Everetts Lending Team, powered by Edge Home Finance

07/07/2025

Pre-qualification is an estimate.
Pre-approval is the real thing.

If you’re just “pre-qualified,” a seller may not take your offer seriously — because nothing’s been verified. It’s basically a “maybe.”

A pre-approval, on the other hand, means a lender has reviewed your credit, income, and assets. It’s solid. It’s strategic. And it’s how you make a strong offer in today’s market.

We help buyers get fully pre-approved — with a clear understanding of their budget, payment, and loan options — before they start house hunting.

If you’re ready to stop guessing and start planning, let’s talk.

📩 Send us a message or click the link in bio to get started.

06/16/2025

Ever look at your mortgage statement and wonder, “What is this escrow thing and why am I paying into it?”

You’re not alone — escrow is one of those mysterious line items that rarely gets explained clearly.

Here’s the deal: escrow isn’t a random fee. It’s a built-in safety net that helps cover your property taxes and homeowners' insurance without you having to save up for big, ugly lump sums.

It’s like a budgeting sidekick — holding just enough each month so those annual bills don’t sneak up on you.

But here’s the catch: escrow accounts change. If your taxes or insurance go up (hello, reassessments 😩), your payment might too.

That’s why it’s so important to have someone on your side keeping an eye on it all.

📩 DM me if you’re confused by your escrow statement or want to know what to expect next time it adjusts — we’ll break it down together.

06/11/2025

💬 “They made the entire process as straightforward and easy as possible…”

That’s the standard around here.

We don’t just do loans—we guide you step-by-step so you never feel lost in the process.

Grateful for clients like Ben who trust us to get it done right.

📩 Ready to make a move? Let’s talk.

Are You Ready to Live Happily Everetts After?

05/31/2025

Grab some popcorn and pick out your favorite movie. Get cozy, because you can close on your home loan right from your comfy couch with our virtual closing options. Call me to hear more!

05/30/2025

With a condo, you leave everyday maintenance and worrying up to someone else and enjoy your freedom instead. Contact us for financing options!

05/29/2025

In a world where banks can feel cold and impersonal, your friendly neighborhood broker is here to help you weather any storm! Contact me.

05/28/2025

Real estate agents — your buyers could purchase a home with as little as 3.5% down and a FICO score as low as 580! Call today to learn more.

05/27/2025

Don't get stuck dreaming — make it a reality. Being self-employed doesn't have to put a damper on your homeownership aspirations. We have options made for your specific situation. Message me.

05/26/2025

Memorial Day is about remembering the sacrifices of those who gave their all to protect our freedom. On days like this we celebrate the brave people of the armed forces. Thank you.

05/25/2025

05/24/2025

Still renting? Your money could be going toward something that creates lasting value. Reach out to learn more about what it takes — and how much it really costs — to buy a home of your own!

05/23/2025

Mortgage insurance? You may be able to stop paying it! Contact me to find out more about your options now!