Getting the Loan that is Right for You, with an Expert on Your Side:
I always come from the perspective of “what’s best for my clients”! I do not believe in doing what’s easy, but rather what loan will meet the goals of my clients now and into the future. Take Advantage of Homebuyer Incentives:
- There are programs and entitlements out there (and new ones coming out) that many lenders either aren
’t familiar with, or don’t offer. The value of many of these incentives can be tremendous. Here are some important loan incentives I offer my clients:
- Mortgage Credit Certificate (MCC), which are tax credits. In the state of Washington, the MCC is a 20% tax credit on the interest of your mortgage, USDA Rural Development, which is funding from the US Government to those looking to move to rural areas in the state, Home Path, which is a 3.5% incentive for buyers, Energy Efficient Mortgages, And more...
I am an approved instructor for the Washington State Home Finance Commission (http://www.wshfc.org) and teach classes regularly. Required Disclosure:
NMLS # 134636
WA # MLO - 134636
CA # 813J045
