Carriage Hill Insurance & Risk Management

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Carriage Hill Insurance & Risk Management Provide, Protect and Grow. Experience insurance with a human touch. H. Chris Wampler formed Carriage Hill Insurance in 1984. Chris Wampler and M.F. Chris Wampler.

Stafford made the purchase of R.M. Moore Insurance agency, David Garrison Insurance, Trusdale Insurance, Bart Iddins Insurance, and Shipley Insurance that consolidated to form Carriage Hill Insurance. In 1990, Carriage Hill formed a partnership with Insurance House/ Bill Anderson to market growth potential with the combined agencies: The office was moved to Baum Drive in Knoxville. In 1995, then-partner William Smiley and H. Chris Wampler formed a corporation combining Smiley Insurance agency with Carriage Hill Insurance. The agency then moved to Lenoir City/ Loudon County in 1997. In 2014, Kimberly and Michael Todd Henderson purchased 40% of Carriage Hill Insurance. In 2019, Todd purchased the remaining 60% from H. Carriage Hill Insurance Agency is a full-line independent insurance agency with the capability of insuring all types of risk. A priority, since 1997, has been placed on Financial Services (Group health, life disability, dental, voluntary products). Currently employing 24 employees with over 300 years of combined insurance industry experience, our operating hours are Monday through Friday 8:30 a.m. – 5:00 p.m. At Carriage Hill Insurance, we work on humanitarian principles. To us, that means being there, emotionally and financially, for a customer who has suffered a loss. And it means responding to the needs of the community when disaster strikes, with money and volunteers. We don’t view ourselves simply as a business in a community. We view ourselves as a vital part of the community, helping to protect families and businesses that make the community what it is. Not only do we believe that insurance is important to everybody, but we have also gone one step ahead. We have devised insurance plans that suit every income group.

Combine your home and auto policies with Carriage Hill Insurance to unlock maximum savings and seamless coverage. 🚗🏡Want...
10/15/2026

Combine your home and auto policies with Carriage Hill Insurance to unlock maximum savings and seamless coverage. 🚗🏡

Want an extra layer of protection for what matters most? Ask our team how adding umbrella insurance can safeguard your assets beyond standard limits.

Contact Carriage Hill Insurance today for a personalized quote!

Happy Columbus Day from all of us at Carriage Hill Insurance! ⛵️Navigating your coverage should always be smooth sailing...
10/12/2026

Happy Columbus Day from all of us at Carriage Hill Insurance! ⛵️

Navigating your coverage should always be smooth sailing. Whatever your insurance or risk management needs, our team is here to help you protect what matters most.

Thank you for the wonderful review!
10/08/2026

Thank you for the wonderful review!

Protect what matters most inside your home, from electronics to everyday essentials. 🏡Renters insurance is more affordab...
10/07/2026

Protect what matters most inside your home, from electronics to everyday essentials. 🏡

Renters insurance is more affordable than you think and covers unexpected damages or theft.

Get custom coverage tailored to your budget with Carriage Hill Insurance & Risk Management.

Contact us today to secure peace of mind for your rental!

🌸 October is Breast Cancer Awareness Month! 🌸At Carriage Hill Insurance, we believe in protecting what matters most—and ...
10/01/2026

🌸 October is Breast Cancer Awareness Month! 🌸

At Carriage Hill Insurance, we believe in protecting what matters most—and that starts with your health and well-being. This month, we stand with the fighters, admire the survivors, honor those we’ve lost, and support the ongoing fight for a cure.

Take a moment this October to prioritize your health, schedule your annual screenings, and remind the loved ones in your life to do the same. Early detection saves lives! đź’•

"Named peril" vs. "open peril"—one covers only what's specifically listed. The other covers everything except what's exc...
09/29/2026

"Named peril" vs. "open peril"—one covers only what's specifically listed. The other covers everything except what's excluded.

With a Named Peril policy, the burden of proof is on you to demonstrate that your damage was caused by a explicitly listed event, such as fire or vandalism. On the flip side, an Open Peril policy automatically covers all risks of physical loss unless the specific cause is named in the exclusions list.

Choosing the right structure ensures you aren't left paying out of pocket for unexpected line-item surprises when filing a claim.

Your best friend borrows your car and gets into an accident—whose insurance pays? Usually yours first, since auto insura...
09/24/2026

Your best friend borrows your car and gets into an accident—whose insurance pays? Usually yours first, since auto insurance follows the vehicle.

Friendship is priceless. Lending your car has a price.

09/22/2026

You could be leaving money on the table. Swipe through five discounts that many policyholders don't know to ask about.

Save this + send it to someone who overpays. ➡️

At Carriage Hill Insurance, our clients are at the heart of everything we do. 🏆 We believe insurance is about more than ...
09/18/2026

At Carriage Hill Insurance, our clients are at the heart of everything we do. 🏆 We believe insurance is about more than just policies—it’s about building strong, long-lasting relationships based on trust and exceptional service.

Whether you need guidance on your coverage or want a personalized review, our dedicated team is here to support you every step of the way.

Connect with us today to see how we put your needs first!

Is your auto coverage keeping up with your life? đźš—đź’¨As your routine evolves, your insurance policy should, too. Major mil...
09/15/2026

Is your auto coverage keeping up with your life? đźš—đź’¨

As your routine evolves, your insurance policy should, too. Major milestones like moving to a new neighborhood, upgrading your ride, or welcoming a new driver to the family can all impact your coverage needs and potential discounts.

Don't wait until you need to file a claim to find out if you are properly protected—reach out to Carriage Hill Insurance today for a quick policy review!

Address

840 Highway 321 N
Lenoir City, TN
37771

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+18659883777

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