Carriage Hill Insurance & Risk Management

Carriage Hill Insurance & Risk Management Provide, Protect and Grow. Experience insurance with a human touch. H. Chris Wampler formed Carriage Hill Insurance in 1984. Chris Wampler and M.F. Chris Wampler.

Stafford made the purchase of R.M. Moore Insurance agency, David Garrison Insurance, Trusdale Insurance, Bart Iddins Insurance, and Shipley Insurance that consolidated to form Carriage Hill Insurance. In 1990, Carriage Hill formed a partnership with Insurance House/ Bill Anderson to market growth potential with the combined agencies: The office was moved to Baum Drive in Knoxville. In 1995, then-p

artner William Smiley and H. Chris Wampler formed a corporation combining Smiley Insurance agency with Carriage Hill Insurance. The agency then moved to Lenoir City/ Loudon County in 1997. In 2014, Kimberly and Michael Todd Henderson purchased 40% of Carriage Hill Insurance. In 2019, Todd purchased the remaining 60% from H. Carriage Hill Insurance Agency is a full-line independent insurance agency with the capability of insuring all types of risk. A priority, since 1997, has been placed on Financial Services (Group health, life disability, dental, voluntary products). Currently employing 24 employees with over 300 years of combined insurance industry experience, our operating hours are Monday through Friday 8:30 a.m. – 5:00 p.m. At Carriage Hill Insurance, we work on humanitarian principles. To us, that means being there, emotionally and financially, for a customer who has suffered a loss. And it means responding to the needs of the community when disaster strikes, with money and volunteers. We don’t view ourselves simply as a business in a community. We view ourselves as a vital part of the community, helping to protect families and businesses that make the community what it is. Not only do we believe that insurance is important to everybody, but we have also gone one step ahead. We have devised insurance plans that suit every income group.

Fall prep can prevent claims: clear fallen leaves from gutters, inspect your roof for loose shingles, test your heating ...
09/01/2026

Fall prep can prevent claims: clear fallen leaves from gutters, inspect your roof for loose shingles, test your heating system, and drain outdoor spigots before the first freeze.

A little seasonal maintenance now protects your home and prevents costly repairs later.

Who says hard work doesn't pay off? Max and Bella are pulling an all-nighter analyzing risk management strategies (or ma...
08/26/2026

Who says hard work doesn't pay off? Max and Bella are pulling an all-nighter analyzing risk management strategies (or maybe just sniffing out where the best treats are hidden).

While these two handle corporate productivity, our team handles protecting what matters most to your family—including your four-legged junior executives.

Happy National Dog Day from all of us at Carriage Hill Insurance!

08/24/2026

What's "other structures" coverage on a homeowners policy?

It protects detached garages, sheds, fences, and barns—separate from your dwelling limit.

In rural TN and KY, this matters more than you'd think.

Myth: white picket fences and swimming pools always make your home uninsurable. Carriers assess risk, but many offer cov...
08/20/2026

Myth: white picket fences and swimming pools always make your home uninsurable.

Carriers assess risk, but many offer coverage with proper fencing, locks, and safety features.

We find carriers that work with your property, not against it.

08/18/2026

More insurers are using aerial imagery and AI to assess roof conditions before renewal. Staying ahead of maintenance is more important than ever.

We can help you understand what carriers are looking for.

New EV? Make sure your coverage matches your tech. 🚙🔌Driving an electric vehicle comes with incredible perks, but it als...
08/13/2026

New EV? Make sure your coverage matches your tech. 🚙🔌

Driving an electric vehicle comes with incredible perks, but it also changes your risk profile. From specialized battery replacement costs to coverage for your home charging station, a standard auto policy might leave you with unexpected gaps.

Before you hit the road, let’s ensure your investment is fully protected with an EV-specific insurance review.

📬 Message Carriage Hill Insurance today to get tailored coverage for your electric vehicle.

Whether you’re a new or returning college student, don’t forget to add insurance to your back-to-school checklist. From ...
08/11/2026

Whether you’re a new or returning college student, don’t forget to add insurance to your back-to-school checklist. From laptops and dorm essentials to cars on campus, having the right coverage can help protect you from unexpected costs.

Before move-in day or the first commute to class, review your coverage and make sure you’re ready for the semester ahead.

If you bundle home + auto with one carrier, ask about multi-policy discounts. But don't assume bundling is always cheape...
08/06/2026

If you bundle home + auto with one carrier, ask about multi-policy discounts. But don't assume bundling is always cheapest—sometimes splitting saves more.

That's why independent agents exist.

🎒📚 Back-to-school season is here!As families get ready for new routines, busier mornings, and after-school activities, i...
08/04/2026

🎒📚 Back-to-school season is here!

As families get ready for new routines, busier mornings, and after-school activities, it’s also a great time to make sure your insurance coverage is keeping up with your life.

Whether you have a student driving to school, a college student heading off with belongings, or a changing household schedule, Carriage Hill Insurance is here to help you review your coverage and make sure you’re protected for the year ahead.

Start the school year with confidence — and coverage that makes the grade! ✅

This past spring's flash floods were a stark reminder: weather is unpredictable, but your coverage shouldn't be.When flo...
07/30/2026

This past spring's flash floods were a stark reminder: weather is unpredictable, but your coverage shouldn't be.

When floodwaters recede, business owners and homeowners are often left facing a devastating "water line" and thousands of dollars in restoration repairs. The biggest surprise? Finding out too late that standard property insurance doesn't cover flood damage.

Protect your investment from the ground up. Contact our team today to secure a dedicated flood policy. 🛡️

👇 Click below to speak with an agent today.

Address

840 Highway 321 N
Lenoir City, TN
37771

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+18659883777

Alerts

Be the first to know and let us send you an email when Carriage Hill Insurance & Risk Management posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Carriage Hill Insurance & Risk Management:

Shortcuts

Share