06/03/2026
What Affects Your Insurance Rates? 🤔
Many people think insurance rates are based on just one thing, but several factors can impact your premium, including:
✔️ Driving history
✔️ Claims history
✔️ Credit-based insurance score
✔️ Vehicle type and value and year
✔️ Home characteristics and location
✔️ Coverage selections and deductibles
Life changes, vehicles change, and coverage needs change. That's why it's important to review your policies regularly with your agent.
📞 Have questions about your current rates or coverage? Give us a call—we're happy to review your policies and make sure you're getting all the discounts and protection available to you.