Luz Martinez, Covered CA Certified Insurance Agent

Luz Martinez, Covered CA Certified Insurance Agent Certified Insurance Agent in Health, Life and Medicare advantage. Agente Certificada en Seguro de Salud, de vida, y Medicare.

Hello, This is the time of the year when you need to renew, review, update or enroll for the first time in a health plan...
12/02/2025

Hello,
This is the time of the year when you need to renew, review, update or enroll for the first time in a health plan through Covered Ca or Medicare. If you do not have a personal agent to help you. Call an experience, honest, and accessible License and Certified Insurance agent. You will know what will be the new part B premium in 2026, you will learn how to receive help to pay for your brand name medications and how to get the most of your plan.
Call or text to (213) 392-1731.

Let us love and protect families together.

We love Californians. All 39 million of them. So we show up with answers that are straight and clear, financial help that makes coverage more affordable and ...

Hello to all,It is time to renew your health insurance plan for next year. You will turn 65 years old and you do not kno...
10/29/2025

Hello to all,
It is time to renew your health insurance plan for next year. You will turn 65 years old and you do not know how to enroll in Medicare or you do not know what will happen with your Medicare plan in 2026. If you wants to enroll in Medicare or Covered Ca plans or your have questions about your current plan or you needs help renewing your plan, no problem, I can help you with any of those concerns.
(213) 392-1731
Please see this testimony

This is "Whitney" by Covered California on Vimeo, the home for high quality videos and the people who love them.

06/05/2025

Hello,
Covered Ca Open Enrollment is over but you can still enroll in a health insurance plan if you have a qualifying life event, such as loss of Medical, or if you married, divorced, had a child, or moved to an area where your current insurance company is not serving that area. For a complete list of qualifying life events, please contact me. Also, if you are turning 65 and you do not know how enroll in Medicare, which is mandatory at 65 year of age, please contact me. If you have at least one W2 employee, I can enroll you in a group health plan too.

I hope to hear from you and hope to help you with your insurance needs. Be blessed.

Luz Martinez
Business phone # is 213-392-1731, Monday-Friday, 9:00AM-6:00PM.

Call now to connect with business.

11/01/2024

Hola, es tiempo otra vez se incribirse o renovar su Medicare o revisar sus coverturas actuales.
Si usted no ha revisado sus covertas por muchos años puede ser que se este perdiendo coverturas nuevas que estan disponibles para usted. Si ya cumplio 65 años y no se ha inscrito en Medicare si quiere renovar y no tiene quien le ayude, llameme le puedo ayudar. Mi ayuda no tiene costo y trabajo todo el año para poder ayudarle cada vez que lo necesite.

Llameme antes de que termine el tiempo de inscripcion de este año. Un agente certificado con muchos años de experiencia, con honestidad, comprension y respeto para todos, le ayudará.

(213) 392-1731
Feliz inscripcion.

02/02/2024

7 Symptoms Never to Ignore If You Have Depression.
By Elizabeth Hanes, RN

Nearly 21 million adults in America experienced at least one episode of depression over the past year, according to the National Alliance on Mental Illness. Depression can be caused by a medical condition like cancer, certain medications, sensitivity to seasonal light levels, giving birth, or having a family history of mood disorders.

Depression might make you feel sad or hopeless, and in its more serious forms can provoke suicidal thoughts. If you have been diagnosed with depression, you should stay alert to changes in your condition and watch for these depression complications that should never be ignored.

1) Suicidal thoughts or thinking about hurting someone else
Depression symptoms can range from mild feelings of lethargy and disinterest in pleasurable activities to dark emotions that include suicidal thoughts.
And sometimes people in deep depression think about hurting other people too.
If you find yourself believing that your family would be better off without you, or that you wish you could harm someone you feel has wronged you,
please seek immediate medical attention by calling 911 or a crisis hotline.
Even depression this serious can be treated by adjusting your medications or talking through your emotions with a professional.

Covered Ca plans provide mental health coverage.
Call me to enroll. 213-392-1731.

Health Coverage is a need.  Enrollment ends  1/31/2024. Have questions, wants to enroll, or want to change your plan. Ca...
01/27/2024

Health Coverage is a need. Enrollment ends 1/31/2024. Have questions, wants to enroll, or want to change your plan. Call me.
I can help you. (213) 392-1731

Feliz AÑO nuevo. Happy NEW Year. CUBRISTE A TU FAMILIA PARA EL 2024?HAVE YOU COVERED YOUR FAMILY FOR 2024?You still have...
12/27/2023

Feliz AÑO nuevo.
Happy NEW Year.
CUBRISTE A TU FAMILIA PARA EL 2024?
HAVE YOU COVERED YOUR FAMILY FOR 2024?
You still have time.
Todavia tienes tiempo?
Planes desde $0 al mes, si calificas.
Call me (213) 392-1731

12/22/2023

Merry Christmas. to all my clients and future clients.
Looking for health insurance?
Confused about your coverages and levels, such as the Bronze, Silver, Gold, Platinum?
Confused about what is coinsurance, deductible, MOOP or anything else about your insurance?
Or, you have at least one employee W2 and need to provide insurance for your employee or employees?
Or, you found out your are in the wrong plan that you were enrolled knowingly or unknowingly?
Or, you need to make changes to your application and do not know how to do it?

I can help you. Call me.

213-392-1731

12/15/2023

Luz Martinez
It is open enrollment for health insurance.
Have you lost Medical?
Have you lost your employer coverage?
Have you just moved to California?
Do you need a private plan, a Covered Ca, a group plan or a Medicare plan?
I can help you. Affordable, reliable plans with the best well know insurance companies to help you to cover your doctors and hospital bills.
Bronze, Silver, Gold and Platinum and Medicare advantage plans are available
Call me, text me or email me.
Bilingual in Spanish agents are ready to answer your questions or to help you enroll in a plan that best fit your needs.
Luz, 213-392-1731, [email protected].

Call now to connect with business.

11/01/2023

It is open enrollment for health insurance.
If you need a private plan, a group plan or a Medicare plan, I can help you. Affordable, reliable plans with the best well know insurance companies to help you to cover your doctors and hospital bills. Call me, text me or email me.

Bilingual in Spanish agents are ready to answer your questions or to help you enroll in a plan that best fit your needs.

NO CHARGE & WITH THE BEST HELP.

Luz, 213-392-1731, [email protected].

01/06/2023

7 Toxic Attitudes to Let Go of This New Year

1. Apathy towards God

There’s no greater change we could make for any day, any year, than this one. As Christians, we must be a people of prayer. We must have hearts that are drawn toward God’s word and ask Him to give us a desire to walk with Him daily. Everything within us and all things around us will often war against this very choice.
Though we know in our hearts how much we need God every day, the other things that call our name feel more pressing. Make the choice every day to come to Him, even if only for a few moments. Open the Bible, pray, and keep leaning in close to Him, even if you don’t “feel” anything different right away.
In time, His words and truth will change your heart and mind. He promises to renew us through seasons of refreshing when we let go of our own desires and sinful nature and choose Him first (James 4:8, Acts 3:19, 1 Thessalonians 5:16-18).

2. Pride

This is the very sin that led to Satan’s downfall from an angel of worship to the enemy of God. In a world that promotes “self” and “looking out for number 1,” it can seem like we’re going against the natural current of society when we choose humility over pride. And the truth is, we are.
We’re going against that flow so that God can be greater within us and our own need for “self” can become less. It will not be easy, and often we’re so consumed with attitudes of pride that have entrenched their ways within our lives and families, it’s hard to break free. God will often allow difficulties and struggles along the way to remind us of our weakness, but that He is greater. Laying down this attitude of pride, and it’s a daily choice, can take us to a deeper place of intimacy with God.
Because it’s there, that we’re reminded how much this life is not just about us, but about Him living in us, through us. Our focus on what’s most important will change (James 4:6, Galatians 6:3, Proverbs 11:2).

3. Worry

This is a difficult battle for many of us. When faced with hard situations, our natural tendency is often to react first with fear or worry, instead of being propelled by a spirit of faith. God reminds us over and over in His Word that we don’t have to fear. He tells us how attempting to carry the cares and worries of this world on our own will burden us down.
We can never live fully free if we’re choosing to live in a constant frenzy of worry and fear. Immersing ourselves in the truth of His word and praying first to Him instead of reacting with anxious thoughts will change us from the inside. Over time, we’ll start to recognize that the very things that once caused us great fear no longer hold the power over us, for God is able to set us free from the burdens that seek to hold us back.
This is not an easy road to leave fear and worry behind; it’s a daily choice, but God’s Spirit within you is greater than anything you will face in this life. It doesn’t mean we will never be tempted towards anxious thoughts, or that we won’t ever “feel afraid”—we just won’t allow it to control us anymore (Isaiah 41:10, Philippians 4:6-7, 2 Timothy 1:7).

4. Anger

Perhaps more than ever, these past few years have seen a significant divide in our nation. And anger, harsh words, ridicule, and bullying have been rampant, not only in our own relationships, but online too. There’s this huge need that often rises up within us to just “be right.” Or to let someone else know “how wrong” they are. But an attitude of anger and cruel speech does nothing to create change—it only makes the divisions greater.
Many times, in our own families, we’re most impatient and easily angered with those we say we love the most. Maybe it’s because we feel most comfortable in those relationships, but it never makes it right. Harsh words, putting others down to make ourselves look better, anger spewing out on all those around us, is only making us look bad. And it’s really not about the other person or people we’re even angry at; it’s about us, our own hearts. God alone has the power to break through all that hardness.
He can change us into people of kindness, self-control, and encouragement. It may even seem like a miracle to those around us. But we have to choose to allow Him to work in those areas. And it will be a powerful testimony of His work in our lives (James 1:19-20, Proverbs 15:1, Colossians 3:8).

5. Addictive Behaviors

We are a nation that longs to find peace and fulfillment, but often looks for it in the wrong places. Addictions are rampant in our world. They remind us we can’t be soothed by anything, even the very things we’re addicted to, because it never fully satisfies. Some have lived for too many years addicted to drugs, alcohol, p**n ... the list goes on.
Many have tried hard to hide their addiction so that no one would know, almost as if they realize deep inside how much it has controlled their lives. Life is short —don’t waste another year stuck in that mess. Let go, however hard it might be. Cry out to God for healing, for help to live free of these things that seek to control. He promises to help you; He never leaves us on our own to work through our struggles alone. He alone can lift us out of the deepest pit we find ourselves in.
We’re never too far gone. We’re never too far out of God’s loving grasp. Reach out for Him, instead of reaching for that thing that has caused havoc in your life. He will set you free and will bring restoration to the years that have been lost (1 Corinthians 10:13-14, James 4:7, 1 Corinthians 6:12).

6. Materialism

In a world that places so much value on what we “have,” or gives importance to those who seem to have climbed the ladder to “success,” it’s hard to choose the life where these attitudes don’t affect your own way of thinking. God never says that money and things are bad; He says that the “love” of money is wrong, when we give our attention and adoration to other things.
We can be rich and materialistic and have a great love of money, or we can be broke and materialistic and have a great love of money. Either is wrong because our hearts aren’t set first on God, recognizing that He is our Provider and that all that we have is really His. May this year be a year we choose to live differently. May we be known as great givers, instead of hoarding what we have.
May we be known as those who understand that money and things can’t ever make us happy, but that people and our relationship with Christ is what’s most important above all. May God set us free from the hold that money and material possessions seek to have over us, and help us to be wise with all that He has provided (1 Timothy 6:10, Hebrews 13:5, 1 John 2:15-17).

7. Unforgiveness

This very attitude and choice, unforgiveness, can be one of the greatest downfalls in many lives, and can lead to other wrong patterns of living. Often, it’s the inability to forgive that can cause deep anger, pride, and anxiety further down the road.
We falsely think we’ve conquered the person who hurt us by withholding our forgiveness, yet really what we’ve done is given them full power over us—and it becomes a vicious cycle of toxic patterns of behaviors.
Forgiveness may never “feel” right, but it will always “be” right. God tells us to forgive, He propels us to move forward, He reminds us that He is the One who will restore and heal, and that we all will stand before Him one day. So we can let go, and truly live free (Ephesians 4:32, Colossians 3:12-13, Mark 11:25).

BY Debbie McDaniel
iBelieve Contributing Writer

"Beginning January 1, 2023, California Assembly Bill 570, known as the “Parent Healthcare Act”, becomes effective for in...
10/13/2022

"Beginning January 1, 2023, California Assembly Bill 570, known as the “Parent Healthcare Act”, becomes effective for individual health care coverage.

This change in the law will affect a small number of people who might be added to an adult child’s health care coverage, however, could be an important source of coverage for a parent (or step-parent) who is not eligible for Medicare, or who does not have enough quarters of Social Security for free Medicare Part A coverage."
For more information, call me NOW (213) 392-1731.
Covered Ca and Medicare Advantage and Medicare Supplement Bilingual in Spanish Certified Agent.

Medicare Annual Enrollment start 10/15/22 and end December 7, 2022. Do not miss it. Call me NOW (213) 392-1731.
Enroll for the first time, change plan or go back to original Medicare. Now it is the time to do it. I can help you.

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Los Angeles, CA
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