04/18/2025
Good information. It's best to ask your agent if your coverage will extend to someone your give permission to drive. Not all companies allow for "permissive use"
For the most part, auto insurance typically follows the vehicle rather than the driver. That means your insurance will likely pay if your friend crashes your car.
There are some exceptions, however, which you can read about here ➡️ https://www.erieinsurance.com/blog/ask-erie-whose-insurance-pays?utm_source=eriefb&utm_medium=social