Kayci Parker, Your Mortgage Partner

11/03/2026

Sometimes a house fits perfectly for years, and then one day it just doesn't.
The nursery is now a teenager's room with a door that stays closed. Someone's working from the dining table. The garage stopped being a garage a long time ago. Nothing is wrong with the house. Your life just kept going.
A lot of the homeowners I talk to feel a little guilty about wanting something different, especially when they love where they are. I don't think that's ungrateful. It's normal to outgrow something that once fit.
You may also have more options than you think, especially if you've built equity over the years. It's worth understanding what that looks like, even if you're nowhere near putting a sign in the yard.

Kayci Parker | Loan Officer
M: 402-332-6985 | E: [email protected]
Apply: kparker.gershman.com

10/31/2026

The thought of buying a home can feel scary-but it doesn't have to be. From understanding your financing options to navigating the homebuying process, the right mortgage team can help make it feel a whole lot less intimidating.

Ready to stop renting and start planning for homeownership? Let's talk!

10/28/2026

"Kayci Parker was our broker who would crunch numbers for us during our home buying process. She and our realtor work well together. She helped us with every step to get through to closing day! I would recommend her for your next home buying" says Colleen on Google

★★★★★ Kayci Parker was our broker who would crunch numbers for us during our home buying process. She and our realtor work well together. She helped us with every step to get through to closing day! I would recommend her for your next home buying

10/28/2026

Before you make an offer, know your numbers, understand your options, and be ready to move when the right home hits the market.

A solid pre-approval can help you shop with confidence and show sellers you're serious. 🏡

Get your game plan together. Let's get you ready for kickoff.

10/27/2026

When people start planning to buy, they usually focus on two numbers: the down payment and closing costs.
I always want to talk about a third one. The money you still have after you get the keys.
Life doesn't pause after closing. There are the blinds you didn't know you needed, the Target runs that add up that first month, and the occasional surprise repair. Having a cushion left makes that first year feel a lot calmer.
Sometimes that means putting a little less down than you planned. Depending on your situation and loan program, that can be a very reasonable trade. It's one of the first things I like to walk through, because the right plan isn't only about getting into the house. It's about feeling steady once you're in it.

Kayci Parker | Loan Officer
M: 402-332-6985 | E: [email protected]
Apply: kparker.gershman.com

10/26/2026

The appraisal process is evolving, Here's a quick look at what's changing-and what isn't:
✔️ No change to minimum property standards
✔️ Concessions, repairs and special circumstances will be located in one generalized area
✔️ Condition and quality ratings will be more clear and detailed, including the reasoning behind the rating
✔️ There will be a learning curve as appraisers get familiar with new software and reporting formats
📍 We're also adding appraisers in rural areas to help with timing and placement.
📝 And we're already using the new report in test cases to help prepare for the transition.
Bottom line? Change is coming, but we expect business as usual. We'll continue monitoring the transition and keeping our partners informed.

10/23/2026

Most people wait until they find a home to lock their rate. You don't have to. 🔒
Lock your rate now and go find the one. It's one less thing to worry about while you tour houses.
Ask me how Lock & Shop works.

Available to eligible borrowers and loan programs. Lock periods vary. Fees may apply.

10/21/2026

Put your home equity to work with a flexible Closed-End Second Mortgage designed to help you access the funds you need. With loan amounts up to $500,000 and options for primary residences, second homes and investment properties, you have more ways to leverage your equity.

Interested in learning more? Contact me today.

10/20/2026

When I talk with families about a budget, I'm not only thinking about the mortgage payment. I'm thinking about soccer fees, the grocery bill that keeps creeping up, the trip you take every summer, and the holidays that are about to show up whether we're ready or not.
As a mom of three, I know how quickly "we can make it work" turns into "we can't really do anything else."
That's why the biggest number you qualify for isn't the one I care most about. I'd rather help you find a payment that fits the life you already have, with room left for the parts you don't want to give up.
A house should add to your life, not quietly take over the rest of it.

Kayci Parker | Loan Officer
M: 402-332-6985 | E: [email protected]
Apply: kparker.gershman.com

10/19/2026

A new year is a great excuse to take a fresh look at your finances. Consider reviewing your budget, paying down debt, building your savings, and checking your credit.
And if homeownership is on your 2027 goals list, getting your finances in shape now can help you feel more prepared when the time comes. 🏡

Your future self will thank you.