KaiLee Baley - NMLS #1711153

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KaiLee Baley - NMLS #1711153

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KaiLee Baley | Mortgage Loan Originator
NMLS ID # 1711153 | Branch NMLS ID # 1646117
(1)

10/27/2026

Imagine being the ONLY Realtor in a room full of people who own businesses, own homes, want to buy homes, or know someone who does. Not just once at a networking event, but consistently.

I’d want a lender who helped me create those opportunities, build relationships, grow my visibility, and become the Realtor everyone in that network knows, likes, and trusts.

Because the right lender partnership shouldn’t just help you close your next deal. It should help you FIND your next 10.

But hey, I’m not a Realtor. 😉 BUT I am the lender who helps Realtors build those rooms. 💯

10/23/2026

If you’re thinking about buying a home, START WITH YOUR LENDER!!

One of the first things your Realtor is going to ask for is proof of funds or a pre-approval letter. So why not get that part handled FIRST?

Choose who YOU want handling your financing, then let your lender connect you with a Realtor they know, love and TRUST!

Here’s why I love this approach. ❤️

As lenders, we work with Realtors every single day. We see firsthand who communicates, who negotiates, who goes above and beyond for their clients, and who can get a deal to the closing table when things get stressful.

And here’s something you may not know: Federal RESPA rules prohibit mortgage lenders from accepting or paying referral fees for sending mortgage clients to Realtors—and they also prohibit Realtors from accepting referral fees from mortgage lenders for sending clients their way.

In other words, these referrals are not supposed to be bought or sold. 💯

So when I refer you to an agent, it’s because I’ve seen how they work and I trust them to take care of YOU—not because I’m receiving anything in return. I’ve actually had agents ask me if I would do a referral fee, and I’m like, “No—but let me see how you work, and I’ll send you clients if I know you’ll take care of them.”

I don’t chase Realtors—I chase connections. When I see a Realtor who respects the client, gets the job done, and isn’t focused on what number they are on the charts or bragging about how much money they make, that’s who I’m sending my deals to.

You can ask any Realtor who has worked with me. I’ve either sent them a deal, taught them how to get their next one, or helped them build a support system around them that will refer them leads when they come.

I want you working with someone who will get the job done right, communicate throughout the process, and treat you with kindness and respect from start to finish.

Who your lender matters. Who your Realtor is matters. And having the RIGHT TEAM matters!

Let’s get you pre-approved and connected with the right people! 🔑

10/22/2026

What if I told you that you could own this beautiful Henderson home for $639,000 with as little as 3% down?

And depending on your loan options, you may even be able to negotiate seller concessions to help cover closing costs or buy down your interest rate!

✨ 4 Bedrooms | 3 Bathrooms | 2,528 Sq Ft
✨ Private Pool & Spa
✨ Gorgeous City & Mountain Views
✨ Gated Community
✨ Shopping, Dining & Parks Nearby

Let’s talk financing! Here are a few estimated monthly payment options:

3% Down Conventional: $4,904/mo
3.5% Down FHA: $4,967/mo
5% Down Conventional: $4,816/mo
10% Down Conventional: $4,597/mo
20% Down Conventional: $4,038/mo

And here’s where it gets interesting! With a seller-funded 2-1 rate buydown, a qualified buyer putting 5% down could potentially have estimated payments around:

Year 1: $4,025/mo
Year 2: $4,411/mo
Year 3 and beyond: $4,816/mo

You don’t necessarily need 20% down, and you don’t have to wait for interest rates to drop to explore your options.

Who your Realtor is matters. Who your lender is matters. Message me HOME and let’s see what options make sense for you!

KaiLee Baley | Mortgage Loan Originator
NMLS #1711153 | Planet Home Lending
📞 702-622-0076

Payments are illustrative estimates based on assumed interest rates, taxes, homeowners insurance, and mortgage insurance where applicable. HOA fees are not included. FHA and conventional eligibility restrictions apply. Actual rates, terms, payments, and seller concessions depend on qualification and lender approval. Not a commitment to lend.

10/21/2026

Come see us Friday 10/23!

10/21/2026

Come see us Thursday!! 10/22 2-5pm

10/16/2026

You DON’T have to wait for interest rates to drop to get a LOWER mortgage rate!

There are opportunities in this market RIGHT NOW that may not be available when interest rates drop!

I work with Realtors who have access to sellers willing to offer HUGE seller credits, sometimes even the FULL amount allowed, to cover buyers’ closing costs AND buy down their interest rates!

YES! That means LESS money out of pocket AND potentially a LOWER monthly payment!

THIS is why we call it’s a BUYER’S MARKET!

Sellers are negotiating, homes are sitting longer, and buyers have opportunities we haven’t seen in YEARS!

When rates drop, more buyers could enter the market, which means MORE competition and LESS negotiating power.The opportunities are out there! You just need the RIGHT people working for you.

WHO YOUR REALTOR IS MATTERS!
WHO YOUR LENDER IS MATTERS! 🤓

Seller credits and rate buydowns are subject to loan program guidelines.

10/16/2026

Reach out to me for your pre-approval! Reach out to one of my favorite Las Vegas Realtors, Kendra Brown, to see this house and or any others that you have been pre-approved for. 😎

Address

2580 Street Rose Pkwy Ste 230
Las Vegas, NV
89044

Website

http://www.planethomelending.com/KaiLee-Baley/

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