Vonda Kay Harris - PNC CRA Sales & Client Experience Advisor - NMLS #220244

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Vonda Kay Harris - PNC CRA Sales & Client Experience Advisor - NMLS #220244 You’re looking for a Mortgage Loan Officer you can trust. PNC Bank N.A. NMLS ID: 446303

Whether you’re buying a home, exploring a refinance, or considering ways to use your home’s equity, I’m here to answer questions, explain your options, and help you make confident, informed decisions at every stage of homeownership. My focus is on helping you secure the right mortgage solution for today—while remaining a trusted resource as your needs evolve over time.

Doing a little Sunday scrolling of home listings? Here's something many buyers don't realize:A home under contract doesn...
11/02/2026

Doing a little Sunday scrolling of home listings? Here's something many buyers don't realize:

A home under contract doesn't always mean you've missed your chance.

In some situations, buyers can submit a backup offer and be next in line if the current deal falls through.

Want to discuss strategies for today's market? Give me a call! (800) 822-5626

If you're shopping for a home, you'll likely encounter the terms "contingent" and "pending." Find out what they mean and how they impact your buying journey.

Good news for homeowners.The limited-time introductory rate offer for eligible new HELOCs has been extended through Nove...
10/30/2026

Good news for homeowners.

The limited-time introductory rate offer for eligible new HELOCs has been extended through November 30, 2026.

If you meant to explore your options but haven't had the chance, there's still time to see how a home equity line of credit could help support your financial goals. Message me!

Learn more: pnc.com/homelendingoffers

10/30/2026

👻 Trick: Remembering to change your clocks.

🎃 Treat: An extra hour of sleep.

Don't forget to turn your clocks back before bed Saturday night. Happy Halloween weekend!

Nobody can predict the unexpected, but you can prepare for it.A roof repair. A furnace replacement. An unexpected life e...
10/27/2026

Nobody can predict the unexpected, but you can prepare for it.

A roof repair. A furnace replacement. An unexpected life event.

Many homeowners establish a HELOC before they need one, giving them access to funds that can help provide flexibility when the unexpected happens.

With our current introductory rate offer available for eligible new HELOCs, now may be a great time to explore whether a HELOC fits into your financial game plan. Call me! (800) 822-5626

Learn more: pnc.com/homelendingoffers

🤔 If an extra property could generate income, would you consider becoming a landlord?It's not for everyone, but for some...
10/23/2026

🤔 If an extra property could generate income, would you consider becoming a landlord?

It's not for everyone, but for some people it can be part of a broader wealth-building strategy.

I'd love to hear your thoughts. Is rental property ownership something you've considered?

Discover how to buy a rental property with our comprehensive guide. Learn about investment goals, financing options, and legal tips to make informed choices.

One of the biggest reminders I tell everyone during the mortgage process, is DON'T make any major purchases until after ...
10/22/2026

One of the biggest reminders I tell everyone during the mortgage process, is DON'T make any major purchases until after closing.

For example, a new car could change your credit score or debt ratios.

Remember, I'm here to guide you every step of the way, so DO reach out with questions! (800) 822-5626

Applying for a mortgage may seem overwhelming, but there are ways to simplify the process. Follow these mortgage dos and don'ts from the experts at PNC.

This is a great read to help understand how co-ops work, what makes them different, and whether they align with your lif...
10/19/2026

This is a great read to help understand how co-ops work, what makes them different, and whether they align with your lifestyle and goals so you can make an informed buying decision.

Still have questions? Call me today! (800) 822-5626

Discover the ins and outs of co-op housing, from understanding its structure to exploring the shared responsibilities and benefits it offers.

💡 Ever wonder why homeownership can feel tougher for younger generations today?Consumer Health Check: October 2026 highl...
10/13/2026

💡 Ever wonder why homeownership can feel tougher for younger generations today?

Consumer Health Check: October 2026 highlights that despite stronger incomes and higher wealth accumulation, many younger adults feel priced out of the housing market due to affordability challenges.

That's why conversations matter. Many buyers are surprised to learn there may be resources available, including down payment assistance programs and other financing options that could help them reach their goals sooner.

If you're interested in the economic trends influencing housing today, take a look at this report: https://www.pnc.com/en/about-pnc/media/economic-reports/consumer-health-check/consumer-health-check-2026-october.html

Not sure where to start? You may be surprised by the down payment assistance programs and financing options available. Feel free to reach out if you'd like to learn more. (800) 822-5626

You sign a lot of paperwork when buying a home, but one document legally binds you to repay the loan. Do you know what a...
10/09/2026

You sign a lot of paperwork when buying a home, but one document legally binds you to repay the loan. Do you know what a promissory note actually does?

A promissory note in real estate is crucial for financing. Learn its definition, purpose, and how it functions with mortgages in property dealings.

Buying a home is one of the biggest financial decisions you'll make, and trust matters.That's why I'm proud to work for ...
10/08/2026

Buying a home is one of the biggest financial decisions you'll make, and trust matters.

That's why I'm proud to work for a company recognized as the #1 Most Trusted Financial Company among banks by Investor's Business Daily in 2026.

Thank you to the clients, partners, friends, and families who trust me to help guide them through their homeownership journey.

Read more: https://pnc.co/4B8NsMG

Address

1036 Dunn Avenue
Jacksonville, FL
32218

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+19044072094

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