Carriage Hill Insurance & Risk Management

Carriage Hill Insurance & Risk Management Provide, Protect and Grow. Experience insurance with a human touch. H. Chris Wampler formed Carriage Hill Insurance in 1984. Chris Wampler and M.F. Chris Wampler.

Stafford made the purchase of R.M. Moore Insurance agency, David Garrison Insurance, Trusdale Insurance, Bart Iddins Insurance, and Shipley Insurance that consolidated to form Carriage Hill Insurance. In 1990, Carriage Hill formed a partnership with Insurance House/ Bill Anderson to market growth potential with the combined agencies: The office was moved to Baum Drive in Knoxville. In 1995, then-p

artner William Smiley and H. Chris Wampler formed a corporation combining Smiley Insurance agency with Carriage Hill Insurance. The agency then moved to Lenoir City/ Loudon County in 1997. In 2014, Kimberly and Michael Todd Henderson purchased 40% of Carriage Hill Insurance. In 2019, Todd purchased the remaining 60% from H. Carriage Hill Insurance Agency is a full-line independent insurance agency with the capability of insuring all types of risk. A priority, since 1997, has been placed on Financial Services (Group health, life disability, dental, voluntary products). Currently employing 24 employees with over 300 years of combined insurance industry experience, our operating hours are Monday through Friday 8:30 a.m. – 5:00 p.m. At Carriage Hill Insurance, we work on humanitarian principles. To us, that means being there, emotionally and financially, for a customer who has suffered a loss. And it means responding to the needs of the community when disaster strikes, with money and volunteers. We don’t view ourselves simply as a business in a community. We view ourselves as a vital part of the community, helping to protect families and businesses that make the community what it is. Not only do we believe that insurance is important to everybody, but we have also gone one step ahead. We have devised insurance plans that suit every income group.

🚫 Myth: new cars are always more expensive to insure. Not necessarily—newer safety features and better crash ratings can...
06/03/2026

🚫 Myth: new cars are always more expensive to insure. Not necessarily—newer safety features and better crash ratings can actually help with pricing.

We compare carriers to find the best fit.

Vickie, thanks for the nice review! We are always there to help.
06/01/2026

Vickie, thanks for the nice review! We are always there to help.

Catalytic converter theft is still trending—replacement costs can hit $3,000+. Comprehensive auto coverage typically han...
05/30/2026

Catalytic converter theft is still trending—replacement costs can hit $3,000+. Comprehensive auto coverage typically handles it, minus your deductible.

Don't have comp coverage? Let's fix that.

Paws on the ledge, wind in the fur, and zero worries on the horizon. Whether you’re chasing mountain peaks or backyard d...
05/27/2026

Paws on the ledge, wind in the fur, and zero worries on the horizon. Whether you’re chasing mountain peaks or backyard dreams, we’re along for the ride to keep your world secure.

Today we honor those who gave everything. Wishing all Tennessee and Kentucky families a safe and meaningful Memorial Day...
05/25/2026

Today we honor those who gave everything. Wishing all Tennessee and Kentucky families a safe and meaningful Memorial Day.
From the Carriage Hill Insurance team—thank you. 🇺🇸

05/21/2026

Think your home policy covers everything? Not exactly. Swipe through five common surprises—knowing them now prevents headaches later.

Save this for future reference. ➡️

When you’re considering what’s next—whether that’s selling, partnering, or planning an exit—you deserve clarity, trust, ...
05/19/2026

When you’re considering what’s next—whether that’s selling, partnering, or planning an exit—you deserve clarity, trust, and flexibility.
Carriage Hill Insurance is actively acquiring quality P&C agencies and books of business. We keep the process simple, confidential, and built around your goals.

Why Agency Owners Choose Carriage Hill
•Competitive, fair valuations
•Flexible deal structures
•Options to stay involved or fully transition
•Seamless continuity for clients and staff

We’re looking to connect with well-managed, profitable P&C agencies exploring retirement, growth through partnership, or a future transition.

Start with a confidential conversation.
No pressure—just clarity around
your options.

General liability helps with bodily injury/property damage claims. Professional liability (E&O) helps with claims tied t...
05/14/2026

General liability helps with bodily injury/property damage claims. Professional liability (E&O) helps with claims tied to your services or advice. Not sure what you need? We’ll compare options.

Homeowners insurance usually doesn’t cover business-related losses or liability. You may need an endorsement or separate...
05/12/2026

Homeowners insurance usually doesn’t cover business-related losses or liability. You may need an endorsement or separate policy.

To the mentors, the multi-taskers, and the magic-makers—Happy Mother’s Day! Today we celebrate the women who lead with l...
05/10/2026

To the mentors, the multi-taskers, and the magic-makers—Happy Mother’s Day! Today we celebrate the women who lead with love and inspire us to be our best. ❤️

Address

840 Highway 321 N
Lenoir City, TN
37771

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+18659883777

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