Zachary Bases, Bankers Life Agent

Zachary Bases, Bankers Life Agent I am an agent licensed to sell insurance through Bankers Life and Casualty Company. I am acting as a BCLIC is authorized to sell insurance in New York.

Bankers Life is the marketing brand of Bankers Life and Casualty Company, select policies sold by Colonial Penn Life Insurance Company and select policies sold in New York by Bankers Conseco Life Insurance Company (BCLIC). Policies are subject to state availability.

When someone passes away, their family may inherit more than memories. They may also face mortgages, loans, bills, and ...
08/26/2026

When someone passes away, their family may inherit more than memories.

They may also face mortgages, loans, bills, and everyday expenses.

Life insurance can help create financial support during one of life’s most difficult moments. ❤️

medicare,Health Insurance

Most confusion comes from how billing actually works 🤔 Coverage rules, billing codes, and provider charges all interact ...
08/24/2026

Most confusion comes from how billing actually works 🤔
Coverage rules, billing codes, and provider charges all interact differently, which is why bills often look more complicated than expected.

medicare,Health Insurance

A common question we hear is: 'What exactly am I paying for before insurance kicks in?' Think of your deductible as the...
08/21/2026

A common question we hear is: 'What exactly am I paying for before insurance kicks in?'

Think of your deductible as the amount you pay for covered health services before your insurance plan starts to pay. Once you have reached that set amount for the year, your plan begins to share the costs of your care with you.

medicare,Health Insurance

Many people have life insurance but never review if their coverage still matches their current life. Your income, debts...
08/19/2026

Many people have life insurance but never review if their coverage still matches their current life.

Your income, debts, family needs, and future goals can change over time.

The right amount of coverage today may look different than it did years ago. 📊

medicare,Health Insurance

A low monthly premium doesn’t always mean lower total cost 💡 Copays, deductibles, and out-of-pocket limits can add up qu...
08/17/2026

A low monthly premium doesn’t always mean lower total cost 💡
Copays, deductibles, and out-of-pocket limits can add up quickly. It’s important to look at the full picture, not just the monthly payment.

medicare,Health Insurance

As your life changes, your health needs may change, too. Here is a quick audit to keep your coverage on track: 1. Updat...
08/14/2026

As your life changes, your health needs may change, too. Here is a quick audit to keep your coverage on track:

1. Update your contact info with your provider.
2. Verify if your current doctor is still in your network.
3. Review your plan's summary of benefits for any updates.

Taking ten minutes for this audit keeps your coverage working exactly how you need it to.

medicare,Health Insurance

Life changes — and your beneficiary choices should keep up. Consider reviewing them after: 💍 Marriage or divorce 👶 Bir...
08/12/2026

Life changes — and your beneficiary choices should keep up.

Consider reviewing them after:

💍 Marriage or divorce
👶 Birth of a child
💼 Major financial changes

Keeping this information updated helps make sure your wishes are followed.

medicare,Health Insurance

Coverage while traveling depends on your plan 🌍 Some situations are covered, especially emergencies, but routine care ou...
08/10/2026

Coverage while traveling depends on your plan 🌍
Some situations are covered, especially emergencies, but routine care outside your network may not be. Knowing your plan rules before you travel is important.

medicare,Health Insurance

Before heading to a specialist for a non-emergency procedure, always double-check if your insurance plan requires a 'pri...
08/07/2026

Before heading to a specialist for a non-emergency procedure, always double-check if your insurance plan requires a 'prior authorization.'

This is a simple request your doctor submits to confirm the procedure is covered under your plan. Taking thirty seconds to confirm this with your doctor's office front desk can save you a significant amount of paperwork and stress.

medicare,Health Insurance

Buying a home is one of the biggest financial steps a couple can take. But a mortgage is only one part of the picture. ...
08/05/2026

Buying a home is one of the biggest financial steps a couple can take.

But a mortgage is only one part of the picture. Many families also think about protecting their income, future plans, and the people who depend on them.

A strong financial plan protects more than just a house. 💡

medicare,Health Insurance

Address

9520 Ormsby Station Road
Louisville, KY
40223

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+15028907634

Website

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