Florida First Insurance Group

04/23/2026

We love to support our city. Please look for our Florida Blue/Florida First Insurance Group bus stop benches around town. 😁

04/23/2026

Please check us out on Jacksonville's "Buzzworthy Business" TV Show:

- Florida First Insurance Group: 904-374-3795
- We specialize in Health Insurance, Group Health/Company Benefits, Medicare and Dental/Vision.

Watch Buzzworthy Businesses with Theo Mitchelson and Nick Leonard on the Daily News Network website.

04/20/2026

04/20/2026

Florida First Insurance Group, Florida Blue and Sanitas Medical Centers was recently featured on The Horse's Mouth TV Show with former Jacksonville Jaguar Tom McManus. We had a great time! Thank you Tom and BUZZ Daily News Network.

This is "The Horse's Mouth with Spring Miller, Nick Leonard, Theo Mitchelson and Heather Womble" by Production on Vimeo, the home for high quality videos and the people who love them.

04/06/2026

Sanitas Medical Center

- First Class!

- A Florida Blue "Value Choice" provider = $0 Copay

- Super clean and welcoming. Bottled water and coffee provided. Updated modernized equipment.

- Highly recommend!

02/27/2026

https://youtu.be/7lBZXwo6sd0?si=99lg_kX2eiyuYjaV

Follow the Blue to find support navigating changes to health insurance.

02/17/2026

Hello Fellow Business Owners and company benefit administrators:

*Subject: Group Health/Company Benefits

The information below is provided/quoted directly from Google AI Mode and your local experts at Florida First Insurance Group are the solution. We would love the opportunity to serve your company with First-Class service and saving money $$$ (always a plus!).

Question to AI: Why should companies use an insurance broker rather than a paycheck company for providing employee benefits?

AI Mode's Answer:

Companies often choose an insurance broker over a payroll company or Professional Employer Organization (PEO) when they prioritize customization, independent advocacy, and lower direct service fees. While payroll providers offer convenient bundled administration, brokers provide specialized market expertise that can lead to more tailored benefits packages.

Key Advantages of Using an Insurance Broker:

-Independent Advocacy & Choice: Brokers are not tied to a single provider and can shop across multiple carriers to find the best fit for your budget. Payroll companies often have a "take-it-or-leave-it" platform with limited carrier options.

-Lower Direct Costs: Brokers are typically paid via commissions from insurance carriers, meaning their standard advisory services often come at no upfront cost to the employer. In contrast, payroll companies and PEOs charge ongoing administrative fees, often ranging from 2% to 12% of total payroll.

- Personalized Expertise: Brokers offer hands-on, specialized support for complex tasks like risk analysis and plan design. Payroll representatives may be generalists working on multiple HR projects, whereas brokers focus exclusively on the insurance market.

- Customized Benefits Packages: Brokers can help design unique plans, including self-funded or level-funded options, which can be more cost-effective for specific workforces.
Ongoing Claims Support: A broker acts as an advocate for your employees, assisting with claims disputes and resolving coverage issues directly with carriers throughout the year.

Florida First Insurance Group: 904-374-3795
FL1stins.com

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