Kevin Davis Insurance Services

06/02/2026

Wheels up. ✈️ The KDIS team is Fort Lauderdale-bound for the 2026 CAI Annual Conference & Exposition. 🌴

We're heading into a big week: sponsoring the PCAM® Reception for the 20th consecutive year and our President, Kevin Davis, speaks on risk, resilience, and the realities facing community associations today.

If you're attending CAI Annual, we'd love to connect. 🤝

05/20/2026

A condominium association receives what appears to be a routine email from a familiar vendor — updated banking information and a request to redirect the next payment. The email address is one character off. By the time anyone notices, $22,000 is gone.

That assumption is exactly what makes them vulnerable — and exactly why cyber attack insurance has become a critical safeguard agents should be discussing with every community association client.

05/13/2026

Business email compromise (BEC) is a form of cyber-enabled fraud that the FBI’s Internet Crime Complaint Center tracks as one of the most financially damaging types of cybercrime affecting organizations today.

And it's exactly the kind of loss a well-structured cyber liability insurance policy addresses. The problem is that most HOA boards don't know

05/06/2026

The treasurer of a midsize homeowners association (HOA) opens an email from what appears to be the association’s landscaping vendor. The invoice looks legitimate. The wire transfer goes through. A week later, the real vendor calls asking about an overdue payment, and $14,000 is gone. No ransomware, no hacking headlines — just a convincing email and a distracted board member.

So, what is cyber insurance, and why does it matter for community associations? Cyber insurance is a specialized policy designed to cover the financial

04/28/2026

What happens in Vegas… gets talked about on Facebook! 🎰

KDIS is live at Planet Hollywood, Las Vegas today thru 4/30 for the 2026 Agent Brokers United National Insurance Trade Show Convention and we are so ready for it!🌟

Lorraine Rodriguez and Grace Salvidar are on the floor representing KDIS and would love to connect with you. Swing by Booth #206 to talk community association insurance, learn what we've been building, and see why agencies across the country trust KDIS 🤝

If you're here, come find us. We are where you are! 📍

04/22/2026

For insurance agents working with homeowners associations (HOAs), leadership decisions inside a condo HOA directly influence risk profiles, claim frequency, and coverage outcomes. Governance is not just an operational concern. It shapes underwriting results, determines insurability, and affects how claims develop over time.

For insurance agents working with homeowners associations (HOAs), leadership decisions inside a condo HOA directly influence risk profiles, claim frequency, and coverage outcomes.

04/08/2026

When members of a community consider serving on a homeowners association (HOA) board, they often focus on contributing to their neighborhood. Fewer consider the level of responsibility and risk that comes with the role.

For insurance agents working with community associations, that gap in understanding creates both exposure and opportunity.To guide clients effectively, agents need to start with a fundamental question: What is a homeowners association?

03/25/2026

Across the United States, homeowners associations (HOAs) manage aging infrastructure, including roofs, balconies, elevators, and shared mechanical systems. These assets require careful oversight, planning, and funding.

This growing pressure explains why HOA directors and officers insurance has become a critical protection for community association leaders.

03/18/2026

Homeowners association (HOA) board members often volunteer their time to manage budgets, enforce rules, and protect property values. However, even routine governance decisions can expose boards to legal challenges. HOA directors and officers (D&O) insurance helps protect board members and the association when claims arise from decisions made in their official roles.

HOA directors and officers (D&O) insurance helps protect board members and the association when claims arise from decisions made in their official roles.

03/11/2026

Every policy contains exclusions that narrow the circumstances under which that protection applies. When boards misunderstand those exclusions, coverage disputes follow.

The board submits a claim under its HOA directors and officers (D&O) insurance, confident that the policy will respond. Then the