Hardin Insurance Inc

Call Directions Website Contact the business

Hardin Insurance Inc Need a quote? Call us at 904-399-1100! Hardin Insurance has been servicing the greater Jacksonville

09/30/2026

Ask us anything about Insurance.

We have spent 42 years in Jacksonville, as an all-lines independent insurance Brokerage, and will answer every question in the comments.

Nothing's too basic. What do you want to know?

09/28/2026

What does your Homeowners insurance actually cover?

If you are a normal home owner, this is not a question to be ashamed to ask—What does this policy you have ACTUALLY do?

If your home insurance policy is a HO3, here is an outline of what it would cover:

SAVE THIS POST FOR LATER

Coverage A: Dwelling—your main payment if there is an claim. It covers the physical structure of the house, attached garage, roof, and built-in fixtures.

Coverage B: Other Structures—Covers all non attached structures to your house: i.e. fences, sheds, or detached garages.

Coverage C: Personal Property—Covers all of your belongings, we like to explain it as all of the things that would fall our of your house if turned upside down.

Coverage D: Loss of Use—Covers the cost of living outside of your home if it becomes unlivable from an accident or storm: hotels, groceries, restuarants, etc.

Coverage E: Personal Liability—In the event of a lawsuit, this will cover your legal fees if somebody sues you for bodily injury or property damage(resulting from a car accident).

Coverage F: Medical Payments, covers any minor medical expenses for people who are injured on your property.

This is only an outline of coverages, as they effect your Home insurance. Let us know if there a coverage that you would like to know about!

insurance

How do you save on your Homeowners Insurance in Jacksonville? There are credits to add to your policy which we have spok...
09/23/2026

How do you save on your Homeowners Insurance in Jacksonville?

There are credits to add to your policy which we have spoken about previously:
- Clips 🏠️
- Alarms 🫆
- New roof 🔨
- Location 📍

But the best way to save money on your Homeowners Insurance Policy is to ask a brokerage do the shopping for you.

Why?

Because Insurance brokerages have access to many companies and can compare quotes side by side—not just one at a time.

So the next time you are looking for insurance—shop an insurance broker.

P.S. If you need help with your Home Insurance, give us a call!

What is the best way to shop Home Insurance is Jacksonville FL?To search with as many companies as possible—simultaneous...
09/22/2026

What is the best way to shop Home Insurance is Jacksonville FL?

To search with as many companies as possible—simultaneously.

This is where local insurance Brokerages come in.

An insurance Broker is an insurance agent, that can shop with various companies, and pick the best price/coverage.

So the next time you are looking for homeowners insurance in FL, let a brokerage do the shopping for you—it saves time and money.

09/21/2026

Why Should You Buy Home Insurance?

This is a very important question especially for those living in/around Jacksonville FL.

For many people the question is often about the cost. They ask why they should pay for home insurance($3000+ per year)?

The answer is about security.

Yes, it is possible to own your home and not have insurance—but in the event of a catastrophe, are you willing to pay out of pocket?

This is why it is vitally important to us that you have the right insurance coverage for your home—our number one priority.

Homeowners Insurance is OK, if you don't need it, but life-saving if you do.

09/18/2026

Fill in the blank: I wish more people knew ______ about Insurance Brokers.

My answer: More.

Why? Because if they did people could save themselves a lot of Time, Stress, and Money.

Brokers, or independent agents, can write your insurance with many different insurance companies(Saving you Time).

They take away the stress of having to search for yourself because they shop for you(Stress).

And because they can write with many different companies, they can compare quotes and get you the best price on the market(Money).

Thats our answer—whats yours?

Why are Home Insurance Prices in Jax, FL so High?The answer, may surprise you. From 2015-2020, contractors and lawyers u...
09/16/2026

Why are Home Insurance Prices in Jax, FL so High?

The answer, may surprise you.

From 2015-2020, contractors and lawyers used a legal loophole called Assignment of Benefits to sign away your Home Insurance rights—at your front door.

The scam started when you got a knock on your door from a contractor, he would ask to do a "Free Inspection" of your roof, and every time, he would report the roof damaged.

He then informed you that your Home Insurance company will give you a "Free Roof." All you have to do is sign.

Using your signature, the contractor would file a massively inflated roof claim, in your name, often upwards of $100,000, 80K or 90K more than the cost to replace the roof.

From this claim submitted by the contractor, lawsuits inevitably followed.

From these lawsuits, Insurance companies were required to pay out Billions in legal fees—and you the local homeowner took the hit with skyrocketing premiums and canceled policies.

Following the Roof Inspection Scam, the Florida market is just now recovering. And unfortunately, this means prices are slowing going down, but leaving hope for cheaper rates in the future.

09/14/2026

What is the best way to shop Home Insurance is Jacksonville FL?

To search with as many companies as possible—simultaneously.

This is where local insurance Brokerages come in.

An insurance Broker is an insurance agent, that can shop with various companies, and pick the best price/coverage.

So the next time you are looking for homeowners insurance in FL, let a brokerage do the shopping for you—it saves time and money.

09/07/2026

Why is good customer service in insurance so hard to find?

This is a question many people ask nowadays.

Too often companies opt for shortcuts — automation and chatbots 🤖, endless self-service phone menus ☎️, hour long hold times 🕘️ , and staff who don't really help.

Everybody runs into these frustrations.

That is why we do things differently.

If that means 8 hours of phone calls and follow up work to help a client in a difficult situation, we are willing.

Because in the end, the people who we serve are who matter most—And that is real customer service.

09/02/2026

Our #1 recommendation which can save Jacksonville Homeowners thousands on Insurance.

One word—Clips.

What are clips?

Clips are a bracketing system which attaches the Roof to the Home.

Essentially, a small piece of metal, which secures the roof to stay on under high winds—or Hurricanes.

Why do we recommend them for your home?—Two reasons:

1. Security for your home, protection against weather, of all kinds.

2. Clips = lower prices.

Many Homes already have clips—and don't even know it.

We recommend Hollaway Construction LLC for adding clips to your home, without needing to buy a new roof.

Consult your agent today to see if adding clips to your roof could save you on your next Premium.


Address

5627 Atlantic Boulevard, #6
Jacksonville, FL
32207

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 4:30pm

Telephone

+19043991100

Website

Alerts

Be the first to know and let us send you an email when Hardin Insurance Inc posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Hardin Insurance Inc:

Shortcuts

Share

Category