Justin Rabin, Mortgage Loan Officer NMLS 865093

09/07/2026

🇺🇸 Happy Labor Day!

Today is a chance to slow down, enjoy a little extra time with family and friends, and celebrate the hard work that keeps our communities moving forward.

Whether your day includes a backyard cookout, a lake day, a local festival, or absolutely nothing on the schedule, we hope you enjoy every minute of it.

Wishing everyone a safe and relaxing Labor Day!

09/04/2026

09/03/2026

A gift of equity lets a family member sell you their home below market value, and that difference can count toward your down payment or closing costs - no cash changing hands. It's not automatic, though. Your lender will want a proper appraisal, a gift of equity letter, and documentation that the relationship qualifies. Get those pieces right, and you could be walking into homeownership with a lot less out of pocket.

If you're thinking about buying a home from a parent, grandparent, or other family member, reach out and let's see if a gift of equity could work for your situation. Send me a message or give me a call - I'll walk you through exactly what your lender will need.

Justin Rabin, Owner & Senior Mortgage Officer
Crown Mortgage
Mobile: 913.669.1277
Email: [email protected]
NMLS: 865093 | CO NMLS: 2661577

09/02/2026

The Truth About ‘Waiting for Rates to Drop’”

Waiting for the perfect rate sounds smart.

But here’s the plot twist: while you wait, home prices and competition often keep rising.

Sometimes the lower-rate “future you” is hoping for ends up costing more than the higher-rate “today you.”

Buy when your life says it’s time - not the headlines.
We can always refinance when the window opens.

Justin Rabin, Owner & Senior Mortgage Officer
Crown Mortgage
Mobile: 913.669.1277
Email: [email protected]
NMLS: 865093 | CO NMLS: 2661577

09/01/2026

🔥 It’s National Burnt Ends Day!

Kansas City definitely knows a thing or two about burnt ends, but now we want to know…
🍖 Where do YOU go for the best burnt ends in KC?

Everyone has a favorite spot, so drop yours in the comments and let’s see which place gets the most votes.

Enjoy the burnt ends today.
🏡 When you’re ready to talk home loans, give me a call.

Justin Rabin, Owner & Senior Mortgage Officer
Crown Mortgage
Mobile: 913.669.1277
Email: [email protected]
NMLS: 865093 | CO NMLS: 2661577

08/31/2026

Mortgage Myth Monday 🏡

🚗 Myth: You should pay off your car before buying a house.

Reality: Paying off your car isn’t always the best move. Depending on your situation, it could reduce the cash you have available without necessarily improving your mortgage approval.

Every buyer’s financial picture is different, so before making a big financial move, talk with your mortgage professional first!

If you’re thinking about buying a home, I’m here to help you understand your options and make a plan that works for you.

Justin Rabin, Owner & Senior Mortgage Officer
Crown Mortgage
Mobile: 913.669.1277
Email: [email protected]
NMLS: 865093 | CO NMLS: 2661577

08/27/2026

Self-Employed Mortgage Loans: A Growing Path to Homeownership in KC

Justin Rabin, Owner & Senior Mortgage Officer
Crown Mortgage
Mobile: 913.669.1277
Email: [email protected]
NMLS: 865093 | CO NMLS: 2661577

Self-employed mortgage loans are growing fast in 2026. Here's how bank-statement and DSCR lending help KC buyers qualify without tax returns.

08/25/2026

You may not have to sell your current home to buy the next one.

In some situations, documented rental income from your current property may help offset part of that mortgage payment when qualifying for a new loan. Equity, expected rent, reserves, documentation, and the loan program all matter.

Before assuming you have to sell, let’s run the numbers both ways.

📲 Reach out and I’ll help you compare your options.

Justin Rabin, Owner & Senior Mortgage Officer
Crown Mortgage
Mobile: 913.669.1277
Email: [email protected]
NMLS: 865093 | CO NMLS: 2661577

08/24/2026

Mortgage Myth Monday 🏡

Think the lowest interest rate automatically means the best mortgage? Think again!

The rate is important, but it’s only part of the picture. Fees, points, loan structure, and closing costs can all impact the true cost of your loan.

That’s why it’s important to look at the whole loan—not just the rate.

If you’re comparing mortgage options, I’m happy to help you understand the numbers and find the option that makes the most sense for you.

Justin Rabin, Owner & Senior Mortgage Officer
Crown Mortgage
Mobile: 913.669.1277
Email: [email protected]
NMLS: 865093 | CO NMLS: 2661577