Steven J. Podgorski, Investment Adviser Representative

09/04/2026

Credit scoring is a statistical analysis used by lenders to assess the creditworthiness of individuals or small businesses, influencing their ability to obtain loans and the terms offered.

09/01/2026

If you’re in your 50s or 60s, you may find that you have more financial flexibility than in previous years. With fewer obligations like paying for college tuition or raising children, you might be in a good position to focus on boosting your retirement savings.

08/28/2026

According to the Dollywood Foundation, more than 300 million books have been distributed since 1995. At the time of her death, the program was sending books to over 3 million children per month.

It seemed like a far away reality for many to imagine a world without Dolly Parton, but somehow that day has come.

08/25/2026

Should you trust your gut when everyone advises you differently? Research on intuition, confirmation bias and decision-making offers a more nuanced answer.

08/21/2026

HSA balances have hit a record high, but most account holders still keep money in cash instead of investing it. This is a missed opportunity.

08/17/2026

Back--to-school season has begun, and families are filling their shopping carts with classroom essentials.

08/12/2026

Homebuyers were hoping for relief in 2026, but rising mortgage rates have pushed that hope further out of reach. What would it take for rates to drop?

08/04/2026

Real estate passed down without a clear title of ownership can prevent families from creating generational wealth.

07/31/2026

More than half of Americans fear AI will take their job. But should 4th graders be worried?

07/27/2026

Less than half (42%) of Americans are on track for retirement, according to Vanguard research. Of all the generations, baby boomers are among the least prepared.