Melissa Lape, Loan Officer

Melissa Lape, Loan Officer NMLS: 1877331
Mortgage Loan Advisor with Coast 2 Coast Mortgage Lending As a mortgage professional, I pride myself on honesty and integrity.

Located in the heart of Central Florida, I specialize in residential lending. I offer a variety of loan programs to fit everyone's individual financial needs. My goal is to make your dream of homeownership a reality!

06/15/2026

Buying a home can get emotional real quick.

One minute you’re excited.

Next minute the house has 14 offers, the payment needs to be recalculated, the taxes are higher than expected, and suddenly everyone is stress-refreshing the listing app.

That is why getting pre-approved is not just a “first step.”

It is the thing that keeps the whole search from turning into chaos.

When you know your numbers, your payment range, your loan options, and what you can actually offer, you are not just guessing your way through the process.

You are shopping with a plan.

And trust me, your Realtor will appreciate that too. 😂

Thinking about buying soon? DM me “READY” and let’s get your numbers figured out before the home search gets dramatic.

Monday reminder: You don't need to have it all figured out. ✨The people reaching their goals aren't always the smartest ...
06/15/2026

Monday reminder: You don't need to have it all figured out. ✨

The people reaching their goals aren't always the smartest or luckiest—they're the ones who keep taking the next step.

Whether it's buying a home, growing your savings, or chasing a dream, keep going.

Your future self will thank you. 🏡💙

06/12/2026

Me, quietly rearranging income, debts, credit, down payment, lender rules, and thirteen tiny details so the loan can finally make sense.

This is why “just apply online” makes mortgage brokers blink twice.

The math has layers. The file has personality. The lender has opinions.

And somehow, we are going to make everybody get along.

Save this for later.
Send it to someone who thinks mortgage approvals are just vibes and a submit button.

☀️ Summer is here, and so are the endless possibilities.Whether you're planning vacations, backyard BBQs, or just soakin...
06/12/2026

☀️ Summer is here, and so are the endless possibilities.

Whether you're planning vacations, backyard BBQs, or just soaking up some sunshine, don't forget to make room for those big dreams too. 🏡✨

Who knows? This could be the summer you stop dreaming about a new home and start making moves toward one.

For now, grab your favorite cold drink, enjoy the sunshine, and make some memories. 😎🌻

What's your favorite thing about summer? 👇

06/12/2026

Buying a home together is exciting.

But before the saved kitchens, the backyard ideas, and the “this could be us” conversations, you need to talk about the numbers.

What payment feels comfortable for both of you?

How much cash should stay in savings after closing?

Whose credit, income, and debts are being used for the loan?

Who is on the mortgage?

Who is on title?

What happens if one person’s job changes, income changes, or timeline changes?

Not romantic.

Very necessary.

The strongest buyers are not always the ones with the biggest budget.

Sometimes they are the ones who had the honest money conversation before the house made everything emotional.

Save this for later.
Send it to the person you want to buy with.

Most people don't fail because they aren't capable.They fail because they convince themselves it's impossible before the...
06/11/2026

Most people don't fail because they aren't capable.

They fail because they convince themselves it's impossible before they even start.

The same goes for buying a home.

You don't need perfect timing, perfect credit, or a perfect plan. You just need to be willing to take the first step and learn what's possible.

Don't let assumptions make decisions for your future. ✨🏡

What's one goal you're refusing to give up on this year?

Every financial profile tells a story, and standard algorithms often miss the nuances. At the Melissa Lape Mortgage Team...
06/10/2026

Every financial profile tells a story, and standard algorithms often miss the nuances. At the Melissa Lape Mortgage Team, we specialize in finding creative, compliant pathways to homeownership where others simply see roadblocks. Read how we helped this amazing family close on their home this week. 🌟

When analyzing the cost of waiting to buy, don't forget to calculate the rent you'll never see again. Real estate remain...
06/09/2026

When analyzing the cost of waiting to buy, don't forget to calculate the rent you'll never see again. Real estate remains one of the most reliable vehicles for personal wealth creation. Let’s look at a rent vs. buy analysis customized for your local area.

06/08/2026

In a competitive summer market, your pre-approval letter is your strongest negotiation tool. Sellers want certainty. When listing agents see an approval from the Melissa Lape Mortgage Team, they know the deal crosses the finish line smoothly. Let's make your next offer unstoppable.

06/05/2026

A mortgage isn't a transactional product; it’s a relationship built on trust. I’m incredibly proud of the culture we’ve built at the Melissa Lape Mortgage Team—where your homeownership goals become our personal mission. Have a great weekend, everyone!

Address

9050 Cypress Green Drive Suite 403
Jacksonville, FL
32256

Telephone

+13523613791

Website

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