Insurance, Financial Advise, Retirement

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10/07/2026

Many retirees are surprised when their Medicare premiums increase due to IRMAA. Our article explains how the two-year income lookback works, what counts as income, and why 2026 may bring unexpected changes. Understanding these rules can help you plan ahead and avoid unwelcome surprises in your budget.

An unexpected jump in Medicare premiums can catch retirees by surprise and disrupt their carefully planned budgets. The culprit? The Medicare Income Learn how income from 2024 may increase Medicare IRMAA in 2026. Learn income triggers, premium tiers, and ways to avoid surprises in Part B and D costs...

09/24/2026

You've worked hard to build your retirement savings. The next challenge? Making it last.
In this checklist-style guide, Michael Conway, Financial Advisor, Bankers Life Securities, Inc. and Bankers Life Advisory Services, Inc., outlines practical steps to help create income, manage expenses, and plan for the unexpected.

Retirement today can last 20, 30, or even 40 years. That's a wonderful opportunity to enjoy more time with family, travel, and pursue new interests, but Use this retirement checklist to help your savings last longer. Learn strategies for income, healthcare, investing, and more.

09/22/2026

Only 61% of Americans say they feel financially secure, and nearly half of households say they would feel a financial impact within six months if a wage earner passed away.*

Life insurance is more than a policy. It's a way to help protect the people who depend on you.

Message me and learn how coverage may fit into your overall financial plan.

09/17/2026

Interested in a career helping others protect what matters most?

This Life Insurance Awareness Month, get started in a career as a financial professional at Bankers Life with our award-winning training and development program. Whether you're new to the industry or looking for a fresh start, Bankers Life sets you up for success with the training, resources, mentorship, and support you need to build your confidence and grow your career.

Ready to make an impact while investing in your future?

Apply today: https://www.careersatbankerslife.com/

Bankers Life Financial Professional Careers

09/15/2026

Women report a greater need for life insurance, yet only 49% say they have coverage.*

Whether you're protecting a spouse, children, aging parents, or all three, life insurance can play an important role in safeguarding your family's future.

This Life Insurance Awareness Month, message me and let's start the conversation about protection planning.

09/10/2026

As more consumers turn to the internet for answers, one thing remains clear: they still want a trusted professional to help them make important financial decisions.

According to LIMRA's 2026 Insurance Barometer Study, 43% of consumers prefer researching life insurance online and purchasing in person, while 26% are actively seeking guidance from a financial professional.

Interested in a career where you can make a real difference? Join Bankers Life.

This annual study from LIMRA and Life Happens focuses on the attitudes and behaviors of American adults with regard to life insurance.

09/08/2026

Many Americans think life insurance costs far more than it actually does.

In fact, young adults estimate the cost of term life insurance 5 to 6 times higher than the actual premium.*

If cost has been holding you back, it may be worth having a conversation. You might be surprised by how affordable coverage can be. Message me and let’s connect.

09/03/2026

People are looking for guidance. Become the person they turn to.

As a financial professional and life insurance agent with Bankers Life, you'll help clients navigate important financial decisions and plan for the future.

Explore opportunities today: https://www.careersatbankerslife.com/

Bankers Life Financial Professional Careers

09/01/2026

Nearly 92 million Americans have a life insurance coverage gap.*

That's 38% of adults who either don't have life insurance or may not have enough coverage to protect their loved ones.*

Life insurance can help provide financial security when it's needed most. This Life Insurance Awareness Month, take a moment to review your coverage and make sure it aligns with your family's needs.

Message me with questions.

08/27/2026

For 24 years, Bankers Life has proudly supported the Alzheimer's Association because we know the impact that Alzheimer's and other dementia can have on our customers, their loved ones and caregivers. Through the annual Bankers Life Forget Me Not Days® campaign, our offices help raise awareness and critical funds.

We're excited to share the results of this year's campaign, bringing our total impact to nearly $8.5 million. Learn more: https://cno.mediaroom.com/stories?item=66

Address

8390 W Gage Boulevard Suite 112
Kennewick, WA
99336

Telephone

(509)4124835

Website

https://agents.bankerslife.com/wa/kennewick/8390-w-gage-blvd/lorena-ramirez

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