Usila Koech Home Loans - NMLS 408740

07/31/2026

07/31/2026

Renovation loans and insurance claims are more closely related than most people realize. If your home was damaged in a natural disaster, an FHA 203 (h) loan can help you rebuild, but your homeowner's insurance settlement plays a key role in the process.
https://myoc.io/5SDiOcfnlI



Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.

07/30/2026

New floors. New kitchen. New insurance policy? Here is why renovations and insurance go hand in hand and why you should update your policy to make sure you're fully covered.
https://myoc.io/5SDiOcfnlI



Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.

07/28/2026

House hunting bingo: how many of these have you experienced?
Drop your number in the comments, we promise you're not alone!
https://myoc.io/5SDiOcfnlI



Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.

07/24/2026

Even if you're paying your credit cards on time, maxing them out can drag down your score. 30% of your credit score is based on what percent of your credit limits you are actually using.
https://myoc.io/5SDiOcfnlI



Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.

07/23/2026

"Condo financing doesn't have to be confusing.

Recent guideline updates are helping create a more consistent financing process, making it easier to understand what to expect when buying a condo.

Thinking about condo living? Let's talk about your options."
https://myoc.io/5SDiOcfnlI



Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.

07/21/2026

35% of your credit score comes down to paying on time. On-time payments build your score over time and payments that are 30 days or more past due can have a major impact.
https://myoc.io/5SDiOcfnlI



Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.

07/19/2026

5.0 star review received on Experience.com for Usila Koech by Erica G - Constant communication, answered any questions we had and made the journey very smooth.

Click to see all 87 reviews of Usila Koech, Mortgage Loan Originator | NMLS ID # 408740

07/17/2026

Home renovations done without a permit could come back to bite you when it's time to sell. Buyers (and their lenders) will want to make sure the correct paperwork is on file because unpermitted work can be a safety and valuation risk.
https://myoc.io/5SDiOcfnlI



Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.

07/16/2026

You probably know that your credit score matter when applying for a mortgage.
But do you know how your credit score is calculated? It's actually formula and we will break each part down in this 5-part series.
https://myoc.io/5SDiOcfnlI



Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.