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Lora Willms at Guaranteed Rate NMLS 222026

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Libertyville, IL
Lora Willms at Guaranteed Rate NMLS 222026

Lora Willms, VP of Mortgage Lending NMLS 222026 at Guaranteed Rate NMLS 2611; for licensing information A mortgage company who grows for good.

We believe you’re amazing and can do anything you want in the world. Believe you can and you will. For licensing information, go to www.nmlsconsumeraccess.org | www.rate.com/licensing

10/30/2026

Home prices were up in more than three-quarters of the nation’s metro markets in the third quarter of 2026, with the average home price sitting at $432,900. The Northeast region (4%) led the nation in price appreciation, followed by the Midwest (3.6%). 21% of markets saw home prices decline in Q3, showing there's still plenty of opportunities out there for buyers.

Need help navigating this evolving housing market? Let’s talk.
https://myoc.io/iAL224ox27n/XOzFJ

NMLS # 222026

10/29/2026

With the economy remaining strong and inflation lingering, the Fed opted to hold interest rates during their latest meeting. Mortgage rates are expected to stay about where they are in response. When rates hold steady, it takes some pressure off your home financing decisions. Instead of trying to anticipate what could happen next, focus on your timing, budget and other factors within your control.

If you’re in the market for a new home, let’s plan your next move.
https://myoc.io/iAL224ox27n/8H1i1

NMLS # 222026

10/28/2026

The new car payment followed you home … and now it won't leave. New debt can creep into your homebuying process, impacting your mortgage approval by changing your debt-to-income ratio.

Before financing a large purchase, let’s talk about how it may affect your plan. After all, some things are better left lurking in the shadows.
https://myoc.io/iAL224ox27n/8AyK7

NMLS # 222026

10/27/2026

Running more than one business, or managing income that doesn't move in a straight line? Standard income documentation isn't always built for that. For eligible business owners, a current 12-month profit and loss statement may offer a documentation path built for that kind of complexity.

If that sounds like your business, let's have a conversation.
https://myoc.io/iAL224ox27n

NMLS # 222026

10/21/2026

Planning to buy a home in 2027? Time to start the prep now. From building your savings to cleaning up your credit, a few smart moves today can help you get ready for what’s ahead.

Let’s talk about your specific options to create a custom financing plan for you.
https://myoc.io/iAL224ox27n/kNp8j

NMLS # 222026

10/20/2026

Pending home sales fell 7.3% in September, with signed contracts down in every region of the country. With less competition, buyers who are ready may have more room to negotiate. Thinking about making a move while others wait?
https://myoc.io/iAL224ox27n/sBQ54

NMLS # 222026

10/14/2026

September home sales were mixed, with sales increasing in the South and West, holding steady in the Midwest and declining in the Northeast compared to last month. Year-over-year sales are down in all four regions, but many buyers are still entering contracts thanks to a 1.9% increase in inventory.

Want to know how to make the most of this evolving market? Let’s talk.
https://myoc.io/iAL224ox27n/ixLER

NMLS # 222026

10/13/2026

Apple picking, beautiful weather, and even better company. 🍎🍂

Thank you, Laura Forman - Realtor - Compass, for such a lovely day. I’m grateful for the new connections, the wonderful conversations, and the chance to spend an afternoon with women who support one another. My heart is full. 🤍

Address

150 E. Cook Avenue Ste #104
Libertyville, IL
60048

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

https://people.rate.com/lora-willms-222026

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