Dara Capital Mortgage

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Dara Capital Mortgage We help customers afford the home of their dreams in CA, NV, FL, CO, MN, TX, and AZ. (800) 455-1355 We love what we do, and we'd love to help you.

Success has been a combination of consistently offering the lowest possible rates along with giving our clients outstanding customer service. Serving CA, NV, FL, CO, TX, and AZ. NMLS # 1547352
MB-BR-1016882

Dara Mortgage Inc., DBA Dara Capital Group
8084 W Sahara Ave.
Las Vegas, Nevada 89117
Phone: (844) 981-3272
NMLS #1547352



Licensed by the California Bureau of Real Estate, [BRE License # 01240508]


Licensed by the Florida Office of Financial Regulation, [License # MBR3079]


Licensed by the Colorado Division of Real Estate, [Mortgage Company Registration]


Licensed by the State of Texas SML Mortgage Company, [License # 240339]

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. Licensed by the State of Nevada Department of Business and Industry, [License # 4565]


Licensed as a Mortgage Broker with the Arizona Department of Financial Institutions [License # MB-BR-1016882] at 7137 E Rancho Vista Dr, Ste B05, Scottsdale, AZ 85251


Registered with Georgia Department of Revenue

11/03/2026

🏡 FHA vs. Conventional Loans — Which One Is Right for You? 🤔

Buying a home? One of the biggest decisions you’ll make is choosing the right mortgage program!

Both FHA and Conventional loans offer benefits, but the best option depends on your credit score, income, down payment, and overall financial situation.

💡 Here’s a quick comparison:

🔴 FHA Loans
✅ As little as 3.5% down for eligible borrowers
✅ More flexible credit and debt-to-income guidelines in certain situations
✅ May allow FICO scores as low as 580, subject to lender requirements
✅ FHA mortgage insurance generally applies regardless of down payment size

🔵 Conventional Loans
✅ As little as 3% down for eligible buyers
✅ May offer lower overall borrowing costs for qualified borrowers
✅ Private mortgage insurance may be canceled once certain equity and loan requirements are met
✅ Often attractive for borrowers with stronger credit profiles

⚠️ Important: FHA mortgage insurance and conventional private mortgage insurance work differently. For many FHA loans, mortgage insurance remains for the life of the loan, while conventional PMI may be removable without refinancing when eligibility requirements are satisfied.

The lowest interest rate doesn’t always mean the lowest overall cost!

At Dara Capital Mortgage, we help you compare your options and understand which loan program may better fit your financial goals.

💬 Send us a message.

Dara Mortgage Inc., DBA Dara Capital Mortgage
8084 W Sahara Ave.
Las Vegas, Nevada 89117
Phone: (844) 981-3272 | (702) 840-1600
MB-BR-1016882
NMLS 1547352 | NMLS 240339

Equal Housing Opportunity. Not a commitment to lend. All loan programs are subject to qualification and approval. Rates, terms, and availability may vary.

📞 Contact our team to learn more

Don’t forget to like, follow, and share for more mortgage and real estate tips.

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10/29/2026

🏡 Thinking About Buying an Investment Property? Let’s Talk Numbers! 💰

Real estate investing isn’t just about buying a property — it’s about understanding whether the investment makes financial sense.

Before making a decision, consider:

✅ Your expected rental income
✅ Your monthly mortgage payment
✅ Property taxes, insurance, and maintenance costs
✅ Your cash flow and long-term investment goals
✅ The financing options available for your situation

💡 The right investment starts with the right numbers and the right financing strategy.

At Dara Capital Mortgage, we can help you explore investment property loan options based on your financial profile and program requirements.

📩 Have questions about financing an investment property?

Send us a message. 💬

Dara Mortgage Inc., DBA Dara Capital Mortgage
8084 W Sahara Ave.
Las Vegas, Nevada 89117
Phone: (844) 981-3272 | (702) 840-1600
MB-BR-1016882
NMLS 1547352 | NMLS 240339

Equal Housing Opportunity. Not a commitment to lend. All loan programs are subject to qualification and approval. Rates, terms, and availability may vary.

📞 Contact our team to learn more

Don’t forget to like, follow, and share for more mortgage and real estate tips.

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10/26/2026

🏡 Why Should You Work With One Real Estate Agent When Buying a Home?

Buying a home is one of the biggest financial decisions you’ll ever make. And having the right real estate professional by your side can make a real difference! 🤝

It’s not just about finding a house. It’s about building trust, understanding your goals, and working together throughout the entire homebuying journey.

💡 Here’s why choosing the right agent matters:

✅ Personalized Service: Your agent gets to know your needs, preferences, and budget.

✅ Stronger Communication: Working together consistently helps build trust and understanding.

✅ Dedicated Support: A committed agent invests time researching properties, scheduling showings, and negotiating on your behalf.

✅ Better Coordination: Your real estate agent and mortgage professional can work together to help keep your transaction on track.

Whether finding your dream home takes 30 days or six months, the right relationship matters!

Before committing, make sure you understand your buyer representation agreement, including its duration, compensation terms, and your options.

With 28+ years of mortgage industry experience, Kamran Khosravi believes that successful real estate transactions start with communication, commitment, and putting clients first.

Find an agent you trust, build a strong relationship, and work together toward your homeownership goals! 🔑

💬 Send us a message.

Dara Mortgage Inc., DBA Dara Capital Mortgage
8084 W Sahara Ave.
Las Vegas, Nevada 89117
Phone: (844) 981-3272 | (702) 840-1600
MB-BR-1016882
NMLS 1547352 | NMLS 240339

Equal Housing Opportunity. Not a commitment to lend. All loan programs are subject to qualification and approval. Rates, terms, and availability may vary.

📞 Contact our team to learn more

Don’t forget to like, follow, and share for more mortgage and real estate tips.

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10/23/2026

🚨 Home Sales Hit a 25-Year Low — But Could This Be an Opportunity for Buyers? 🏡

With mortgage rates remaining elevated and affordability challenging, many potential homebuyers are stepping back from the market.

But here’s something worth considering. 👇

Less buyer demand could mean more negotiating power for qualified buyers!

💰 Potential opportunities may include:

✅ Negotiating a better purchase price
✅ Requesting seller concessions toward eligible closing costs
✅ Exploring rate buydown options
✅ Facing less competition from other buyers

💡 The key isn’t trying to perfectly time the market. It’s understanding whether buying makes financial sense for YOU.

If you qualify for a mortgage, can comfortably afford the payments, and find the right property, today’s market conditions may present opportunities worth exploring.

📉 Remember, market conditions vary by location, and lower competition or seller concessions are never guaranteed.

Don’t just watch the headlines. Understand your options!

With 28+ years of mortgage industry experience, Kamran Khosravi and the team at Dara Capital Mortgage are here to help you evaluate your mortgage options.

💬 Send us a message.

Dara Mortgage Inc., DBA Dara Capital Mortgage
8084 W Sahara Ave.
Las Vegas, Nevada 89117
Phone: (844) 981-3272 | (702) 840-1600
MB-BR-1016882
NMLS 1547352 | NMLS 240339

Equal Housing Opportunity. Not a commitment to lend. All loan programs are subject to qualification and approval. Rates, terms, and availability may vary.

📞 Contact our team to learn more

Don’t forget to like, follow, and share for more mortgage and real estate tips.

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10/21/2026

🏡 Is Now the Right Time to Buy a Home?

Waiting for lower mortgage rates might seem like the smartest move, but higher rates can sometimes create opportunities for qualified buyers! 🔑

When fewer buyers are competing, you may have more room to negotiate.

💰 Potential opportunities include:

✅ Negotiating a better purchase price
✅ Requesting seller concessions toward eligible closing costs
✅ Exploring temporary or permanent rate buydown options
✅ Facing less competition in certain markets

💡 Here’s the key: If you qualify and can comfortably afford the monthly payment at today’s rates, buying now may be worth considering.

And if mortgage rates decrease in the future, refinancing could be an option — but lower rates and refinancing approval are never guaranteed.

Don’t make your decision based on interest rates alone. Make it based on your financial situation, your goals, and the opportunities available to you.

With 28+ years of mortgage industry experience, Kamran Khosravi and the team at Dara Capital Mortgage can help you evaluate your options.

💬 Send us a message.

Dara Mortgage Inc., DBA Dara Capital Mortgage
8084 W Sahara Ave.
Las Vegas, Nevada 89117
Phone: (844) 981-3272 | (702) 840-1600
MB-BR-1016882
NMLS 1547352 | NMLS 240339

Equal Housing Opportunity. Not a commitment to lend. All loan programs are subject to qualification and approval. Rates, terms, and availability may vary.

📞 Contact our team to learn more

Don’t forget to like, follow, and share for more mortgage and real estate tips.

FirstTimeHomeBuyer SellerConcessions RateBuydown RealEstateTips MortgageBroker

10/20/2026

🏡 Real Estate Is About People, Not Just Sales!

Buying a home is one of the biggest financial decisions most people will ever make. And great service goes far beyond simply closing a deal.

💡 Knowledge matters. But understanding your client’s needs matters even more.

Whether you’re a real estate agent or a mortgage professional, your responsibility is to:

✅ Listen to what your clients truly want
✅ Understand their goals and motivations
✅ Educate them throughout the process
✅ Answer questions and explain every step
✅ Provide guidance and support — not just sell a product

With 28+ years of experience in the mortgage industry, Kamran Khosravi believes that building trust starts with education, communication, and putting clients first.

The goal isn’t just to close a transaction. It’s to make sure your clients understand the journey and feel confident in their decisions. 🤝

💬 Send us a message.

Dara Mortgage Inc., DBA Dara Capital Mortgage
8084 W Sahara Ave.
Las Vegas, Nevada 89117
Phone: (844) 981-3272 | (702) 840-1600
MB-BR-1016882
NMLS 1547352 | NMLS 240339

Equal Housing Opportunity. Not a commitment to lend. All loan programs are subject to qualification and approval. Rates, terms, and availability may vary.

📞 Contact our team to learn more

Don’t forget to like, follow, and share for more mortgage and real estate tips.

CustomerService HomeBuying MortgageBroker RealEstateEducation RealEstateTips

10/15/2026

🏡💰 Need Cash? Your Investment Property May Hold the Key!

Did you know your rental property could potentially help you access cash without having to sell it?

With a Cash-Out Refinance, qualified property owners may be able to tap into their available equity to:

✅ Consolidate high-interest debt
✅ Renovate or improve their investment property
✅ Explore new investment opportunities
✅ Gain greater financial flexibility

💡 But remember: Not every borrower or property qualifies. Eligibility depends on factors such as credit, income, available equity, property type, and specific loan program requirements.

A cash-out refinance replaces your existing mortgage, and your new rate, payment, and closing costs may change.

With 28+ years of mortgage industry experience, Kamran Khosravi and the team at Dara Capital Mortgage can help you explore your options.

📞 Call Kamran at (702) 715-5333 to learn more!

Send us a message. 💬

Dara Mortgage Inc., DBA Dara Capital Mortgage
8084 W Sahara Ave.
Las Vegas, Nevada 89117
Phone: (844) 981-3272 | (702) 840-1600
MB-BR-1016882
NMLS 1547352 | NMLS 240339

Equal Housing Opportunity. Not a commitment to lend. All loan programs are subject to qualification and approval. Rates, terms, and availability may vary.

📞 Contact our team to learn more

Don’t forget to like, follow, and share for more mortgage and real estate tips.

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10/14/2026

🏡 Think You Need 20% Down to Buy a Home? Think Again!

One of the biggest misconceptions about buying a home is that you need a 20% down payment.

The truth? You may qualify with much less! 👇

✅ Conventional Loans: As little as 3% down for eligible buyers.

✅ FHA Loans: As little as 3.5% down for qualified borrowers.

💡 The right loan program depends on your credit, income, financial situation, and eligibility.

Don’t let the 20% down payment myth keep you from exploring homeownership!

Before spending years saving for a larger down payment, talk to a mortgage professional and find out what options may be available to you.

💬 Send us a message.

Dara Mortgage Inc., DBA Dara Capital Mortgage
8084 W Sahara Ave.
Las Vegas, Nevada 89117
Phone: (844) 981-3272 | (702) 840-1600
MB-BR-1016882
NMLS 1547352 | NMLS 240339

Equal Housing Opportunity. Not a commitment to lend. All loan programs are subject to qualification and approval. Rates, terms, and availability may vary.

📞 Contact our team to learn more.

Don’t forget to like, follow, and share for more mortgage and real estate tips.

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10/13/2026

💳 Thinking About Hiring a Credit Repair Company Before Buying a Home?

Before you spend money on credit repair services, there’s something you should know! 🏡

Disputing negative items on your credit report doesn’t always mean they’ll stay removed. Accurate information may reappear after an investigation, potentially affecting your mortgage process.

💡 Here’s another option worth exploring:

At Dara Capital Mortgage, we use a Credit Simulator to help evaluate your credit profile and identify potential ways to improve your score.

✅ Identify factors affecting your credit
✅ Explore potential benefits of paying down certain debts
✅ Develop a personalized credit improvement strategy
✅ Understand possible next steps before applying for a mortgage

And the best part? We typically provide this service at no additional charge to our clients!

📈 Credit improvement takes the right strategy, and results are never guaranteed.

Before paying for credit repair, talk to a mortgage professional and explore your options!

💬 Send us a message.

Dara Mortgage Inc., DBA Dara Capital Mortgage
8084 W Sahara Ave.
Las Vegas, Nevada 89117
Phone: (844) 981-3272 | (702) 840-1600
MB-BR-1016882
NMLS 1547352 | NMLS 240339

Equal Housing Opportunity. Not a commitment to lend. All loan programs are subject to qualification and approval. Rates, terms, and availability may vary.

📞 Contact our team to learn more.

Don’t forget to like, follow, and share for more mortgage and real estate tips.

HomeBuying FirstTimeHomeBuyer MortgageBroker CreditEducation RealEstateTips

10/13/2026

🏡 Can You Buy a Home With a 580 Credit Score? You Might Be Surprised! 💳

Think your credit score is too low to qualify for a mortgage? Don’t count yourself out just yet!

Some mortgage programs may allow qualified borrowers to purchase a home with a FICO score as low as 580.

💡 Here’s what you should know:

✅ 580 FICO: May be eligible under certain FHA loan guidelines.

✅ Automated Underwriting System (AUS): Evaluates multiple factors, including your credit history, income, debts, and overall financial profile.

✅ Your Credit Score Isn’t Everything: A lower score doesn’t automatically mean you can’t qualify.

✅ Professional Guidance Matters: The right mortgage professional can review your financial situation and help determine which loan options may be available.

📊 Don’t let your credit score stop you from exploring homeownership!

At Dara Capital Mortgage, we can review your financial profile and help you understand your potential mortgage options.

Minimum credit scores, down payments, and underwriting requirements vary by loan program and lender. Automated underwriting approval does not guarantee final loan approval.

💬 Send us a message.

Dara Mortgage Inc., DBA Dara Capital Mortgage
8084 W Sahara Ave.
Las Vegas, Nevada 89117
Phone: (844) 981-3272 | (702) 840-1600
MB-BR-1016882
NMLS 1547352 | NMLS 240339

Equal Housing Opportunity. Not a commitment to lend. All loan programs are subject to qualification and approval. Rates, terms, and availability may vary.

📞 Contact our team to learn more.

Don’t forget to like, follow, and share for more mortgage and real estate tips.

MortgageTips FirstTimeHomeBuyer HomeBuying MortgageBroker RealEstateTips

Address

8084 W Sahara Avenue #A
Las Vegas, NV
89117

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+17028401600

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