m always happy to have a conversation.

No pressure. Just good planning.

09/01/2026

September is National Life Insurance Month — a reminder that real love isn’t only spoken, it’s shown. Because, as this video shows, life insurance is one of the most meaningful ways to ensure your family is cared for — today, tomorrow, and for generations to come. Let’s talk about how you can protect the ones you love.

08/06/2026

Did you know that 2026 will mark the 172nd consecutive year New York Life has paid a dividend to eligible participating whole life policyowners? Best of all, it will be the largest dividend payout ever declared by our company.

Reach out to me today, and let me tell you more about the power of dividends.

New York Life announces that the company will pay an estimated $2.78 billion in dividends to eligible participating policy owners in 2026 — the largest dividend payout in New York Life’s 180-year history and its 172nd consecutive annual dividend.

08/05/2026

It’s back-to-school season! Time to gear up, get organized, and set the tone for a successful year ahead. Whether it's saving for college, preparing for retirement, or ensuring your family's financial security, I'm here to help every step of the way. Reach out, and let's work together to make sure you're prepared for whatever the future holds.