Pinnacle United LLC

11/05/2026

📣Medicare's Annual Enrollment Period is here! The enrollment window is from October 15 through December 7.

During this time, you can:

➡️ Enroll in a Medicare Advantage plan

➡️ Switch between Medicare Advantage and Original Medicare

➡️ Join, drop, or change a Part D prescription drug plan

Even if you’re satisfied with your current coverage, it’s important to review your plan and compare your options each year. Plan costs, benefits, provider networks, and drug formularies can change from one year to the next, and your own health care needs may change, too.

You don’t have to navigate your options on your own. Contact us to schedule an Medicare review meeting. We are here to help you!

11/03/2026

Medicare and Hearing Aids

Original Medicare doesn’t cover hearing aids, but you still have options. Here’s a clear breakdown of Medicare Advantage, OTC hearing aids, and other ways to save.

11/01/2026

If someone calls and already knows your name, your age, and your address, that does not make them legitimate. Criminals often start with information they already have and only need one more piece from you.

Medicare-related scam calls have climbed sharply over the past year. Some people report getting dozens in a single day. The pitches are predictable once you know them. Your card is expiring. You qualify for unclaimed benefits. A free brace or hearing aid is on the way.

They all want the same thing: your Medicare number.

A few things to remember: Medicare generally contacts you by mail first and does not call to ask for your Medicare number or bank information. A real licensed agent will give you their name and license number without hesitation, and will not push you to decide today.

If someone claims to be from an agency, hang up and call that agency's main number yourself. Anyone honest will not mind.

What is the strangest scam call you have received? Share it below so your neighbors know what to listen for.

Not sure whether a call you got was real? Call our office and we will tell you. 📞

10/31/2026

Retiring soon? 🎯 Preparing for retirement involves more than picking your last day of work. From creating an income strategy to making decisions about Social Security and Medicare, planning ahead can help you better understand your options.

Your pre-retirement checklist:

✅ Review your investment risk
✅ Build a retirement income strategy
✅ Review old 401(k) accounts
✅ Decide when to claim Social Security
✅ Plan for required minimum distributions (RMDs)
✅ Get ready for Medicare
✅ Compare your Medicare coverage options

Retirement brings several financial decisions together at once. Reviewing these areas before you leave the workforce gives you more time to make informed choices based on your needs and circumstances.

Ready to walk through your checklist? Let's schedule time to build your retirement plan!

10/24/2026

Medicare’s new GLP-1 Bridge program is creating another pathway for eligible beneficiaries to access certain weight-management medications.

The temporary program began July 1, 2026, and is scheduled to run through December 31, 2027. As of August 2026, it includes Wegovy, Foundayo and Zepbound (KwikPen only) for a $50 monthly copay. Ozempic and Mounjaro are not included.

Eligibility depends on both Medicare drug coverage and health criteria. Beneficiaries may qualify with a BMI of 35 or higher, or with a lower BMI plus certain conditions, such as prediabetes, uncontrolled high blood pressure, chronic kidney disease, certain heart conditions, or a previous heart attack or stroke.

A standalone Part D plan isn’t required. Members of eligible Medicare Advantage plans with prescription drug coverage can qualify as well.

There are additional eligibility requirements and exclusions, so the best place to start is with a health care provider, who can determine whether the clinical requirements are met.

Have questions about how the GLP-1 Bridge fits with your Medicare coverage? We’re happy to help you understand your options.