Shelbi Lusk- Sr. Loan Officer # 1102168

Shelbi Lusk- Sr. Loan Officer # 1102168 Shelbi Lusk # 1102168- Your Local Link Mortgage Broker, providing more than expected. Her mission is always to find personalized solutions that work for you.

Shelbi is a dedicated mortgage professional, fully committed to your needs. You're sure to appreciate her unwavering work ethic and respect that you're given. With out team, we can even take care of all the necessary paperwork, so you don't have to. You can trust our highly experienced team to serve your family, friends and community both now and in the future.

💼 Self-Employed? Getting a mortgage might be easier than you think.If you're a business owner, contractor, freelancer, o...
03/26/2026

💼 Self-Employed? Getting a mortgage might be easier than you think.

If you're a business owner, contractor, freelancer, or entrepreneur, qualifying for a home loan doesn't always have to rely on tax returns or traditional income documents.

There may be options where bank statements can be used instead.*

Yes… really.

Instead of digging through years of tax transcripts, we can sometimes review 12–24 months of business or personal bank statements to determine qualifying income.

Because when you're self-employed, your real income story doesn’t always show up the same way on paper.

✨ Solutions brought to you by a Mortgage Broker who looks for more YES’s than NO’s.

If you’ve been told before that it might be difficult to qualify, it may just mean you haven’t talked to the right lender yet.

📞 Call or text anytime 816.467.4800

*Bank statement programs available through select non-QM lending partners. Terms and conditions apply.

03/23/2026

🏡 How much house can you actually afford?

When people start looking at homes, they often focus on just the mortgage payment… but there’s a little more to the story.

Your true monthly housing payment includes something we call PITI.

PITI = Principal, Interest, Taxes, and Insurance

✔️ Principal – the portion paying down the loan balance
✔️ Interest – the cost of borrowing the money
✔️ Taxes – property taxes paid to your county
✔️ Insurance – homeowners insurance protecting the property

All four pieces together create your true monthly housing payment.

The good news? When we structure financing, we look at all of these pieces upfront so there are no surprises when you find the house you love.

Thinking about buying this year and want to know your real numbers?

🏡 Next Steps. Next House. That “For Sale” Sign in the Yard.Real estate friends — quick question for you.Do you have clie...
03/19/2026

🏡 Next Steps. Next House. That “For Sale” Sign in the Yard.

Real estate friends — quick question for you.

Do you have clients who are ready for the next chapter?
The ones talking about the bigger home… better school district… more land… or just a little breathing room?

But they’re stuck on the “how do we actually make this move happen?” part.

That’s where I come in.

As a Mortgage Broker, my job is simple:
I find more YES’s than NO’s.

Sometimes it’s:
✔️ Structuring the financing differently
✔️ Solving the “buy before they sell” conversation
✔️ Working through credit scenarios
✔️ Getting creative with down payment options
✔️ Making numbers work in ways big banks won’t even try

If you have clients thinking about the next house, let’s talk through the strategy so we can get that For Sale sign in their yard and a Sold sign on their next one.
816.467.4800

Let’s turn “maybe next year” into “let’s list the house.”

🍀 Happy St. Patrick’s Day! 🍀If you need me todayJust know there’s a very high probability I’ll be:🥩 Eating corned beef b...
03/17/2026

🍀 Happy St. Patrick’s Day! 🍀

If you need me today

Just know there’s a very high probability I’ll be:

🥩 Eating corned beef brisket
🥔 Loading up on potatoes
🍻 Enjoying a proper St. Paddy’s flight

So if I answer with a slightly happier tone than usual…
that’s just the Irish luck talking.

Whether you're hunting for a pot of gold or a new front door, I'm still here to help. 🏡

📲 Call or text anytime 816-.467.4800— I’ll just be celebrating responsibly… and strategically.

03/15/2026

🏀 Selection Sunday is here… time for some SLAM DUNKS! 🏀

The brackets are about to be revealed, everyone is making their picks, and the madness is about to begin.

But while college teams are hoping for slam dunks, homebuyers might get a few slam dunk opportunities of their own this month.

💥 March Homebuyer Slam Dunks:
🏀 No Application Fee
🏀 Appraisal Credit (up to $600)
🏀 Free Credit Report ($220 value)

Spring inventory is starting to hit the market 🌷
Which means more homes, more choices, and more chances to win.

If buying a home has been sitting on your “maybe this year” bracket, now might be the time to take your shot.

💬 Comment “SLAM DUNK” or message me and I’ll run the numbers to see what you qualify for.

—
Shelbi Lusk
Sr. Loan Officer | NMLS #1102168
📞 816-467-4800

Promotional offer available for a limited time during the month of March. Subject to borrower qualification, loan approval, property eligibility, and program guidelines. Not all applicants will qualify. Appraisal credit up to $600 applied where permitted. Credit report fee waiver available through participating lenders. Terms and conditions apply.

For real? For real! Interest rates being back into the 6% range matters more than people think.Just one year ago, the av...
03/13/2026

For real? For real!

Interest rates being back into the 6% range matters more than people think.

Just one year ago, the average buyer purchasing the same home would have paid about $322 MORE per month because of higher rates.

That’s basically an extra utility bill every month.

In a world full of filters, fake news, and AI everything…
let’s be real about one thing: opportunity.

Whether you’re:
🏡 Buying your first home
🔁 Refinancing to lower your payment
💰 Or exploring options you didn’t qualify for before

Now might be the time to rate-match your way into better housing.

Because saving $322/month isn't small —
that’s $3,864 per year back in your pocket.

📲 Message me and let’s see what’s possible.

🏀 MARCH MADNESS… but make it HOMEOWNERSHIP 🏀Gas prices are up.Groceries are up.Pretty much everything is up… 😅So natural...
03/10/2026

🏀 MARCH MADNESS… but make it HOMEOWNERSHIP 🏀

Gas prices are up.
Groceries are up.
Pretty much everything is up… 😅

So naturally… I’ve gone a little crazy this month. 🤪

In the spirit of NCAA Division I Men's Basketball Tournament, we’re running our own kind of bracket… but instead of buzzer beaters, it’s homebuyer perks.

🎉 This Month Only – You May Be Eligible For:
🏀 NO application fee
🏀 Appraisal credit (up to $600)
🏀 FREE credit report ($220 value)

Because honestly… if everything else is getting more expensive, buying a home shouldn’t feel impossible.

Spring inventory is hitting the market 🌷
Buyers are getting opportunities again 📈
And if you’ve been sitting on the bench… this might be your moment to get in the game.

💬 Message me “MADNESS” and I’ll run the numbers to see what you qualify for.

—
Shelbi Lusk
Your Local Mortgage Partner
📲 816-467-4800

🏡

Limited-time promotion for the month of March. Offer subject to qualification, approval, property and guidelines. Additional terms and conditions may apply.

After consulting the sun, the moon and the planets, the answer is clear: You need to connect with me to learn more about...
03/09/2026

After consulting the sun, the moon and the planets, the answer is clear: You need to connect with me to learn more about homeownership!

02/06/2026

Curious about the different home loans I offer? Move your thumb to the beat to learn more and message me if something catches your eye!
816.467.4800

What I may lack in basic drawing skills, I more than make up for in home loan expertise.Call/Text me today to get starte...
02/05/2026

What I may lack in basic drawing skills, I more than make up for in home loan expertise.
Call/Text me today to get started!
816.467.4800 😘

01/30/2026

Doing the I-saved-money dance because working with a mortgage broker means more loan options, lower rates, and big savings on your next purchase or refinance! Ready to join the celebration? 💃💰🏡

Address

7420 Wornall
Kansas City, MO
64114

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18164674800

Website

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