Josh Waters Insurance

Josh Waters Insurance We are dedicated to helping our clients with all personal insurance needs, through a wide range of creative strategies designed to protect them.

We are dedicated to helping our clients with all personal insurance needs, through a wide range of creative strategies designed to protect their assets, grow their business and ensure a secure tomorrow. We provide you with a flexible approach, and a level of personalized service, we adapt to new and changing environments to continually position our clients for success. At Josh Waters Insurance, we

have been in the business of providing Insurance services since 1989. We are a full service firm offering Life, Health and Disability programs as well as Long Term Care coverage and Medicare plans. We currently handle individuals, small, medium and family-run businesses.
• Are you concerned about the cost of your employee benefit plans?
• Need advice on individual health insurance on or off the marketplace?
• Wondering how much Life insurance you should own and who should be the owner of the policy?
• Need Medicare and not sure what to ask or who to ask?
• Not sure if you need Long Term Care insurance? We can help you understand these questions plus many more and will meet you at no charge. Services:

Employee Benefits, Business Planning, Educational Planning, Life Insurance, Health Insurance, Group Insurance, Long Term Care, Disability Insurance

Turning 65 is an important Medicare milestone, but enrolling is not always as automatic or as simple as people expect. T...
06/15/2026

Turning 65 is an important Medicare milestone, but enrolling is not always as automatic or as simple as people expect. The right next step depends on various factors, and missing the timing or misunderstanding how your current coverage works with Medicare can lead to penalties, gaps in coverage, or both.

Swipe to see the key Medicare considerations to keep in mind if you are about to turn 65.

If you are approaching 65 and want help understanding what to do next, don’t hesitate to reach out to our team. We are here to help guide you.

Medicare plan changes are not available at any time during the year, which is why it is important to understand when you...
06/12/2026

Medicare plan changes are not available at any time during the year, which is why it is important to understand when you can switch or adjust your coverage and when you may need to wait for the next enrollment window. Swipe for more information.

We hope you find this information helpful. As always, if you have any questions about your coverage, don’t hesitate to reach out to us. We are here to help you make the most of your coverage.

June is Oral Health Month, a practical opportunity for employers to evaluate dental benefit offerings, reinforce prevent...
06/10/2026

June is Oral Health Month, a practical opportunity for employers to evaluate dental benefit offerings, reinforce preventive care messaging, and prepare for the next plan year.

Dental benefits are one of the most consistently used and appreciated components of an employer-sponsored package. When plans are designed and communicated effectively, they support employee well-being, productivity, and workforce stability.

Swipe for a brief overview of the most common types of dental benefit plans.

If you’d like to review your current dental offerings, evaluate network adequacy, or improve employee communication ahead of renewal, feel free to reach out to schedule a discussion. We’re always here to help.

Dental insurance can feel confusing, and small misconceptions can lead to delayed care, missed benefits, or higher out-o...
06/05/2026

Dental insurance can feel confusing, and small misconceptions can lead to delayed care, missed benefits, or higher out-of-pocket costs over time. With Oral Health Month as a reminder to prioritize preventive care, it is a great opportunity to clear up a few common myths.

Here are a few things many people misunderstand about dental coverage:

🔹 “Cleanings aren’t covered.” In fact, many dental plans emphasize preventive care. Exams and cleanings are often covered at high levels because catching issues early helps reduce the likelihood of more extensive, costly procedures later.

🔹 “Waiting to treat issues can save money.” Delaying treatment typically increases costs. For example, a small cavity treated early may require only a basic filling, while waiting could lead to a crown or root canal with higher coinsurance and more time involved.

🔹 “All dentists are in-network with my plan.” Networks vary by plan and carrier. Scheduling with an out-of-network provider without verifying participation can result in higher out-of-pocket expenses.

Understanding how your dental plan works can help you get the most value from your coverage. If you have questions about how your dental benefits work, feel free to reach out. I am always happy to help review your options.

With June 6th recognized as Visually Impaired People Day, now is a good time to discuss how Medicare approaches vision c...
06/04/2026

With June 6th recognized as Visually Impaired People Day, now is a good time to discuss how Medicare approaches vision care.

Original Medicare (also known as Medicare Parts A and B) is designed primarily as medical insurance. That means coverage typically applies to the diagnosis and treatment of medical conditions affecting the eyes, rather than to routine vision care. However, Medicare Advantage plans usually do include coverage for routine eye exams.

Swipe for a brief overview of what Original Medicare and Medicare Advantage plans cover when it comes to vision care and eye health.

If you’d ever like to review how your current Medicare coverage addresses vision care, don’t hesitate to reach out to our team. We are always here to be a resource for you.

June is Men's Health Month, and there is no better time to encourage you or the men in your life to take advantage of pr...
06/02/2026

June is Men's Health Month, and there is no better time to encourage you or the men in your life to take advantage of preventive screenings included with their health care coverage. Preventive screenings are among the most powerful tools for early detection of serious illnesses, and catching something early can make all the difference.

Here are some key screenings and wellness checks worth knowing about and at what age they start:

✅ Cholesterol checks - These key preventive screenings should start at 17 to monitor heart health and reduce the risk of heart disease and stroke. They’re recommended every four to six years.
✅ Diabetes screening - Diabetes screenings are recommended to begin at age 35 and every three years after, or earlier if risk factors are present, such as family history or being overweight.
✅ Prostate cancer screening - Men should start receiving regular prostate cancer screenings with their doctor, typically starting around age 50, or earlier for those with higher risk factors.
✅ Colorectal cancer screening - For men, a colonoscopy is recommended starting at age 45 for those with average risk and should be repeated every 10 years. The frequency of screening may increase based on your doctor’s assessment of your risk level.
✅ General mental health screening - These screenings are often conducted at annual checkups, at any age. They are a good time to speak openly with your provider about anxiety, depression, or any changes in your mood.

Every man's health journey looks different, so it’s best to talk with your doctor about which screenings are right for your age, history, and lifestyle.

Have questions about what your health coverage includes? Give us a call. We are here to help you make the most of your benefits.

As summer approaches, calendars fill up quickly. This is often when routine health care gets put off, but taking care of...
05/28/2026

As summer approaches, calendars fill up quickly. This is often when routine health care gets put off, but taking care of these preventive services early can help keep you healthy all summer long. Many of these services are covered under health plans and are designed to detect potential issues early, before they turn into more serious health concerns.

Coverage varies, but common preventive services may include:

✅ Annual wellness visits and routine physical exams.
✅ Blood pressure, cholesterol, and diabetes screenings.
✅ Cancer screenings.
✅ Well-child visits and developmental checkups.
✅ Recommended vaccinations.
✅ Preventive counseling related to nutrition, to***co use, or mental health.

Booking appointments in advance can also help avoid scheduling bottlenecks and missed coverage opportunities.

If you have questions about what your plan covers, don’t hesitate to reach out. Our team is here to help guide you.

In honor of Memorial Day, we invite you to join us in taking time to remember and honor the brave men and women who made...
05/25/2026

In honor of Memorial Day, we invite you to join us in taking time to remember and honor the brave men and women who made the ultimate sacrifice to protect our country and preserve our freedom.

Please note that our office will be closed on Monday, May 25th, in observance of Memorial Day. We will resume normal business hours on Tuesday, May 26th, and will respond to any messages received during the closure as promptly as possible.

Wishing you a respectful and meaningful Memorial Day.

May is Disability Insurance Awareness Month, and it is a good time to take a closer look at a type of coverage that does...
05/21/2026

May is Disability Insurance Awareness Month, and it is a good time to take a closer look at a type of coverage that does not always get the attention it deserves.

According to 2025 data from the U.S. Bureau of Labor Statistics, people with a disability account for about 13% of the U.S. population, and the gap between employment rates for those with and without a disability remains significant.

Disability can affect anyone at any stage of life, and the financial impact can be just as significant as the physical one. Swipe through for a breakdown of what disability insurance covers and what to look for in a policy.

Have questions about your coverage options? Give us a call today.

Throughout your life, you’ll go through many changes. Your health insurance should keep up with them. Regardless of whet...
05/19/2026

Throughout your life, you’ll go through many changes. Your health insurance should keep up with them.

Regardless of whether you’re exploring new plan options, adding dependents, or selecting additional coverages, we’re here to make sure your health insurance is keeping up with your needs.

If you have any questions about your current coverage or if you would like to explore your options, don’t hesitate to reach out. We are here for you.

Address

Jenkintown, PA
19046

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+12158858585

Website

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