Trish Reedy Mortgage Expert, Lender Leader

11/05/2026

Before the next price cut, let's talk. 🏡 You can use that same money to have a bigger impact and reach more prospective buyers if you market it the right way!

A price reduction spreads the seller's money across every buyer who might show up. A seller concession or a rate buydown puts it to work for the buyer who's actually ready to write an offer.

I'm doing 20-minute lunch-and-learns for agent teams this month on exactly this. Comment or DM me "SMARTER" and I'll get one on your team's calendar.

11/04/2026

The rate is the first question everyone asks me. It's almost never the most important one. 🌱

A "low rate" can hide points and fees that cost you more. And the cheapest quote doesn't help much if nobody picks up when your closing hits a snag.

Swipe for the 5 questions I'd ask if I were the buyer. Save it, and send it to the friend who's starting their house hunt. 💛

10/31/2026

Every family has one. Well-meaning, very confident, hasn’t actually done a mortgage since rates were a completely different number. No shade to Uncle Steve. But your file deserves someone who does this for a living, not someone who did it once, a long time ago, under very different circumstances. DM me and let’s get you an actual expert. Uncle Steve can still come to the housewarming.

10/30/2026

A realtor, an estate planning attorney, and a mortgage nerd walk into a bar… 🍷

We're hosting a happy hour for women thinking about buying a home on their own, with their kids, or with a best friend as a co-buyer. Ten minutes of real talk, then drinks and all your questions.

What we'll cover: what lenders actually look at, how to buy with a friend without risking the friendship, and how to protect your home and your people once it's yours.

📅 Weds Nov 4
📍 Engel & Volkers, Park Place in Leawood
👉 RSVP if you can, link in comments

Everyone curious is welcome. Bring a friend! 💛

10/28/2026

Truly haunted by the fact you can explain interest rates, contingencies, and inspections — but the online expert still wins. It happens more than you’d think. A client mentions “well, I saw this video that said…” and just like that, nearly 20 years of actual experience is competing with a 30-second clip from someone who’s never closed a loan. I get it. It’s catchy, it’s confident, and it’s everywhere. It’s also usually missing the context that actually matters for your specific situation. I’m not trying to out-charisma anyone on your FYP. I’m just here with the actual numbers, whenever you’re ready to compare notes. DM and let’s fact-check the algorithm together.

10/27/2026

A low mortgage rate doesn’t always mean your monthly bills feel manageable.

I talk with friends and neighbors daily who want to keep their 2021 rate but feel overwhelmed by debt payments. If that sounds familiar, you’re not alone—and there’s no judgment here.

Using home equity to consolidate debt may be worth exploring, but the costs and long-term trade-offs matter. It isn’t right for everyone.

I have two “coupon codes” available this week for clients considering a cash-out refinance. Message me for the details, and let’s run the numbers together. No pressure—just a clearer picture of your options.

10/21/2026

When I visited Station 3 in Shawnee recently, I remembered a friend telling me they were looking forward to the day they lived near Shawnee Mission Park. She described how often she and her dogs would go off-leash, the way she'd paddleboard all summer and hike in the fall. She could envision that future life, but was too afraid to take the next steps to make it a reality. You deserve the good life today. Let's make a plan to get you where you want to be, together.

10/19/2026

Got a great mortgage rate from 2020 or 2021… and credit card debt that crept up when life happened?
You’re not alone. I get this call almost every week: “How am I supposed to afford everything?”
Often, the value of your home can help! But how you do it matters a lot. The wrong move could mean giving up that low rate and paying a lot more over time. The right one can give you real monthly relief and a clear finish line for that debt.
In my newest blog, I walk through:
✅ Cash-out refi vs. HELOC vs. home equity loan, in plain English
✅ A real-numbers example of what each option costs
✅ When it makes sense, and when I’d honestly pump the brakes
✅ My 6-step checklist to help you decide
My #1 takeaway: when to trade a 3% mortgage to fix a credit card problem.
Read the full breakdown here 👉 https://hubs.la/Q04BFBny0
Want me to run your numbers? Send me a message anytime. No pressure, just a straight answer.

Trish Reedy breaks down cash-out refis, HELOCs, and home equity loans for debt consolidation — real math, real risks, and when to keep your low rate.

10/16/2026

Realtors, this one’s for you. 🌱
Fannie Mae just raised its 2027 mortgage rate forecast, and your buyers are going to see some scary headlines this week.
Here’s the plain-talk version: forecasts change all the time. In January, this same forecast said 6%. Your buyers don’t need a prediction. They need a plan.
That’s where I come in. I’ll run real numbers, structure your offers to stay strong, and keep your deals steady when the headlines aren’t.
Got a nervous buyer? Send them my way. We’ll get them home together. 💛
Feel free to share this with any client who needs the calm version!

10/15/2026

Your loan officer doesn't know your lifestyle or how you spend your money - unless you talk about budget with them. If daily venti lattes, dinners out and international travel are important to you, that is totally ok, but it might mean that a $250k is more realistic than a $400k house. Use my knowledge and experience to set yourself up for success long after closing.