Josh Waters Insurance

Josh Waters Insurance We are dedicated to helping our clients with all personal insurance needs, through a wide range of creative strategies designed to protect them.

We are dedicated to helping our clients with all personal insurance needs, through a wide range of creative strategies designed to protect their assets, grow their business and ensure a secure tomorrow. We provide you with a flexible approach, and a level of personalized service, we adapt to new and changing environments to continually position our clients for success. At Josh Waters Insurance, we

have been in the business of providing Insurance services since 1989. We are a full service firm offering Life, Health and Disability programs as well as Long Term Care coverage and Medicare plans. We currently handle individuals, small, medium and family-run businesses.
• Are you concerned about the cost of your employee benefit plans?
• Need advice on individual health insurance on or off the marketplace?
• Wondering how much Life insurance you should own and who should be the owner of the policy?
• Need Medicare and not sure what to ask or who to ask?
• Not sure if you need Long Term Care insurance? We can help you understand these questions plus many more and will meet you at no charge. Services:

Employee Benefits, Business Planning, Educational Planning, Life Insurance, Health Insurance, Group Insurance, Long Term Care, Disability Insurance

This Life Insurance Awareness Month, we want to highlight an unfortunate reality: too few Americans have adequate life i...
09/02/2026

This Life Insurance Awareness Month, we want to highlight an unfortunate reality: too few Americans have adequate life insurance. The good news is that there are several simple steps you can take to better protect your family’s future.

Swipe for key statistics and steps to consider. As always, we are here to help ensure you have the right life insurance protection. Reach out today for assistance with any of the steps we’ve recommended or to further explore coverage for your family.

Small, daily habits can have a bigger impact on your health than most people may realize. Swipe through for some simple ...
08/25/2026

Small, daily habits can have a bigger impact on your health than most people may realize. Swipe through for some simple changes that are easy to make and might be worth sticking with for the long run.

As always, if you have questions about your health insurance coverage, give us a call. We are here to help.

As you may know, it’s almost time for Medicare’s annual enrollment period (AEP). The Medicare AEP runs from October 15th...
08/18/2026

As you may know, it’s almost time for Medicare’s annual enrollment period (AEP). The Medicare AEP runs from October 15th to December 7th every year, making now a potentially advantageous time to review your current coverage and plan ahead for any changes next year.

Thinking about this now, before the period opens, can make the process easier and give you enough time to compare options and make an informed decision about your care. Swipe for a few areas to revisit as you prepare for the beginning of the AEP.

The AEP is your yearly opportunity to review your Medicare coverage and make changes for the next plan year. A little preparation now can make the process simpler and help you choose coverage that fits your needs. That said, if you’d like to go over your current plan, feel free to reach out. We are always here to help you carefully assess your needs so you can make an informed decision.

If you’re turning 65 soon and are unsure about what it means to enroll in Medicare, you are not alone. One of the most c...
08/18/2026

If you’re turning 65 soon and are unsure about what it means to enroll in Medicare, you are not alone. One of the most common questions we hear from those nearing retirement is around the timeline for signing up for Medicare.

So, we wanted to share a few important reminders to help you stay on track:

✅Know your enrollment window. Your initial enrollment window lasts for seven months — three months before your 65th birthday, your birthday month, and three months after your birthday. Enrolling early in this timeframe can help ensure your coverage begins right when you need it.

✅Understand how to sign up. Some individuals are automatically enrolled in Original Medicare, while others need to take action themselves to enroll in Original Medicare. This often depends on whether you are already receiving Social Security benefits.

✅Do not delay without a plan. Waiting too long to enroll without qualifying coverage can result in delayed coverage start dates and ongoing late-enrollment penalties.

✅Be aware of other options. If you are still working and covered under an employer plan, you may qualify for a Special Enrollment Period that can allow you to defer your enrollment. However, missing all enrollment windows can limit your options and increase costs, so it's best to clarify this early.

Medicare decisions can feel overwhelming, but you do not have to navigate them alone. Whether you are approaching 65 or are simply evaluating your options, contact us for guidance tailored to your situation.

Each year, Medicare drug plans can change what they cover, how much you pay, and the rules around your prescriptions. Th...
08/12/2026

Each year, Medicare drug plans can change what they cover, how much you pay, and the rules around your prescriptions. That means a medication that worked for you this year may cost more, or may not be covered at all, next year.

A simple prescription coverage review can help you:

✅Confirm your prescriptions are still covered under your plan.
✅Identify potential restrictions like prior authorization or step therapy.
✅Explore lower-cost or generic alternatives.
✅Avoid unexpected out-of-pocket expenses.

For questions about how your medications interact, speak with your pharmacist or prescribing physician.

With rising prescription costs and ongoing changes to Medicare drug coverage, reviewing your medications annually is one of the best ways to protect both your health and your budget.

If you have questions about your coverage or want help reviewing your current plan, we are here to help. Give us a call today, and we can get started.

Choosing a health care provider is an important decision, and the right tools can make it easier. Whether you need a new...
08/05/2026

Choosing a health care provider is an important decision, and the right tools can make it easier. Whether you need a new primary care doctor, a specialist, or want to compare facilities, Medicare’s Care Compare tool helps put trusted information at your fingertips.

Swipe through for a quick guide on how it works. And remember, if you ever need help navigating your coverage, our team is here to assist.

August is National Eye Exam Month, a perfect reminder to schedule your annual eye exam if you haven’t already.A comprehe...
08/04/2026

August is National Eye Exam Month, a perfect reminder to schedule your annual eye exam if you haven’t already.

A comprehensive annual eye exam is covered by most vision plans, meaning you can obtain this key preventive care as easily as scheduling your appointment.

Additionally, these exams can do more for your health than just update your prescription. Your eyes can reveal early warning signs of serious health conditions that you might not know about otherwise, including:

👁️ Hypertension - Irregularities in the eye's blood vessels can signal high blood pressure before other symptoms appear.
👁️ High cholesterol - A yellowish tint or patch around the cornea or eyelid may indicate elevated cholesterol levels.
👁️ Autoimmune disorders - Inflammation in the eye can be an early sign of conditions like lupus.
👁️ Thyroid disease - Bulging or protruding eyes are often associated with thyroid-related conditions.
👁️ Cancer - Unusual structures within the eye can indicate ocular melanoma, and changes around the eyelids may reveal certain skin cancers.

If it has been more than a year since your last eye exam, let this month be your reminder to get it on the calendar.

Not sure what your vision benefits cover? Give our team a call. We are happy to help you take a look.

Medicare’s annual election period (AEP) might feel far away, but the best time to ask questions is long before the deadl...
07/21/2026

Medicare’s annual election period (AEP) might feel far away, but the best time to ask questions is long before the deadlines hit.

When you start exploring your Medicare options early, you give yourself time to understand what is actually covered, compare plans that fit your doctors and prescriptions, and avoid last-minute stress or rushed decisions.

A simple conversation now can make your AEP enrollment window choices between October 15th to December 7th clearer, calmer, and more confident.

If you’re unsure where to start or what to ask, reach out. We’re here to walk with you through your Medicare questions, step by step.

The dog days of summer are here, and we are just stopping by to say hello! We hope you’re soaking up the sun, catching a...
07/15/2026

The dog days of summer are here, and we are just stopping by to say hello!

We hope you’re soaking up the sun, catching a cool breeze, or maybe even catching a nap or two on a sunny beach.

Remember, if there is anything our team can help you with before the season winds down, please do not hesitate to reach out. We are always here and happy to connect whenever you need us.

Extreme summer heat is more than uncomfortable. It can pose serious health risks for people of all ages and health condi...
07/14/2026

Extreme summer heat is more than uncomfortable. It can pose serious health risks for people of all ages and health conditions.

A few simple habits can make a big difference on very hot days:

🔸 Stay indoors during the hottest hours of the day when possible.
🔸 Drink water regularly, even if you don’t feel thirsty.
🔸 Wear lightweight, light-colored, loose-fitting clothing when outside.
🔸 Use fans or air conditioning, or visit a cooling center or public place with air conditioning if your home is too warm.
🔸 Watch for signs of heat exhaustion, such as dizziness, headache, confusion, or nausea, and reach out to medical professionals if necessary.

These steps can help prevent heat-related illness and keep you and the people you care about safer all summer long. If you have questions about how heat might affect your health or medications, talk with your doctor or health care team.

As always, know that we are here for you if you would like to review your coverage. Give us a call today, and we can find time to connect.

Address

Jenkintown, PA
19046

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+12158858585

Website

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