Bill Katsoolias Mortgage Specialist NMLS #755858

09/02/2026

I'm proud to share that I've been featured in the 2026 Who's Who issue of Chicago Agent Magazine. It's an honor to be highlighted for serving the lending needs of Chicagoland families and helping them to achieve their homeownership goals. I'm so grateful for everyone who help to make this work so fulfilling-and for Chicago Agent Magazine for this recognition. Thank you!

08/07/2026

FANNIE MAE AND FREDDIE MAC ARE MAKING IMPACTFUL CHANGES TO CONDO FINANCING.

Here’s what you need to know:
Limited/streamline review is retiring as of August 3, 2026 nearly every condo loan now needs full review of the HOA‘s finances, insurance and documents.

Some rules ease too – some buildings (less than 11 units) get a simpler waiver path, the investor-concentration cap is gone, and roofs no longer need full replacement cost insurance.
WHAT IT MEANS FOR BUYERS?
*Possible longer closing timelines
*More documents required: HOA budget, reserve study, insurance policy and litigation status.
* A building that looks fine on the surface can still trip the new, stricter standards

DM ME THE WORD CONDO TO GET DETAILS HOW TO PREPARE YOUR CLIENTS AND FIVE QUESTIONS TO ASK THE HOA.

06/11/2026

Beginning the mortgage approval process is an exciting step toward homeownership, but it's also a time to tread very carefully with your finances. Certain actions, like opening new lines of credit or making large purchases, can put your loan approval at risk. Here are 10 things you'll want to AVOID doing during the loan approval process.

06/02/2026

Is buying down your mortgage rate worth it? The answer is unique to each homebuyer. Watch our video to learn more, and connect with me to see what's possible. http://www.BillsLoans.com

05/01/2026

How much home can you afford? It depends on your income, existing debt, estimated down payment, and ongoing expenses like taxes and insurance. Use our affordability calculator to estimate a comfortable price range before you start house hunting:

https://www.wintrustmortgage.com/articles/calculators/how-much-home-can-i-afford.html?nmls=755858

04/17/2025

Buying a home is an incredible milestone, and one that can be made easier with proper preparation and expert guidance. Here are 10 things to consider before you move through the process to help everything run as smoothly and cost effectively as possible. Want to learn more, or ready to get started? Check out our blog or reach out to discuss your homebuying journey! https://bit.ly/3C5mWd3

03/10/2025

01/24/2025

The Illinois Housing Development Authority (IHDA) is offering SmartBuy, a financial assistance program for qualified homebuyers. Homebuyers must have at least a 640 FICO score with a minimum of $1,000 in student loans and purchase a primary residence in Illinois to qualify. Borrower investment must be greater of 1% or $1,000 of purchase. The forgivable second mortgage is required to be used in conjunction with an IHDA 30-year fixed-rate first mortgage on a primary residence in Illinois. Homeownership education completion is required. Contact me today to learn more!

12/23/2024

I hope you enjoy a wonderful Christmas holiday filled with warmth, good food, and even better company. If there’s any way I can make your winter season a little brighter, I’m always here to help!