Team Klebaum - Edge Home Finance

05/26/2026

Becoming a homeowner is one of the biggest financial decisions most people make, it is also one of the most rewarding. Before you apply for a loan there a some steps you should take to make sure you are prepared financially for such a large milestone in life. Questions? Leave a comment below or shoot me a message!

05/12/2026

If you run into a situation where you need to be a co-signer on a loan for a family member, significant other, etc, just say no! If you have to be on the loan, make yourself the primary borrower on the account and have them co-sign. Either way you are still responsible for the loan, however if there are any account or payment issues being the primary guarantees that the bank reaches out to you and you're not caught off guard. Questions? Leave a comment below or shoot me a message!

04/29/2026

The higher your credit scores, the better your options will be when purchasing a home or applying for any kind of loan. If you're working on building or rebuilding your credit, here are some great tips and tricks to get you the boost you need to meet your goals. Questions? Leave a comment below or shoot me a message!

04/24/2026

How did the richest Americans build so much wealth? For the majority of them, homeownership played a significant role. And in every case, that long-term wealth accumulation started with their first home purchase.

04/18/2026

Check out this new listing from our friend Amanda May, Principal Broker, Re/max Real Estate Team

04/08/2026

If you're in the process of buying a home, wait until after you have the keys to go out and buy new appliances, furniture, etc. Doing this before closing can cause your scores to drop and might even delay the process. If you wait until after you close, your scores will be as high as they possibly can be which means you'll get better offers and lower interest rates. ​Questions? Leave a comment below or shoot me a message!

03/27/2026

What does this mean for rates/housing? Read on...

The Iran war continues to dominate financial markets and mortgage rates are no exception.

03/12/2026

If you're trying to gain some extra points and fast, take a look at your credit card balances. Your credit cards have the heaviest impact on your scores because they're factored into two categories that make up your credit score. Learning the do's and dont's of using your credit cards and how to leverage your accounts will get those scores up in no time! ​We have tools to help... comment or message me TOOLS for the app.

02/24/2026

🗓️ There's No Such Thing As a Little Late! 🎯 Accurate late payments are very hard to get removed, if you have a borrower with a late payment their best option is to contact the creditor directly and plead their case. At that points it's up to the creditor whether or not the late payment will remain. ⬇️ Below is a graphic going over some quick tips to help set your borrowers up for success when it comes to their payments and payment history.

🛠️ Drop the word TOOL in the comments below and I'll send you our Financial Planning Tool. This app is free to you without your data being sold! Perfect for credit monitoring, goal setting, and improving your home readiness score.

02/21/2026

Lowest rates in three years! Get the Mortgage Market Report delivered directly to your inbox every Friday… comment NEWSLETTER below ⬇️ 🗞️

In addition to being shortened by Monday's holiday, this week's economic data didn't spark any big reactions in the bond market. Even after The Supreme Court ruled against Trump's IEEPA tariffs, rates managed to end the week right in line with the lowest levels in more than 3 years.