Kristen Lacy, Traditions Mortgage

Kristen Lacy, Traditions Mortgage Traditions Mortgage, A Division of ACNB Bank
Equal Housing Lender
NMLS # 1967952

Happy Labor Day! 🇺🇸😌 I hope you get a chance to relax and enjoy a well-earned break. This time of year also makes a lot ...
09/07/2026

Happy Labor Day! 🇺🇸😌 I hope you get a chance to relax and enjoy a well-earned break. This time of year also makes a lot of people think about fall plans and what’s next. If home goals are part of your next chapter, I’m happy to help you explore options at your pace. Message me anytime.

🏡 Big News for Homebuyers & Realtors! A new appraisal form is on the horizon, and it could impact how properties are eva...
09/02/2026

🏡 Big News for Homebuyers & Realtors!

A new appraisal form is on the horizon, and it could impact how properties are evaluated. The best way to stay ahead? Be prepared!

Traditions Mortgage has you covered with all of the info you will need to know and resources to be prepared for what is next... If you'd like to learn what these changes could mean for your buyers and listings, let's connect. I'd love to meet for a coffee and chat one-on-one or with your team about what to expect and how to position yourself for success.

Message, call, or text me anytime to set something up!

The backpacks are packed, the kids are back in school, and somehow summer disappeared overnight. ☀️🎒And if you’re sittin...
09/01/2026

The backpacks are packed, the kids are back in school, and somehow summer disappeared overnight. ☀️🎒
And if you’re sitting there thinking, “Maybe THIS is the year we finally buy a house…” — you’re not alone.... The first day of school is a pretty good reminder of how quickly life moves. The house that works for your family today might not be the house that works for you next year… and that’s where a little planning can go a long way.
Whether you’re thinking about buying your first home, moving up, downsizing, or just curious about what you could afford, you don’t have to be ready to buy to start the conversation! No pressure - just help preparing for that next step.
Because just like school shopping… the earlier you start planning, the less likely you are to be scrambling at the last minute like my second grader below double timing it to make it to the bus on time! 🚌

08/29/2026
A smoother mortgage experience often comes down to communication. ✅Working with a local lender means fewer layers, faste...
08/27/2026

A smoother mortgage experience often comes down to communication. ✅
Working with a local lender means fewer layers, faster answers, and less frustration along the way. We believe the process should feel manageable, not overwhelming.

That is the experience we strive to deliver.

I am always here if you have questions or want to learn more!

Do you feel ready to buy a home, but you’re not sure if it’s a good time to enter the market? Here’s why you shouldn’t “...
08/20/2026

Do you feel ready to buy a home, but you’re not sure if it’s a good time to enter the market?

Here’s why you shouldn’t “wait and see.” There’s no telling how long it will be until interest rates drop again. While home-price growth is expected to slow this year, it’s unlikely to decline anytime soon.

Waiting too long could cost you. At the end of the day, your choice to buy a home should come down to your life goals and financial situation. There is no “perfect” time to buy a house, so if you’re ready, there’s no better time than now. Need more help deciding if you’re ready? Let’s look at your financing options together.

In today’s market, timing can be everything. ⏱️Local decision making and clear communication help keep things moving, es...
08/13/2026

In today’s market, timing can be everything. ⏱️
Local decision making and clear communication help keep things moving, especially when deadlines are tight. That is one of the biggest advantages of working with a local mortgage team.

We understand how important it is to stay on track.

📲 Let’s talk about your timeline and how I can help support it.

08/08/2026

Who wants to come play Bingo with me?! And support an amazing cause at the same time 🦃

08/06/2026

Today my “office” came with an ocean view. 🌊☀️

Funny thing… buying a home is a lot like heading to the beach. It’s way more relaxing when you’re prepared!

A mortgage pre-approval is like packing the sunscreen before you leave—you could skip it, but you’ll probably regret it later. 😎🦞

Now, back to enjoying this view while I work on pre approvals from some amazing clients! 🌴🌊

Address

2 Lemoyne Drive
Lemoyne, PA
17043

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