Erin Johnson, First Home Mortgage, Loan Officer NMLS # 215208

Erin Johnson, First Home Mortgage, Loan Officer NMLS # 215208 Helping you make smart mortgage decisions that align with your financial goals. First-time buyers, refinancing and investing.

FHA, USDA, VA, Maryland Mortgage Program, Conventional Financing and more.

We had a great time at our Endless Summer Happy Hour at Swan Point! ☀️🥂🍹 Thank you to all of the Realtors who came out t...
09/15/2026

We had a great time at our Endless Summer Happy Hour at Swan Point! ☀️🥂🍹

Thank you to all of the Realtors who came out to spend the evening with us. We always appreciate the opportunity to connect, catch up, and strengthen the relationships that make our community so special. 💛

09/15/2026

Mortgage rates are facing renewed pressure as rising energy prices add to inflation concerns. With Retail Sales and the Federal Reserve’s next rate decision both coming Wednesday, markets could see meaningful movement this week. 📈📝

Stay tuned for the latest updates.

A new opportunity for Maryland’s teachers & first responders🏠Eligible first-time homebuyers may qualify for a 0.50% lowe...
09/09/2026

A new opportunity for Maryland’s teachers & first responders🏠

Eligible first-time homebuyers may qualify for a 0.50% lower interest rate plus 5% down payment and closing cost assistance through Maryland’s new First Homes for First Responders and Teachers program.

A meaningful way to make homeownership a little more attainable for those who serve our communities every day.

If you’ve been dreaming of owning a home, we’d love to help you explore what may be possible. ❤️

🏠 Investors: The Property Can Help You QualifyBuilding your real estate portfolio doesn’t always have to depend on your ...
09/03/2026

🏠 Investors: The Property Can Help You Qualify

Building your real estate portfolio doesn’t always have to depend on your personal income.

With a DSCR loan, qualification focuses primarily on the cash flow of the investment property rather than traditional personal income documentation.

This can be a great option for experienced investors looking to:

🏘️ Purchase additional rental properties
💰 Leverage income-producing real estate
📈 Continue growing a portfolio
🔑 Finance without traditional income qualification

Realtors: Have an investor who is having trouble qualifying conventionally because of tax write-offs or complex income? Let’s talk before they assume financing isn’t an option.

📲 Erin Johnson | First Home Mortgage
Let’s look at the property, run the numbers, and see if DSCR financing makes sense.

Loan approval is subject to applicable program guidelines, credit approval, property eligibility and appraisal. Not a commitment to lend.

08/31/2026

All eyes are on the Fed, inflation, and the labor market this week. 📈🗓️📊

Following Fed Chair Kevin Warsh’s Jackson Hole remarks, mortgage rates are facing renewed pressure as markets weigh the possibility of a future rate hike.
Rising oil prices are adding another layer to the inflation conversation.
Stay tuned as the market reacts throughout the week.

08/25/2026

Markets have several key developments to watch this week. Treasury Secretary Bessent’s focus on long-term rates, Wednesday’s Core PCE inflation report, and Fed Chair Warsh’s Jackson Hole remarks on Friday could all influence the direction of bonds and mortgage rates. With inflation and the Fed back in focus, market movement could pick up as the week unfolds.

08/11/2026

📊 Inflation data takes center stage this week.

Markets will be watching CPI, PPI, retail sales, and consumer sentiment—all reports that could influence mortgage rates and give us more insight into the economy ahead. 🏡📈

Date Update 🗓️ August 20th! ☀️🍹 Calling all Realtor friends! 🍹☀️ Summer isn’t over yet… let’s keep the sunshine, sips, a...
08/07/2026

Date Update 🗓️ August 20th!

☀️🍹 Calling all Realtor friends! 🍹☀️

Summer isn’t over yet… let’s keep the sunshine, sips, and connections going! 🌊✨

You’re invited to our Endless Summer Happy Hour at Port To***co Restaurant!

Join us a chance to unwind, mingle, and enjoy a fun evening with some amazing people in the real estate community.

We’d love to see you there! 🙌 RSVP Required
Message us at: [email protected] to save your spot!
For more information call or text, us at 301-818-0848

Exciting news! 🎉First Home Mortgage has been recognized by the Baltimore Business Journal as the largest residential mor...
08/04/2026

Exciting news! 🎉

First Home Mortgage has been recognized by the Baltimore Business Journal as the largest residential mortgage lender in the Greater Baltimore area!

For 36 years, we’ve been helping families achieve the dream of homeownership, and I’m proud to be part of a company that’s making a difference every day.

08/03/2026

This week, the market is watching two major stories: developments in the Middle East and several key employment reports.

From payroll data to the latest jobs report, these updates could influence interest rates and market activity in the weeks ahead.
Here's a quick look at what's happening this week. 📊📅

Address

102 Centennial Street, Suite 102b
La Plata, MD
20646

Telephone

+13018180648

Website

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