Joanmarie C Bazo at Guaranteed Rate Affinity NMLS #300173

Joanmarie C Bazo at Guaranteed Rate Affinity NMLS #300173 I am a Vice President, Mortgage Lending at Guaranteed Rate Affinity. NMLS # 300173. Guaranteed Rate Affinity NMLS # 1598647.

At Guaranteed Rate Affinity, we provide the best experience possible, featuring incredibly low rates, fantastic customer service and a fast, simple process! Joanmarie has used all her knowledge and experience to help clients achieve their homeownership goals. Her deep understanding of mortgages is one part of what she offers, but it is her focus on customer service that allows her to best serve you.

09/08/2026

Your home search starts long before you start browsing listings online. Taking the time to understand your mortgage options can help you stay on budget and make an offer you feel confident about. While pre-qualification gives you a general idea of what loan you may qualify for, pre-approval takes a closer look at your finances to provide a more solid and reliable picture.

Ready to take the first step? Let’s talk it through.
https://myoc.io/jsL3TUtJI6a/ME1B8



NMLS # 300173

09/07/2026

This Labor Day is a moment to celebrate the ones who keep our communities moving, one day at a time. We appreciate, acknowledge and thank you for building something special. Kick back, relax and enjoy the time off. You deserve it.
https://myoc.io/jsL3TUtJI6a



NMLS # 300173

09/03/2026

Many buyers assume that spring is the best time to enter the market, but don’t forget about fall. In reality, it’s less about finding a perfect season and more about finding what works for you. To help you consider your options, I’m happy to help you time your purchase.

Let’s start early to prepare for whatever your homebuying journey has in store.
https://myoc.io/jsL3TUtJI6a/FWTqI



NMLS # 300173

09/01/2026

Here’s to everyone who works behind the scenes to make a home purchase happen. Together, we help you go from house hunting to move-in. Ready to get in the game?

Let’s talk about any questions you may have about the homebuying process.
https://myoc.io/jsL3TUtJI6a



NMLS # 300173

08/31/2026

How well do you really know your monthly payment? A lot of people are surprised there's more going on than principal and interest. Taxes and insurance are part of the deal too.

If you want the full rundown of what your monthly payment includes, reach out to me today and we'll go through it together.
https://myoc.io/jsL3TUtJI6a/faSZN



NMLS # 300173

08/27/2026

The best part of owning is not the house. It is everyone you fit inside it. Your space, your people, your call on how the night goes. So tell me, what would you host first? Let me know in the comments below.

And whether you're ready to buy now or are just starting to think about it, I'm here to help you navigate the path home.
https://myoc.io/jsL3TUtJI6a/VHj02



NMLS # 300173

08/26/2026

Your monthly housing payment is already part of your budget. The question is whether it could also support your future goals.

I can help you compare renting and owning so you can make a more informed decision.
https://myoc.io/jsL3TUtJI6a/2wGP0



NMLS # 300173

08/24/2026

Your mortgage was built around your life at closing. But life keeps moving, and sometimes it's worth checking whether your mortgage has kept up. Refinancing is one option, though it's not the only one, which is exactly why a quick conversation makes it clearer. No pressure, just clarity when you want it.

Save this for when your situation shifts, and reach out anytime you're ready to talk.
https://myoc.io/jsL3TUtJI6a/F5RQy



NMLS # 300173

08/20/2026

Rent math is not just about what you pay today. It is about how your housing costs fit into the way you save*, budget and plan ahead.

I can help you compare renting with buying so you can see what may make sense for your situation.
https://myoc.io/jsL3TUtJI6a/Uti9z



NMLS # 300173

08/19/2026

You don’t need a W-2 to get a mortgage. Asset utilization lets qualified borrowers use liquid assets instead of traditional employment documentation.
That means savings, investment accounts, stocks, crypto, retirement accounts and bonds give you access to loans up to $5M, without liquidating your portfolio.

If you’re a retiree, investor or anyone who’s built wealth outside of a W-2, this is for you.
https://myoc.io/jsL3TUtJI6a/wmrOo



NMLS # 300173

Address

8334 Market Street
Lakewood Ranches, FL
34202

Website

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