Nam Nguyen MLO #2006633

04/29/2026

Did you know you could leverage your homes equity to work for you? There are 3 ways to access your equity.

1. Cash-out Refinance

Let’s say you owe $200K and your home qualifies for a $300K loan.
You replace your current mortgage and take $100K in cash.
👉 One new loan, one monthly payment, new terms.

2. HELOAN/Second Mortgage

Same scenario, but instead of replacing your mortgage, you add a second loan on top of it.
👉 Keep your current rate, access your equity as a lump sum.
👉 Two loans, two monthly payments.

3. Home Equity Line of Credit aka HELOC

Instead of a lump sum, you open a line of credit against your equity.
👉 Use funds when you need them during the draw period
👉 Typically make interest-only payments at first
👉 Then repay principal + interest after the draw period ends

Not sure which option is best for you? Message me and I'll walk you through it

10/31/2023

Click on the image to read the full article!

10/20/2023

Meet the homeowners giving up a 4% interest rate for a cash-out refi.

Truth is, you can increase your monthly cashflow by paying off debts with higher interest rates. Ask me how I help save hundreds, sometimes thousands in monthly debts!

Call 206-307-2316 or email [email protected]

Even with soaring rates, about 30% of mortgage applicants are seeking a refinancing. Here's a breakdown of who's borrowing and why cash-out refis still make sense for some.

08/09/2023

Congrats to my clients who are relocating from NY to WA! Moving across the country is a scary and stressful position to be in. I am happy we were able to maximize their purchasing power and find a house their family can call their home for the coming years. We are looking forward to a smooth transaction! 😁

07/30/2023

07/19/2023

04/18/2023

I'll be available all day until an hour before the game tonight! Go Kraken!

04/14/2023

Are you a first-time homebuyer feeling overwhelmed by the mortgage process? Let me help! As a loan officer, I have the expertise and experience to guide you through every step of the way 🌟🏡💰

04/12/2023

Navigating the mortgage process can be overwhelming, but you don't have to do it alone. Contact me to connect with a knowledgeable loan officer who will make the home buying journey a breeze 🌊🏡💰