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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 10am - 5pm Friday 9am - 6pm Saturday 9am - 1pm

Ko'olau Federal Credit Union

Home
United States
Kailua, HI
Ko'olau Federal Credit Union

If you or go to on the island of , we want YOU! Ko’olau FCU is Federally insured by the NCUA.

10/31/2026

From your Ko’olau FCU ‘Ohana - Have a safe and Happy Halloween! 🎃

We wanted to share some of our Halloween fun from yesterday’s costume contest!

How did we do? 🤣👏

10/26/2026

Holiday shopping season is almost here… and so is the temptation to buy EVERYTHING! 🛍️😂

We get it! But before those holiday deals start calling your name, remember that a little planning can go a long way.

Set a budget, make your list, and give yourself room to enjoy the holidays without the financial stress.

🎁 Need extra help? Learn more about our Holiday Loan!

What’s the ONE thing you always end up spending more on during the holidays? 👀

10/22/2026

🎁 A LITTLE EXTRA HOLIDAY CHEER FROM KOʻOLAU FCU! 🎄

The holidays are right around the corner! Whether you’re shopping for gifts, planning family celebrations, or covering seasonal expenses, Koʻolau Federal Credit Union is here to help make the season a little brighter.

✨ Our Holiday Personal Loan offers:
🎁 Competitive interest rates
🎁 Flexible repayment terms
🎁 Loans starting at $2,500

Celebrate the season with a little more financial flexibility and a lot less holiday stress!

Contact Koʻolau FCU today to learn more about our Holiday Loan options.

Minimum loan amount of $2,500. Interest rates are based on creditworthiness. Loan approval is subject to credit qualifications. Koʻolau FCU is federally insured by the NCUA.

10/18/2026

😂💸 When the spending spree catches up with you… and now you have some explaining to do! 👀🤣

We’ve all been there! But a little budgeting today can save you from some awkward conversations tomorrow. 💰

At Koʻolau FCU, we’re here to help you make smarter money moves! 💚

10/14/2026

🏡✨ TURN YOUR EQUITY INTO POSSIBILITY!

Your home has helped you build memories. Now, let it help you build possibilities!

Whether you’re dreaming of a home renovation, planning a major purchase, or preparing for life’s next big adventure, a Home Equity Line of Credit (HELOC) from Koʻolau Federal Credit Union could help make it happen!

🌟 5.50% APR FIXED FOR THE FIRST 3 YEARS!*

Even better:
✅ No closing costs
✅ No annual fee
✅ $10,000 draw required

Make the most of your home’s equity with a credit union that understands our island community.

💚 Neighbors Helping Neighbors.

🔗 Learn more at KOOLAUFCU.ORG

*Annual Percentage Rate. After the introductory period, the rate adjusts to a variable rate based on the WSJ Prime Rate plus a 1.00% margin. The current variable rate is 8% APR. Certain terms and conditions apply. Visit our website for full loan disclosures. Membership eligibility requirements apply.

Federally insured by NCUA. Equal Housing Lender.

10/11/2026

🏧 MORE ATMs. ZERO FEES. MORE CONVENIENCE! 💚💙

Your money should work for YOU — not disappear in ATM fees! 💸

Thanks to our partnership with Bank of Hawaii, Ko‘olau Federal Credit Union members can enjoy FEE-FREE ATM withdrawals at participating Bank of Hawaii ATMs! 🙌

✅ More convenient access to your cash
✅ No ATM withdrawal fees at participating locations
✅ More ways to keep your hard-earned money where it belongs — in YOUR pocket!

🌺 Local partnerships. More member benefits. That’s the credit union difference!

📲 Share this with a fellow Ko‘olau FCU member who needs to know!

10/08/2026

🎁✨ OUR GIFT TO YOU THIS HOLIDAY SEASON! 🎄

Holiday shopping, family gatherings, and festive celebrations! ❤️🎅 Ko‘olau FCU is here to help make your season merry and bright!

🎁 Competitive personal loan rates
🎄 Flexible repayment terms

✨ Make your holiday wishes happen! Contact Ko‘olau FCU today to learn more!

Minimum loan amount is $2,500. Interest rate based on creditworthiness. Ko‘olau FCU is federally insured by the NCUA.

10/06/2026

🎄🛍️ That one friend who’s WAY too excited about holiday shopping… 😂

Maybe it’s because she ditched the high-interest store card. 👋💳

Transfer qualifying balances to Ko‘olau Federal Credit Union and get a 7% APR* VISA Balance Transfer rate for 365 days.

Because holiday shopping is a lot more fun without the high interest. 😉🎁

Break up with high interest. Make the switch to Ko‘olau FCU.

*Minimum $1,000 balance transfer. Promotional rate applies for 365 days. Offer valid through 11/30/26. See Ko‘olau FCU for details. No Department of War or U.S. Marine Corps, or Marine Corps Community Services endorsement implied.

10/03/2026

POV: It’s payday and for a few glorious minutes… you’re RICH. 😂💸

Then the bills start billing. 😭

If your bank account is looking a little too much like a phone number, maybe it’s time to give your money a game plan. 😉

Happy Payday from Ko‘olau FCU! 💚💰
Save a little. Spend smart. And maybe don’t check that balance again until Monday. 😂

09/26/2026

Hey, we can dream, right? 🤣

Your balance may not have that many commas, but having a financial partner you can count on is still pretty priceless. 💙

Koʻolau Federal Credit Union — here for you and your financial journey.

Address

151 Hekili Street Ste 101
Kailua, HI
96734

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	10am - 5pm
Friday	9am - 6pm
Saturday	9am - 1pm

Website

http://www.koolaufcu.org/

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