Jeff Ratanapool - EVP Strategic Growth & Development, NMLS# 35044

06/10/2026

"Jeff and his team were honest, friendly and respectful. He explained everything that was taking place and guided us from beginning through closing. Great experience working with him and would recommend him to anyone looking for a home mortgage." says Paula

★★★★★ Jeff and his team were honest, friendly and respectful. He explained everything that was taking place and guided us from beginning through closing. Great experience working with him and would recommend him to anyone looking for a home mortgage.

06/10/2026

Summer Fridays feel a little different when the porch is yours.
Late sunsets, slower evenings, and a space that feels like home.
If buying has been in the back of your mind lately, this might be your sign to start exploring your options.


Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

06/09/2026

One of the fastest ways to make your loan originator nervous?
Making a major purchase before closing.

New cars.
Furniture sprees.
“Just putting it on the card for now.”

Big purchases can impact your credit, debt-to-income ratio, and overall loan approval process more than most buyers realize.
Moral of the story:
Maybe wait until after closing for the celebratory shopping trip


Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

06/08/2026

🐾 Lending Paws Spotlight: Coco 🐾

Meet Coco, a six-month-old German Shepherd mix with a bright future ahead. This smart young pup is eager to learn and is looking for a family who can help guide her through puppyhood and into adulthood.

With her intelligence, sweet personality, and endless potential, Coco is ready to find the forever home she deserves. Stockton Mortgage is proud to sponsor Coco as this week's Lending Paws Spotlight.

Ready to meet Coco? Learn more and apply today!
https://www.lifehouse4animals.org/dog/coco-5798-d/

06/08/2026

PMI is one of the most misunderstood parts of the homebuying process, but it can help make homeownership more accessible for buyers who don’t put 20% down.
The more you understand how PMI works, the more confident you can feel navigating the buying process.

Want to learn more?
Check out our blog post here: https://stockton.com/blog/2018/12/20/getting-rid-of-private-mortgage-insurance-pmi/


Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

06/05/2026

The little moments today can shape the future someone grows into tomorrow.
For a lot of families, homeownership is about more than buying a house. It’s about creating stability, building memories, and having a place future generations can always come back to.

Sometimes the first step starts with simply making a plan.


Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

06/04/2026

Summer always has a way of making you think differently about home.
Backyards.
Cookouts.
A space that actually feels like yours.

If buying has been in the back of your mind, this might be your sign to start asking questions.


Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

06/03/2026

A lot of buyers assume one number automatically determines whether they can buy a home.

In reality, there are several pieces that help shape the full picture:
• income
• debt
• savings
• loan type
• goals

That’s why personalized guidance matters so much. A conversation can usually provide way more clarity than a Google search spiral.


Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

06/02/2026

A lot of people think talking to a lender is intimidating.

Honestly, most conversations start with:
“Okay… here’s where we’re at.”

No perfect timing.
No perfect finances.
No pressure.

Just figuring out the next best step together and creating a plan that makes sense for you.


Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

06/01/2026

"Steve was great a lot of knowledge" says David

★★★★★ Steve was great a lot of knowledge