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Our search engines have revolutionized mortgage shopping, giving you quick pricing and accurate rates across the board. Mortgage Grader matches loans to people. If you are a first time home buyer, a seasoned investor or are recovering from a foreclosure, we can find you the best mortgage.

09/08/2026

Cryptocurrency rules for homebuying loosen, widening mortgage opportunities

Virtual tokens can be used as assets during the loan qualification process

To read more, go to: https://www.mortgagegrader.com/loan-officer/jeff-lazerson/blog/cryptocurrency-rules-for-homebuying-loosen-widening-mortgage-opportunities

Article originally posted in Orange County Register on September 4, 2026.

08/31/2026

Here’s why interest rates are going to hit 7%

To read more, go to: https://www.mortgagegrader.com/loan-officer/jeff-lazerson/blog/heres-why-interest-rates-are-going-to-hit-7

Article originally posted in Orange County Register on August 27, 2026.

08/24/2026

Number of U.S. homebuyers sink to all-time low as affordability weighs heavily

High mortgage rates, home prices, widespread economic and geopolitical uncertainty are the culprits

To read more, go to: https://www.mortgagegrader.com/loan-officer/jeff-lazerson/blog/number-of-us-homebuyers-sink-to-all-time-low-as-affordability-weighs-heavily

Article originally posted in Orange County Register on August 20, 2026.

08/17/2026

Three reverse mortgage alternatives for seniors

If owners can avoid a reverse mortgage by tapping money another way, they'll likely preserve more home equity

To read more, go to: https://www.mortgagegrader.com/loan-officer/jeff-lazerson/blog/three-reverse-mortgage-alternatives-for-seniors

Article originally posted in Orange County Register on August 13, 2026.

08/11/2026

How a mortgage rate buydown can offset today’s higher interest rates

There are two types of rate buydowns: a permanent or a temporary one

To read more, go to: https://www.mortgagegrader.com/loan-officer/jeff-lazerson/blog/how-a-mortgage-rate-buydown-can-offset-todays-higher-interest-rates

Article originally posted in Orange County Register on August 6, 2026.

08/10/2026

Survey: 50% of buyers bet on lower rates to sustain homeownership

Few buyers polled say they regret buying a home, even when considering financial sacrifices

To read more, go to: https://www.mortgagegrader.com/loan-officer/jeff-lazerson/blog/survey-50-of-buyers-bet-on-lower-rates-to-sustain-homeownership

Article originally posted in Orange County Register on July 30, 2026.

07/27/2026

Thinking about getting a reverse mortgage? Read this Q&A first

Importantly, it's not a free pass: Borrowers must pay homeowners insurance and property taxes while maintaining their home

To read more, go to: https://www.mortgagegrader.com/loan-officer/jeff-lazerson/blog/thinking-about-getting-a-reverse-mortgage-read-this-qa-first

Article originally posted in Orange County Register on July 23, 2026.

07/20/2026

Creative qualifying tips for fixed-rate second mortgages, HELOCs

Plus, four tax return workarounds

To read more, go to: https://www.mortgagegrader.com/loan-officer/jeff-lazerson/blog/creative-qualifying-tips-for-fixed-rate-second-mortgages-helocs

Article originally posted in Orange County Register on July 16, 2026.

07/13/2026

Why home prices, rents are likely to fall in coming decade

The potential for oversupply and falling prices is a concern for the mortgage industry and homeowners with equity

To read more, go to: https://www.mortgagegrader.com/loan-officer/jeff-lazerson/blog/why-home-prices-rents-are-likely-to-fall-in-coming-decade

Article originally posted in Orange County Register on July 9, 2026.

06/29/2026

Buyer beware: Why Fannie Mae’s condo blacklist is likely to grow

More rounds of tougher standards are coming in August and January 2027

To read more, go to: https://www.mortgagegrader.com/loan-officer/jeff-lazerson/blog/buyer-beware-why-fannie-maes-condo-blacklist-is-likely-to-grow
Article originally posted in Orange County Register on June 25, 2026.

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23807 Aliso Creek Road, Ste 210
Laguna Niguel, CA
92677

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