Garden Island FCU

Garden Island FCU Member-Focus | Constant Improvement | Diversity

We grow with our members and we exist to serve our members.

Since 1938, Garden Island Federal Credit Union has been providing financial services to our members. What started as a small group of employees from Lihue Plantation Company, Kauai Sugar Storage, Lihue Shopping Center and Lihue Industrial Park, we have grown and became a vital and dynamic financial institution. Today, we are proud to continue to serve the unique needs of the residents on Kauai and their immediate family members. Our mission is to provide our members with the best assistance and services to meet their financial needs. As a not-for-profit credit union, we strive to do what’s right for our membership as a whole so we can bring real value to each and every member. We offer loans with affordable rates and manageable terms and we build financial security by providing a safe place for our member-owners to deposit savings and earn higher dividends. Our members will always be at the forefront of our minds, at the same time, we are attentive and sensitive to the specific needs of the community in which we are part of that is why Garden Island Federal Credit Union continues to partner annually with different community organizations to help support all of their many programs to serve the people on our island. We will continue to serve all of our members with equal dignity because every single member matter at Garden Island Federal Credit Union and we are grateful and thankful for your continued trust and loyalty to your financial garden for life.

Borrowing can be a powerful financial tool when used wisely. Before taking out a loan, take time to understand what you'...
09/22/2026

Borrowing can be a powerful financial tool when used wisely.

Before taking out a loan, take time to understand what you're borrowing, how much it will cost over time, and whether the payment fits comfortably within your budget.

Remember:
• Borrow with a purpose
• Understand the full cost
• Choose a payment that works for you
• Leave room in your budget for savings and unexpected expenses

Smart borrowing isn't about borrowing more. It's about borrowing with confidence!

Federally insured by the NCUA.

Build financial confidence when you become a Garden Island FCU member!Now through October 31st, new members can earn a $...
09/17/2026

Build financial confidence when you become a Garden Island FCU member!

Now through October 31st, new members can earn a $100 CASH BONUS when they open a membership and meet the qualifying requirements!

Join a local credit union that's committed to helping you save more, borrow smarter, and help you achieve your goals!

Click the link in our bio to learn more.

Federally insured by the NCUA.

Meet our 2026 Children's Miracle Network Champion, Seeley!Seeley's story is a powerful reminder of the hope, resilience,...
09/14/2026

Meet our 2026 Children's Miracle Network Champion, Seeley!

Seeley's story is a powerful reminder of the hope, resilience, and life-changing care made possible through Kapiʻolani Medical Center for Women & Children. As Hawaiʻi's 2026 CMN Champion, she's helping raise awareness and inspire support for local children and families.

Every donation helps bring hope, healing, and critical care to Hawaiʻi's keiki. Join us in making a difference today!

Federally insured by the NCUA.

Happy 2nd work anniversary to our Lead Member Experience Agent, Rachelle! 🎉💜For the past two years, Rachelle has gone ab...
09/10/2026

Happy 2nd work anniversary to our Lead Member Experience Agent, Rachelle! 🎉💜

For the past two years, Rachelle has gone above and beyond providing exceptional service to our members at the Koloa Branch. Her dedication, positivity, and commitment to creating great member experiences make a difference every day.

Thank you, Rachelle, for all you do. We are grateful to have you on our team and look forward to many more years ahead!

All branch locations are closed today, Wednesday, September 9th. We will have modified branch hours starting Thursday, S...
09/09/2026

All branch locations are closed today, Wednesday, September 9th. We will have modified branch hours starting Thursday, September 10th, at our Lihue Branch ONLY. We will be open from 10:30am to 2:30pm.

Our Koloa and Kapaa Branches will remain closed until further notice.

We apologize for the inconvenience and appreciate your patience and understanding as we work to restore normal operations.

Federally insured by the NCUA.

Our offices are closed today in observance of Labor Day and will remain closed through Tuesday, September 8th.Normal bus...
09/07/2026

Our offices are closed today in observance of Labor Day and will remain closed through Tuesday, September 8th.

Normal business hours will resume on Wednesday, September 9th from 8:30am - 4:30pm.

Federally insured by the NCUA.

Due to the anticipated impacts of Hurricane Lowell, all Garden Island FCU branch locations will remain closed through Tu...
09/07/2026

Due to the anticipated impacts of Hurricane Lowell, all Garden Island FCU branch locations will remain closed through Tuesday, September 8th. The safety of our members, employees, and community remains our highest priority.

For your convenience, you may continue to access your account through Online Banking, the Mobile Banking App, and available ATMs.

We appreciate your understanding and encourage everyone to stay safe and prepared. Should weather conditions change, we will provide additional updates as necessary.

Federally insured by NCUA.

Happy 2nd work anniversary to our Sales & Marketing Manager, Shea!🎉Over the past two years, Shea's creativity, passion, ...
09/04/2026

Happy 2nd work anniversary to our Sales & Marketing Manager, Shea!🎉

Over the past two years, Shea's creativity, passion, and dedication have helped strengthen our presence in the community, deepen member engagement, and bring our mission to life. We are thankful for her contributions and the positive energy she brings to our team each day.

Here's to many more milestones to come!

Make the move and earn $100! 🎉Thinking about switching? There's never been a better time to join Garden Island FCU. Open...
09/03/2026

Make the move and earn $100! 🎉

Thinking about switching? There's never been a better time to join Garden Island FCU. Open a new membership and meet the promotional requirements to receive a $100 cash bonus!

Become part of a credit union that puts members first and enjoy convenient banking, personalized service, and financial tools designed to help you reach your goals.

✅ Open a new membership
✅ Meet the promotional requirements
✅ Earn a $100 cash bonus

Click the link in our bio to learn more and get started today!

Federally insured by the NCUA.

Happy 8th Work Anniversary to our CEO, Shane! 🎉Today, we celebrate an incredible milestone and recognize eight years of ...
09/02/2026

Happy 8th Work Anniversary to our CEO, Shane! 🎉

Today, we celebrate an incredible milestone and recognize eight years of leadership, dedication, and service. Thank you for the vision, guidance, and unwavering commitment you have brought to our credit union over the years. Your passion for serving our members, supporting our employees, and strengthening our community has left a lasting impact on our organization and those we serve. Through your leadership, you have helped shape our success, inspire our team, and drive our mission forward every day.

We are grateful for all you do and proud to celebrate this special milestone with you. Congratulations on 8 years, and here's to many more years of making a difference together!

Address

2973 Kele Street
Lihue, HI
96766

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 5:30pm

Telephone

+18082452712

Website

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