11/02/2026
Rates on your mind? A motivated seller can contribute money at closing, called a seller concession. You can put it toward a buydown, which lowers your mortgage rate either temporarily or permanently. Curious how it could work for your purchase? Let's talk.
"note : Qualification is required. Additional program restrictions apply. Temporary buydown options require a portion of interest paid in advance and collected at closing which will be held in escrow and will cover a portion of the monthly payments for the selected buydown term. Not available on all programs, such as most bond products, reverse products, etc. Other exclusions may apply. 3/2/1 temporary buydowns are not eligible on all programs. Conventional buydowns to $3M and up are available on select products. Program rates, and terms and conditions are subject to change without notice. Reach out to a loan officer . Seller/Builder Credits are paid at closing and are subject to interested party contribution limits. Actual Seller Credit amounts are agreed upon solely between the Seller and the Borrower(s)."
