RPM Agency Insurance Brokerage

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RPM Agency Insurance Brokerage RPM Agency is a full-service independent insurance brokerage located in Lakewood, Colorado

Have you heard of Employment Practices Liability Insurance (EPLI)? This key coverage can be crucial in workplace-related...
10/15/2026

Have you heard of Employment Practices Liability Insurance (EPLI)? This key coverage can be crucial in workplace-related claims tied to how you hire, manage, and support employees.

EPLI is designed to help protect your business against certain workplace-related claims, including wrongful termination, discrimination, harassment, retaliation, and decisions regarding hiring and promotions. These claims can be time-consuming, costly, and disruptive, regardless of a company’s size. Additionally:

✅ A single claim can lead to significant legal expenses, even if no wrongdoing is found.
✅ Leadership time and attention may be pulled away from running the business to handle a legal proceeding.
✅ Claims can involve not only employees, but also customers, vendors, or other third parties, depending on the situation.
✅ Situations can escalate quickly, especially when there are differing perspectives or limited documentation.

EPLI can help provide a financial backstop so one issue doesn’t disrupt your day-to-day operations or long-term plans.

If you would like to talk through adding EPLI coverage to your current portfolio or simply review your existing coverage, our team would be happy to connect and answer any questions you may have.

Give us a call at (720) 683-0010 or visit our website at www.rpmagency.com to get started.

When a business grows, two things that tend to change quickly are inventory levels and headcount. Growth in both of thes...
10/13/2026

When a business grows, two things that tend to change quickly are inventory levels and headcount. Growth in both of these areas can create gaps in your insurance coverage in ways that are easy to miss until something goes wrong.

If your business is carrying more inventory than it was when your policy was written, your current property limits may not fully cover a loss from a fire, theft, or other covered event.

Similarly, adding employees changes your workers' compensation calculations and liability exposure, and payroll classifications may need to be updated to accurately reflect the work your team is actually doing.

If either of these has shifted for your business this year, it is worth taking a closer look at your current coverage. Give us a call at (720) 683-0010, and we can help you determine whether your policy still fits your business today.

Client feedback like this drives our team to keep raising the bar.
10/07/2026

Client feedback like this drives our team to keep raising the bar.

Opening an additional location or expanding what your business offers are significant milestones. These changes can also...
10/07/2026

Opening an additional location or expanding what your business offers are significant milestones. These changes can also affect your insurance coverage in ways that are not always obvious until a gap appears, which can leave you exposed in case of an emergency.

A new office, storefront, or warehouse introduces property and liability exposures that may not be covered under your existing policy. And when a business begins offering new services, its risk profile can shift in ways that require updated classifications to ensure coverage accurately reflects the work being done.

If your business has expanded its footprint or its offerings this year, it is worth confirming that your policy has kept up. Give us a call at (720) 683-0010, and we can walk through your current coverage together to ensure you’re fully protected.

When a covered loss hits your business, knowing how your insurance policy will reimburse you is crucial. The difference ...
09/29/2026

When a covered loss hits your business, knowing how your insurance policy will reimburse you is crucial. The difference between having actual cash value (ACV) and replacement cost value (RCV) coverage is significant and can affect how your business may respond after a loss.

Swipe through for a breakdown of both and what each one means for your bottom line.

If you want help determining whether you have ACV or RCV, or would like to talk through how payout structures can impact your coverage, please don’t hesitate to reach out to our team at (720) 683-0010 or visit our website at www.rpmagency.com to learn more about how we can help.

Renting a commercial property for your business? Adequate renters insurance isn’t just a landlord requirement. It’s a sa...
09/24/2026

Renting a commercial property for your business? Adequate renters insurance isn’t just a landlord requirement. It’s a safeguard for your success. So, our team wanted to share some key information about renters insurance and how it can protect what you’ve worked so hard to build.

Swipe to learn more.

Looking for tailored renters insurance for your business? Contact our team today at (720) 683-0010 to get started! We are here to make sure you are fully protected.

We're grateful for the trust our clients place in us. Here's one of their stories.
09/23/2026

We're grateful for the trust our clients place in us. Here's one of their stories.

The fall is a smart time to take a closer look at your commercial property and address maintenance needs before colder w...
09/21/2026

The fall is a smart time to take a closer look at your commercial property and address maintenance needs before colder weather creates bigger problems.

Preventive maintenance helps protect your property’s value, reduce safety issues, limit business interruptions, and lower the risk of preventable claims. Swipe for a few maintenance areas to review this season.

We hope you found this list helpful as you prepare your property for the fall. As always, if you have any questions or any needs this season, don’t hesitate to give us a call at (720) 683-0010. Our team is here to help!

The world of business is ever-changing with new equipment, additional employees, expanded operations, and new locations....
09/17/2026

The world of business is ever-changing with new equipment, additional employees, expanded operations, and new locations. If you have experienced changes like this in your business, it is important to ensure that your insurance coverage keeps up.

If your commercial property and casualty policy has not been reviewed recently, there is a real chance you are carrying gaps you do not know about.

Do not wait until a claim reminds you. Give us a call today at (720) 683-0010, and let's make sure your coverage is where it needs to be.

With Fall Prevention Awareness Month underway, this is a good opportunity for businesses to revisit workplace safety pra...
09/15/2026

With Fall Prevention Awareness Month underway, this is a good opportunity for businesses to revisit workplace safety practices and identify potential slip, trip, and fall hazards.

Encouragingly, many of these accidents can be prevented through proactive planning, regular maintenance, and awareness. Swipe through to learn more.

As always, if there is ever anything we can help with, do not hesitate to reach out at (720) 683-0010 or visit our website at www.rpmagency.com.

Address

7586 W Jewell Avenue Ste 305
Lakewood, CO
80439

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+17206830010

Website

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