Truss Financial Group

10/17/2026

Looking for a place with lower property taxes?

Here are 5 states with some of the lowest effective property tax rates:

Hawaii: 0.29%
Alabama: 0.37%
Arizona: 0.48%
Utah: 0.48%
South Carolina: 0.49%

Property taxes are one of the ongoing costs to consider when buying a home. But remember, a lower tax rate doesn't always mean a lower tax bill. Home prices, local tax rules, and available exemptions can all make a difference.

Save this for your homebuying journey!

These are statewide effective property tax rate averages. Actual taxes vary by location, home value, and applicable exemptions.

10/15/2026

Stated Income HELOC for Self-Employed Borrowers

Learn how a stated income HELOC works for self-employed borrowers, including eligibility requirements, income documentation, borrowing limits, costs and alternatives.

10/14/2026

How much income do you need to buy a home in 2026?

The answer depends on more than just the home price.

Your mortgage interest rate, down payment, property taxes, homeowners insurance, and existing debts can all affect how much home you can afford.

Before buying a house, make sure you understand the full cost of homeownership, not just the monthly mortgage payment.

Save this for your homebuying journey!

These income figures are estimates based on specific mortgage assumptions. Actual affordability varies by loan terms, expenses, and financial circumstances.

10/12/2026

Wishing everyone a happy Columbus Day!

Today, we recognize a historic journey of exploration and discovery, and the spirit of looking toward new horizons.

From all of us at TFG, have a wonderful holiday!

10/10/2026

When we say “send us your documents,” we don’t mean the entire filing cabinet 😂

10/10/2026

Bank Statement HELOC vs. Bank Statement Cash-Out Refinance

Compare a bank statement HELOC vs. cash-out refinance for self-employed homeowners. Explore rates, payments, costs, eligibility, and key differences.

10/08/2026

Frozen HELOC? What to Do to Restore Your Available Credit

Learn how to request HELOC reinstatement after a freeze or credit-line reduction, what evidence lenders may require, possible review costs and what to do if access remains restricted.

10/07/2026

What Mortgage Lenders Look for in Small Business Owners and Entrepreneurs

Learn what lenders look for in a mortgage for business owners, including income, credit, debt, business records, down payment funds, and documentation.

10/06/2026

Self-employed and worried your tax returns could make it harder to qualify for a HELOC?

That was the situation for one of our clients.

Write-offs and deductions made his income look lower on paper, so he thought getting a HELOC would be difficult.

But he found another way to document his income using 12 months of bank statements.

That helped him access the equity in his home and use the funds to expand his business.

He went from thinking, “This probably isn’t going to work” to clear to close in about two weeks.

This is one of our real client stories at TFG.

If you’re self-employed and looking for a HELOC, your situation may have more options than you think.

Comment “OPTIONS” and we’ll help you understand what may be available for your situation.

10/06/2026

Disadvantages of a HELOC: 8 Risks to Know Before Borrowing

Understand the disadvantages of a HELOC, including variable rates, rising payments, fees, reduced equity and the risk to your home, plus ways to manage each.