What are the opening hours?

Monday 8:30am - 4:30pm Tuesday 8:30am - 4:30pm Wednesday 8:30am - 4:30pm Thursday 8:30am - 4:30pm Friday 8:30am - 5:30pm

Garden Island FCU

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Lihue, HI
Garden Island FCU

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Member-Focus | Constant Improvement | Diversity

We grow with our members and we exist to serve our members.

Since 1938, Garden Island Federal Credit Union has been providing financial services to our members. What started as a small group of employees from Lihue Plantation Company, Kauai Sugar Storage, Lihue Shopping Center and Lihue Industrial Park, we have grown and became a vital and dynamic financial institution. Today, we are proud to continue to serve the unique needs of the residents on Kauai and their immediate family members. Our mission is to provide our members with the best assistance and services to meet their financial needs. As a not-for-profit credit union, we strive to do what’s right for our membership as a whole so we can bring real value to each and every member. We offer loans with affordable rates and manageable terms and we build financial security by providing a safe place for our member-owners to deposit savings and earn higher dividends. Our members will always be at the forefront of our minds, at the same time, we are attentive and sensitive to the specific needs of the community in which we are part of that is why Garden Island Federal Credit Union continues to partner annually with different community organizations to help support all of their many programs to serve the people on our island. We will continue to serve all of our members with equal dignity because every single member matter at Garden Island Federal Credit Union and we are grateful and thankful for your continued trust and loyalty to your financial garden for life.

11/02/2026

One jump could lead to earning 30,000 Bonus Points!

Open a new Garden Island FCU VISA® Credit Card and earn 30,000 bonus points after spending $3,000 within the first 90 days of account opening.

Why not get rewarded for your everyday purchases? From groceries and gas to holiday gifts and travel plans, every swipe helps you earn points toward cash back, travel, merchandise, and more. 💳✨

Plus, enjoy no annual fees, and no balance transfer fees!

Don’t miss this limited time offer! Apply by December 31st to take advantage! Click the link in our bio to apply online.

Federally insured by the NCUA.

10/30/2026

Our team traded business attire for Halloween attire and had some fun showing off their creative costumes.

Happy Halloween from all of us! 👻💜🍭

Federally insured by the NCUA.

10/28/2026

Happy 3rd work anniversary to our new Operations Supervisor, Richell! 💜🥳

Over the past three years, Richell has grown tremendously, consistently demonstrating dedication, leadership, and a passion for serving our members. We're excited to celebrate both her anniversary and well-deserved promotion!

Please join us in congratulating Richell on this incredible achievement.

Federally insured by the NCUA.

10/27/2026

Don’t miss your chance to earn a $100 cash bonus when you join Garden Island FCU! 🎉

Open a new membership, meet the promotion requirements, and get rewarded with a $100 cash bonus!

Become part of a credit union that puts members first and enjoy convenient banking, personalized service, and financial tools designed to help you reach your goals.

✅ Open a new membership
✅ Meet the promotion requirements
✅ Earn a $100 cash bonus

⏰ Hurry! Offer ends October 31st!

Click the link in our bio to learn more and get started today!

Federally insured by the NCUA.

10/20/2026

Kauaʻi's Credit Unions are coming together to make a difference through our annual Food Drive. Together, our goal is to raise $7,000 to support the Kauaʻi Independent Food Bank and Hawaiʻi Foodbank.

Every donation helps provide meals and support for local families in need. Every dollar donated helps provide food and resources to individuals and families in our local community.

Stop by any branch location between now and October 30th to make a monetary donation and help support our neighbors in need.

Together, we can make a meaningful impact and share the spirit of giving this holiday season.

Federally insured by the NCUA.

10/19/2026

Mahalo to our members and team! 💜

Together, we raised a total of $1,706.14 for Kapiʻolani Medical Center for Women & Children, our local Children's Miracle Network Hospital!

We were also honored to receive a $1,000 Allied for Good: CU4Kids Grant, bringing our total donation to $2,706.14 and increasing our impact in support of the care, treatment, and resources our local community relies on.

We are proud to support such an important cause and grateful for the opportunity to give back to our community. Together, these contributions will help make a meaningful impact in the lives of Hawaiʻi's keiki and families.

When we come together, miracles happen! ✨

10/16/2026

A special mahalo to the Outrigger Kauaʻi Beach Resort & Spa for inviting us to be part of this year’s Host Wellness Fair!

We enjoyed connecting with employees, sharing financial wellness resources, and supporting their journey. Because financial well-being is about more than banking. It’s about helping people build confidence, reduce stress, and focus on what matters most.

Mahalo for allowing us to be part of such a meaningful event!

Federally insured by the NCUA.

10/15/2026

Happy International Credit Union Day! 💜

In a world filled with constant change, we're proud to be a trusted financial partner that our members can count on. That's what this year's theme, "Cooperative Finance: A Steady Signal in a Noisy World," is all about.

As a credit union, we're guided by the philosophy of People Helping People. From helping members achieve their financial goals to supporting our local community, our focus has always been on putting people first. It's a difference that has connected credit unions around the world for generations and continues to make a meaningful impact today.

We're honored to serve our members and be part of a movement built on trust, cooperation, and community. Mahalo for being part of our credit union family and for helping us strengthen the communities we call home.

Federally insured by the NCUA.

10/14/2026

Wearing pink with purpose. 💗

This month, we proudly wear pink to raise awareness and show our support for everyone impacted by breast cancer. We stand with survivors, those currently fighting, caregivers, families, and loved ones, honoring their strength, courage, and resilience.

By wearing pink, we help spark conversations, spread awareness, and show solidarity. Together, we celebrate the hope, determination, and strength of those affected and remind them that they are never alone.

Federally insured by the NCUA.

10/13/2026

Could you spot a phishing scam? 🎣

Cybercriminals are becoming more sophisticated, but knowing what to look for can help keep your personal and financial information safe. Swipe through for common phishing red flags and test your scam-spotting skills.

🛡️ Remember: Garden Island FCU will never ask for your password, PIN, or verification codes.

Federally insured by the NCUA.

Address

2973 Kele Street
Lihue, HI
96766

Opening Hours

Monday	8:30am - 4:30pm
Tuesday	8:30am - 4:30pm
Wednesday	8:30am - 4:30pm
Thursday	8:30am - 4:30pm
Friday	8:30am - 5:30pm

Telephone

+18082452712

Website

https://linktr.ee/gardenislandfcu

Alerts

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