Sujan Kharel NMLS #2733114

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United States
Killeen, TX
Sujan Kharel NMLS #2733114

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Sujan Kharel | Helping You Achieve Your Homeownership Dreams! NMLS #2733114
Loan Factory | NMLS #320841

With a Master’s degree in Accounting and Finance and a robust background in financial management, Sujan Kharel brings a results-driven, client-focused approach to mortgage and loan services. Before transitioning into lending, Sujan gained valuable experience in accounting, payroll administration, and financial analysis—skills that now empower him to help clients make informed, financially sound borrowing decisions. Known for his keen attention to detail and commitment to ethical lending practices, Sujan leverages his expertise to guide individuals, families, and businesses through the complexities of home financing, refinancing, and personal or business loans. His foundation in finance ensures that each client receives tailored solutions that align with both short-term needs and long-term goals. Whether working with first-time homebuyers or seasoned investors, Sujan is dedicated to building trust through transparency, education, and proactive communication throughout every step of the loan process.

10/27/2026

🏡 Buying a home in Texas? Let's talk mortgages — clearly, and at your pace. ✨

I help homebuyers understand:
✅ Purchase, refinance, and first-time buyer options
📋 What documents lenders typically ask for
🗺️ What to expect, step by step

No pressure, no jargon. 💬

Have questions about buying in Texas? Message me and let's start with a conversation.

Sujan Kharel, Mortgage Loan Officer | Loan Factory
NMLS #2733114
Equal Housing Lender | Terms subject to credit approval. This is not a commitment to lend.

07/02/2026

Whether you're buying your first home, moving up, refinancing, or tapping into your home's equity, I'm here to help you find the financing solution that fits your goals.

I can help with:
✅ Conventional Loans
✅ FHA Loans
✅ VA Loans 🇺🇸
✅ USDA Loans
✅ Jumbo Loans
✅ Home Purchase Loans
✅ Mortgage Refinancing
✅ Cash-Out Refinancing
✅ HELOC (Home Equity Line of Credit)
✅ Home Equity Loans
✅ Investment Property Loans
✅ Second Home & Vacation Home Loans
✅ First-Time Homebuyer Programs

No matter your situation, I'll take the time to explain your options and help you navigate the mortgage process with confidence.

📩 Have questions? Curious about your buying power or refinancing opportunities? Send me a message or comment below. I'm happy to help you explore your options with no obligation.

Your homeownership goals are closer than you think—let's make them happen! 🏠✨

03/26/2026

Thank you for trusting me to help with your purchase. We were able to close this loan really quick.

01/05/2026

12/21/2025

Great Holiday rates. Save more this Holiday Season. Take Advantage of lender offering holiday rates. You need to enquire to believe it. Holidays

Address

9304 Everly Drive
Killeen, TX
76542

Telephone

+14697559656

Website

http://www.loanfactory.com/sujankharel

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