Ruoff Mortgage- Jackson, MI Branch

11/02/2026

10/30/2026

Wishing all a happy and safe Halloween weekend!

10/30/2026

Every week we'll share the fun weekend events happening near you! We would love to know which events you attend. Please feel free to share your photos with us!

10/29/2026

Reminder! We gain an hour this weekend! Enjoy!

10/29/2026

🎃🏡 No tricks, just treats… and maybe a new home! 👻🍬

Buying a home doesn’t have to be scary! 🕸️ Whether you’re searching for your dream home or ready to make a move, our team is here to make your homeownership dreams come true—without the spooky surprises! 🏡🔑

Wishing you a fang-tastic Halloween filled with sweet treats, safe trick-or-treating, and lots of spooky fun! 🧡🖤

From our mortgage family to yours, have a spooktacular Halloween! 🎃👻

10/28/2026

Your mortgage payment is more than just the cost of your home!
When budgeting for homeownership, property taxes are an important piece of the puzzle. They can impact how much you pay each month and how much your home costs you over time.
Here's what every homeowner should know:
• Property taxes vary by location. Two homes with the same purchase price could have different property tax bills depending on where they're located.
• Taxes are often included in your mortgage payment. If you have an escrow account, a portion of your monthly payment is set aside to cover property taxes when they're due.
• Your payment can change. Even with a fixed-rate mortgage, an increase in property taxes could mean a higher monthly payment.
The key to confident homeownership? Understanding the full picture before you buy.
At Ruoff Mortgage, we're here to help you look beyond the listing price and understand what your future monthly payment could look like. Ready to find a home that fits your budget? Let's get started!

10/26/2026

What makes a neighborhood feel like home? Is it the tree-lined streets, walkable sidewalks, local coffee shops, nearby parks, or neighbors who become lifelong friends? In our latest blog we explore the little things that can make a big difference when choosing where to put down roots. What's your neighborhood must-have? https://blog.ruoff.com/what-actually-makes-a-neighborhood-feel-like-home

10/21/2026

Think you need perfect credit and a 20% down payment to buy a home? Think again! An FHA loan could help make homeownership more attainable than you might expect.
Backed by the Federal Housing Administration, FHA loans offer:
• Down payments as low as 3.5% for qualified buyers
• More flexible credit requirements than some conventional loan options
• Opportunities for first-time AND repeat homebuyers
• The ability to use eligible gift funds toward your down payment
Wondering if you qualify? Your credit score, income, existing debt, and down payment savings all play a role. A Ruoff Mortgage loan officer can help you understand the requirements, explore your options, and determine whether an FHA loan could be a good fit for your homeownership goals. Your path to homeownership might be closer than you think. Let's find out!

10/20/2026

Going to an open house? Make sure you know what questions to ask before falling in love with a home! Save this for when you’re house hunting, or share it with a friend who’s on the homebuying journey! 🏠